HB 943: Citizens Property Insurance Corporation
GENERAL BILL by Redondo
Citizens Property Insurance Corporation; Requires corporation to implement commercial lines clearinghouse for specified purposes; authorizes approved surplus lines clearinghouse insurers to participate in commercial lines clearinghouse; prohibits such insurers from participating in personal lines clearinghouse; specifies that participation in program is not mandatory for such insurers; specifies circumstances under which policyholders of corporation are not eligible for commercial lines residential coverage with corporation; authorizes applicants or insureds to elect to accept coverage with specified insurers or elect to accept or continue coverage with corporation; requires certain applicants & policyholders to pay specified premium for corporation coverage; revises rights & authorizations for certain independent insurance agents; removes prohibition relating to commercial nonresidential policies.
Last Action: 1/13/2026 House - 1st Reading (Original Filed Version)
Bill Text: PDF
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Bill History
Date Chamber Action 12/30/2025 House • Filed
1/12/2026 House • Referred to Insurance & Banking Subcommittee
• Referred to Commerce Committee
• Now in Insurance & Banking Subcommittee
1/13/2026 House • 1st Reading (Original Filed Version)
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HB 943, Original Filed Version (Current Bill Version) Posted 12/30/2025 at 10:44 AM
Bill Text: PDF Analyses: None Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 1028 (c1) Citizens Property Insurance Corporation Gruters Similar Last Action: 1/22/2026 S CS by Banking and Insurance read 1st time 
Citations - Statutes (2)
Citation Catchline Location in Bill Location In Bill Help 627.351 Insurance risk apportionment plans. Page 3 (pdf) 627.3518 Citizens Property Insurance Corporation policyholder eligibility clearinghouse program. Page 4 (pdf)