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Glossary of Legislative Terms

SB 392: Requirements of Lenders of Money

GENERAL BILL by Garcia

Requirements of Lenders of Money; Citing this act as the “Default Interest Transparency Act”; requiring lenders of money or the agents, officers, or other representatives of such lenders to provide a dated receipt under certain circumstances; requiring lenders of money or the agents, officers, or other representatives of such lenders to give a specified notice to the borrower and all obligors of the loan within a specified timeframe; requiring the assignor of a mortgage loan to provide, within a specified timeframe, a copy of the loan history statement to a borrower or obligor upon request, etc.

Effective Date: 7/1/2025
 Last Action: 2/10/2025 Senate - Referred to Banking and Insurance; Commerce and Tourism; Rules
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Commerce and Tourism (CM)
  3. Rules (RC)


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Bill History

Date Chamber Action
1/28/2025 Senate • Filed
2/10/2025 Senate • Referred to Banking and Insurance; Commerce and Tourism; Rules