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CS/SB 888: Consumer Transparency for Homeowners’ Insurance

GENERAL BILL by Banking and Insurance ; Avila

Consumer Transparency for Homeowners’ Insurance; Requiring that certain rate filings with the Office of Insurance Regulation from residential property insurers include rate transparency reports; requiring insurers to provide such reports to consumers; requiring the office to establish and maintain a comprehensive resource center on its website; specifying that certain information is not a trade secret and is not subject to certain public records exemptions, etc.

Effective Date: 7/1/2025
 Last Action: 3/26/2025 Senate - CS by Banking and Insurance read 1st time
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Appropriations Committee on Agriculture, Environment, and General Government (AEG)
  3. Fiscal Policy (FP)

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  • Bill History

    Date Chamber Action
    2/19/2025 Senate • Filed
    2/28/2025 Senate • Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Fiscal Policy
    3/4/2025 Senate • Introduced
    3/20/2025 Senate • On Committee agenda-- Banking and Insurance, 03/25/25, 8:30 am, 412 Knott Building
    3/25/2025 Senate • CS by Banking and Insurance; YEAS 9 NAYS 0
    3/26/2025 Senate • Pending reference review under Rule 4.7(2) - (Committee Substitute)
    • Now in Appropriations Committee on Agriculture, Environment, and General Government
    • CS by Banking and Insurance read 1st time

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  • CS/SB 888, Committee Substitute 1 (Current Bill Version) Posted 3/26/2025 at 9:25 AM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Related Bills (4)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 763 Consumer Guide to Homeowner's Insurance Benarroch Compare Last Action: 3/4/2025 H 1st Reading (Original Filed Version) Track This Bill
    H 1141 Insurance Regulations Fabricio Compare Last Action: 2/26/2025 H Withdrawn prior to introduction Track This Bill
    H 1429 Insurance Regulations Fabricio Compare Last Action: 4/1/2025 H PCS added to Insurance & Banking Subcommittee agenda Track This Bill
    S 1656 (c1) Insurance Regulations Collins Compare Last Action: 3/19/2025 S CS by Banking and Insurance read 1st time Track This Bill

    Citations - Statutes (1)

    Citation Catchline Location in Bill Location In Bill Help
    627.0621 Transparency in rate regulation. Page 1 (pdf)

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  • SB 888, Original Filed Version Posted 2/19/2025 at 1:35 PM

    Bill Text:   Web Page | PDF
    Analyses:   Banking and Insurance (Pre-Meeting) 3/24/2025 (pdf)
    Banking and Insurance (Post-Meeting) 3/25/2025 (pdf)

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 763 Consumer Guide to Homeowner's Insurance Benarroch Similar Last Action: 3/4/2025 H 1st Reading (Original Filed Version) Track This Bill

    Committee Amendments (1)

    Amendment Sponsor Filed Last Committee Action Format
    227312 - Amendment (Delete All)
    Delete everything after the enacting clause and insert:     		Banking and Insurance
    (Avila)     		3/24/2025
    7:35 AM     		Replaced by Committee Substitute
    3/25/2025     		Web Page
    PDF

    Committee Votes (1)

    Date Committee Result
    3/25/2025 8:30 AM Banking and Insurance 9 Yeas - 0 Nays

    Citations - Statutes (1)

    Citation Catchline Location in Bill Location In Bill Help
    624.37 Page 1 (pdf)

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