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HB 459: Resolution of Disputed Property Insurance Claims

GENERAL BILL by Spencer

Resolution of Disputed Property Insurance Claims; Requires, rather than authorizes, parties in property insurance claim dispute to participate in mediation; provides that mediation is condition precedent to commencing litigation; provides that parties may mutually agree to conduct mediation by teleconference or other electronic means; requires all insureds, or their representatives, to personally attend mediation; revises & specifies duties relating to bearing certain costs of mediation; requires policyholder to provide insurer with any information & certain documents within specified timeframe after mediation is invoked; revises conditions under which policyholder has certain timeframe to rescind settlement. APPROPRIATION: $1,000,000

Effective Date: Except as otherwise expressly provided in this act and except for this section, which shall take effect July 1, 2025, this act shall take effect January 1, 2026
 Last Action: 3/4/2025 House - 1st Reading (Original Filed Version)
Bill Text: PDF

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  • Bill History

    Date Chamber Action
    2/7/2025 House • Filed
    2/19/2025 House • Referred to Insurance & Banking Subcommittee
    • Referred to Civil Justice & Claims Subcommittee
    • Referred to State Administration Budget Subcommittee
    • Referred to Commerce Committee
    • Now in Insurance & Banking Subcommittee
    3/4/2025 House • 1st Reading (Original Filed Version)

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  • HB 459, Original Filed Version (Current Bill Version) Posted 2/7/2025 at 8:43 AM

    Bill Text:   PDF
    Analyses:   None

    Related Bills (3)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 224 Resolution of Disputed Property Insurance Claims Polsky Identical Last Action: 3/4/2025 S Introduced Track This Bill
    H 451 Court Judgment Interest Rates and Insurance Reports and Practices Andrade Compare Last Action: 3/4/2025 H 1st Reading (Original Filed Version) Track This Bill
    S 554 Insurance Practices Gaetz Compare Last Action: 3/4/2025 S Introduced Track This Bill

    Citations - Statutes (2)

    Citation Catchline Location in Bill Location In Bill Help
    627.7015 Alternative procedure for resolution of disputed property insurance claims. Page 2 (pdf)
    627.7074 Alternative procedure for resolution of disputed sinkhole insurance claims. Page 8 (pdf)

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