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Glossary of Legislative Terms

CS/SB 794: Mandatory Human Reviews of Insurance Claim Denials

GENERAL BILL by Banking and Insurance ; Bradley

Mandatory Human Reviews of Insurance Claim Denials; Requiring that insurers’ decisions to deny claims or any portion of a claim be made by qualified human professionals; prohibiting using algorithms, artificial intelligence, or machine learning systems as the sole basis for determining whether to adjust or deny a claim; requiring insurers to include certain information in denial communications to claimants, etc.

Effective Date: 1/1/2026
Last Action: 6/16/2025 Senate - Died in Appropriations Committee on Agriculture, Environment, and General Government
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Appropriations Committee on Agriculture, Environment, and General Government (AEG)
  3. Rules (RC)


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Bill History

Date Chamber Action
2/18/2025 Senate • Filed
2/28/2025 Senate • Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules
3/4/2025 Senate • Introduced
3/20/2025 Senate • On Committee agenda-- Banking and Insurance, 03/25/25, 8:30 am, 412 Knott Building
3/25/2025 Senate • CS by Banking and Insurance; YEAS 9 NAYS 0
3/26/2025 Senate • Pending reference review under Rule 4.7(2) - (Committee Substitute)
• Now in Appropriations Committee on Agriculture, Environment, and General Government
• CS by Banking and Insurance read 1st time
5/3/2025 Senate • Indefinitely postponed and withdrawn from consideration
6/16/2025 Senate • Died in Appropriations Committee on Agriculture, Environment, and General Government