The Florida Senate

SB 202: Mandatory Human Reviews of Insurance Claim Denials

GENERAL BILL by Bradley

Mandatory Human Reviews of Insurance Claim Denials; Requiring that insurers’ decisions to deny a claim or any portion of a claim be made by qualified human professionals; prohibiting the use of algorithms, artificial intelligence, or machine learning systems as the sole basis for determining whether to adjust or deny a claim; authorizing the Office of Insurance Regulation to conduct market conduct examinations and investigations under certain circumstances, etc.

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• Bill History

  Date	Chamber	Action
  10/15/2025	Senate	• Filed

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• SB 202, Original Filed Version (Current Bill Version) Posted 10/15/2025 at 12:45 PM

  Bill Text:	Web Page | PDF

  Analyses:	None

  Citations - Statutes (1)

  Citation	Catchline	Location in Bill Location In Bill Help
  627.4263		Page 1 (pdf)

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