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SB 1428: Consumer Protection in Insurance Matters

GENERAL BILL by DiCeglie

Consumer Protection in Insurance Matters; Requiring public adjusters, public adjuster apprentices, and public adjusting firms to provide a specified response within a specified timeframe after receiving a request for claim status from a claimant, an insured, or a designated representative; requiring that universal life insurance policies include a provision requiring a certain annual report; requiring certain automobile insurers, under certain circumstances, to provide a specified statement in a certain manner; requiring insurers to pay or deny certain claims within a specified timeframe, etc.

Effective Date: 7/1/2025
Last Action: 3/26/2025 Senate - On Committee agenda-- Banking and Insurance, 03/31/25, 1:30 pm, 412 Knott Building --Temporarily Postponed
Bill Text: Web Page | PDF

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  • Bill History

    Date Chamber Action
    2/26/2025 Senate • Filed
    3/6/2025 Senate • Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules
    3/10/2025 Senate • Introduced
    3/26/2025 Senate • On Committee agenda-- Banking and Insurance, 03/31/25, 1:30 pm, 412 Knott Building --Temporarily Postponed

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  • SB 1428, Original Filed Version (Current Bill Version) Posted 2/26/2025 at 4:24 PM

    Bill Text:   Web Page | PDF
    Analyses:   Banking and Insurance (Pre-Meeting) 3/28/2025 (pdf)

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 881 Insurer Accountability to Insureds Griffitts, Jr. Similar Last Action: 4/1/2025 H PCS added to Insurance & Banking Subcommittee agenda

    Citations - Statutes (5)

    Citation Catchline Location in Bill Location In Bill Help
    626.854 “Public adjuster” defined; prohibitions. Page 2 (pdf)
    627.4815 Page 2 (pdf)
    627.6515 Out-of-state groups. Page 5 (pdf)
    627.7293 Page 7 (pdf)
    627.7431 Page 8 (pdf)

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