HB 13: Windstorm Coverage by Citizens Property Insurance Corporation
GENERAL BILL by Cassel ; (CO-INTRODUCERS) Eskamani ; Hunschofsky ; Woodson
Windstorm Coverage by Citizens Property Insurance Corporation; Requires Citizens Property Insurance Corporation to make windstorm coverage available to homeowners for any residential structures and to commercial lines residential structures; provides requirements for windstorm coverage; authorizes homeowners to obtain windstorm coverage from certain insurance agents; provides underwriting & administering requirements for windstorm coverage portion of insurance; provides requirements for claims settlement payments; revises requirements for corporation's plan of operation; revises certain statements obtained by agents from applicants for coverage from corporation.
Last Action: 2/28/2025 House - Withdrawn prior to introduction
Bill Text: PDF
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Bill History
Date Chamber Action 12/6/2024 House • Filed
1/6/2025 House • Referred to Insurance & Banking Subcommittee
• Referred to Commerce Committee
• Now in Insurance & Banking Subcommittee
2/28/2025 House • Withdrawn prior to introduction
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HB 13, Original Filed Version (Current Bill Version) Posted 12/6/2024 at 12:50 PM
Bill Text: PDF Analyses: None Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 1712 Florida Hurricane Catastrophe Fund and Reinsurance Assistance DiCeglie Compare Last Action: 3/10/2025 S Introduced Citations - Statutes (35)
Citation Catchline Location in Bill Location In Bill Help 215.555 Florida Hurricane Catastrophe Fund. Page 87 (pdf) 215.5595 Insurance Capital Build-Up Incentive Program. Page 91 (pdf) 395.1061 Professional liability coverage. Page 120 (pdf) 458.320 Financial responsibility. Page 121 (pdf) 459.0085 Financial responsibility. Page 123 (pdf) 464.0123 Autonomous practice by an advanced practice registered nurse. Page 124 (pdf) 624.424 Annual statement and other information. Page 126 (pdf) 624.462 Commercial self-insurance funds. Page 127 (pdf) 624.805 Hazardous insurer standards; office’s evaluation and enforcement authority; immediate final order. Page 93 (pdf) 625.317 Corporate bonds and debentures. Page 129 (pdf) 627.062 Rate standards. Page 94 (pdf) 627.0628 Florida Commission on Hurricane Loss Projection Methodology; public records exemption; public meetings exemption. Page 95 (pdf) 627.06281 Public hurricane loss projection model; reporting of data by insurers. Page 96 (pdf) 627.0629 Residential property insurance; rate filings. Page 97 (pdf) 627.0655 Policyholder loss or expense-related premium discounts. Page 129 (pdf) 627.351 Insurance risk apportionment plans. Page 3 (pdf) 627.3511 Depopulation of Citizens Property Insurance Corporation. Page 130 (pdf) 627.3512 Recoupment of residual market deficit assessments. Page 132 (pdf) 627.3513 Standards for sale of bonds by Citizens Property Insurance Corporation. Page 133 (pdf) 627.3515 Market assistance plan; property and casualty risks. Page 133 (pdf) 627.3517 Consumer choice. Page 134 (pdf) 627.3518 Citizens Property Insurance Corporation policyholder eligibility clearinghouse program. Page 135 (pdf) 627.4025 Residential coverage and hurricane coverage defined. Page 101 (pdf) 627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 139 (pdf) 627.701 Liability of insureds; coinsurance; deductibles. Page 103 (pdf) 627.7018 Standards for determining risk of coverage. Page 109 (pdf) 627.711 Notice of premium discounts for hurricane loss mitigation; uniform mitigation verification inspection form. Page 109 (pdf) 627.712 Residential windstorm coverage required; availability of exclusions for windstorm or contents. Page 112 (pdf) 627.713 Report of hurricane loss data. Page 115 (pdf) 627.945 Compulsory association. Page 142 (pdf) 628.6017 Converting assessable mutual insurer. Page 143 (pdf) 631.54 Definitions. Page 116 (pdf) 718.111 The association. Page 116 (pdf) 719.104 Cooperatives; access to units; records; financial reports; assessments; purchase of leases. Page 118 (pdf) 720.303 Association powers and duties; meetings of board; official records; budgets; financial reporting; association funds; recalls. Page 119 (pdf)