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The Florida Senate

SB 794: Mandatory Human Reviews of Insurance Claim Denials

GENERAL BILL by Bradley

Mandatory Human Reviews of Insurance Claim Denials; Defining the term “qualified human professional”; requiring insurers’ decisions to deny claims to be reviewed, approved, and signed off on by qualified human professionals; prohibiting artificial intelligence, machine learning algorithms, and automated systems from serving as the basis for denying claims; requiring insurers to maintain certain records of the human review process for denied claims, etc.

Effective Date: 7/1/2025
Last Action: 2/18/2025 Senate - Filed
Bill Text: Web Page | PDF



Bill History

Date Chamber Action
2/18/2025 Senate • Filed