CS/SB 794: Mandatory Human Reviews of Insurance Claim Denials
GENERAL BILL by Banking and Insurance ; Bradley
Mandatory Human Reviews of Insurance Claim Denials; Requiring that insurers’ decisions to deny claims or any portion of a claim be made by qualified human professionals; prohibiting using algorithms, artificial intelligence, or machine learning systems as the sole basis for determining whether to adjust or deny a claim; requiring insurers to include certain information in denial communications to claimants, etc.
Effective Date: 1/1/2026
Last Action: 3/26/2025 Senate - CS by Banking and Insurance read 1st time
Bill Text: Web Page | PDF
Last Action: 3/26/2025 Senate - CS by Banking and Insurance read 1st time
Bill Text: Web Page | PDF
Senate Committee References:
Bill History
| Date | Chamber | Action |
|---|---|---|
| 2/18/2025 | Senate |
• Filed |
| 2/28/2025 | Senate |
• Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules |
| 3/4/2025 | Senate |
• Introduced |
| 3/20/2025 | Senate |
• On Committee agenda-- Banking and Insurance, 03/25/25, 8:30 am, 412 Knott Building |
| 3/25/2025 | Senate |
• CS by Banking and Insurance; YEAS 9 NAYS 0 |
| 3/26/2025 | Senate |
• Pending reference review under Rule 4.7(2) - (Committee Substitute) • Now in Appropriations Committee on Agriculture, Environment, and General Government • CS by Banking and Insurance read 1st time |
