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Glossary of Legislative Terms

CS/SB 1028: Citizens Property Insurance Corporation

GENERAL BILL by Banking and Insurance ; Gruters

Citizens Property Insurance Corporation; Prohibiting the corporation from issuing or renewing coverage for commercial residential and commercial nonresidential risks under certain circumstances; requiring the corporation to establish a personal lines clearinghouse for specified purposes; authorizing approved surplus lines clearinghouse insurers to participate in the commercial lines clearinghouse; specifying the circumstances under which policyholders of the corporation are not eligible for new commercial lines residential coverage from the corporation, etc.

Effective Date: Upon becoming a law
 Last Action: 1/22/2026 Senate - CS by Banking and Insurance read 1st time
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Appropriations Committee on Agriculture, Environment, and General Government (AEG)
  3. Fiscal Policy (FP)

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  • Bill History

    Date Chamber Action
    12/30/2025 Senate • Filed
    1/7/2026 Senate • Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Fiscal Policy
    1/8/2026 Senate • On Committee agenda-- Banking and Insurance, 01/13/26, 4:00 pm, 412 Knott Building
    1/13/2026 Senate • CS by Banking and Insurance; YEAS 10 NAYS 0
    • Introduced
    1/15/2026 Senate • Pending reference review under Rule 4.7(2) - (Committee Substitute)
    1/16/2026 Senate • Now in Appropriations Committee on Agriculture, Environment, and General Government
    1/22/2026 Senate • CS by Banking and Insurance read 1st time

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  • CS/SB 1028, Committee Substitute 1 (Current Bill Version) Posted 1/15/2026 at 4:14 PM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 943 Citizens Property Insurance Corporation Redondo Similar Last Action: 1/13/2026 H 1st Reading (Original Filed Version) Track This Bill

    Citations - Statutes (2)

    Citation Catchline Location in Bill Location In Bill Help
    627.351 Insurance risk apportionment plans. Page 3 (pdf)
    627.3518 Citizens Property Insurance Corporation policyholder eligibility clearinghouse program. Page 4 (pdf)

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  • SB 1028, Original Filed Version Posted 12/30/2025 at 11:11 AM

    Bill Text:   Web Page | PDF
    Analyses:   Banking and Insurance (Pre-Meeting) 1/15/2026 (pdf)
    Banking and Insurance (Post-Meeting) 1/15/2026 (pdf)

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 943 Citizens Property Insurance Corporation Redondo Identical Last Action: 1/13/2026 H 1st Reading (Original Filed Version) Track This Bill

    Committee Amendments (1)

    Amendment Sponsor Filed Last Committee Action Format
    624532 - Amendment (Delete All)
    Delete everything after the enacting clause and insert:     		Banking and Insurance
    (Gruters)     		1/12/2026
    3:37 PM     		Replaced by Committee Substitute
    1/15/2026     		Web Page
    PDF

    Committee Votes (1)

    Date Committee Result
    1/13/2026 4:00 PM Banking and Insurance 10 Yeas - 0 Nays

    Citations - Statutes (2)

    Citation Catchline Location in Bill Location In Bill Help
    627.351 Insurance risk apportionment plans. Page 2 (pdf)
    627.3518 Citizens Property Insurance Corporation policyholder eligibility clearinghouse program. Page 3 (pdf)

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