CS/CS/HB 527: Mandatory Human Reviews of Insurance Claim Denials
GENERAL BILL by Commerce Committee ; Insurance & Banking Subcommittee ; Cassel ; (CO-INTRODUCERS) Cross ; Robinson, F. ; Salzman
Mandatory Human Reviews of Insurance Claim Denials ; Authorizes workers' compensation carriers, insurers &HMOs to use artificial intelligence systems & machine learning systems to assist in processing claims; prohibits use of artificial intelligence or machine learning systems as sole basis for determining whether to reduce claim payment or deny claim or portion of claim; requires that decisions to deny claim or portion of claim or reduce claim be made by qualified human professionals; authorizes OIR to conduct market conduct examinations & investigations.
Effective Date: 7/1/2026
Last Action: 3/2/2026 House - 1st Reading (Committee Substitute 2)
Bill Text: PDF
Last Action: 3/2/2026 House - 1st Reading (Committee Substitute 2)
Bill Text: PDF
Bill History
| Date | Chamber | Action |
|---|---|---|
| 11/24/2025 | House |
• Filed |
| 12/1/2025 | House |
• Referred to Insurance & Banking Subcommittee • Referred to Commerce Committee • Now in Insurance & Banking Subcommittee |
| 12/2/2025 | House |
• Added to Insurance & Banking Subcommittee agenda |
| 12/9/2025 | House |
• Favorable with CS by Insurance & Banking Subcommittee |
| 12/11/2025 | House |
• Reported out of Insurance & Banking Subcommittee • Laid on Table under Rule 7.18(a) • CS Filed |
| 12/12/2025 | House |
• Referred to Commerce Committee • Now in Commerce Committee |
| 1/13/2026 | House |
• 1st Reading (Original Filed Version) • 1st Reading (Committee Substitute 1) |
| 2/24/2026 | House |
• Added to Commerce Committee agenda |
| 2/26/2026 | House |
• Favorable with CS by Commerce Committee |
| 2/27/2026 | House |
• Reported out of Commerce Committee • Laid on Table under Rule 7.18(a) • CS Filed |
| 3/2/2026 | House |
• Bill referred to House Calendar • Bill added to Special Order Calendar (3/5/2026) • 1st Reading (Committee Substitute 2) |
