HB 1221: Department of Financial Services
GENERAL BILL by LaMarca
Department of Financial Services; Revises provisions related to DFS including CFO rulemaking, My Safe Florida Home Program, coordinating council, purchase of insurance, licensing & examination, public adjusters, bail bonds, & abandoned & unclaimed property.
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Bill History
Date Chamber Action 1/8/2026 House • Filed
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HB 1221, Original Filed Version (Current Bill Version) Posted 1/8/2026 at 9:32 AM
Bill Text: PDF Analyses: None Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 1452 Department of Financial Services Truenow Identical Last Action: 1/8/2026 S Filed 
Citations - Statutes (76)
Citation Catchline Location in Bill Location In Bill Help 197.582 Disbursement of proceeds of sale. Page 155 (pdf) 215.422 Payments, warrants, and invoices; processing time limits; dispute resolution; agency or judicial branch compliance. Page 12 (pdf) 215.5586 My Safe Florida Home Program. Page 12 (pdf) 215.96 Coordinating council and design and coordination staff. Page 24 (pdf) 284.08 Reinsurance on excess coverage and approval by Department of Management Services. Page 26 (pdf) 284.33 Purchase of insurance, reinsurance, and services. Page 27 (pdf) 440.13 Medical services and supplies; penalty for violations; limitations. Page 29 (pdf) 497.1411 Page 31 (pdf) 497.142 Licensing; fingerprinting and criminal background checks. Page 35 (pdf) 626.171 Application for license as an agent, customer representative, adjuster, service representative, or reinsurance intermediary. Page 36 (pdf) 626.292 Transfer of license from another state. Page 40 (pdf) 626.611 Grounds for compulsory refusal, suspension, or revocation of agent’s, title agency’s, adjuster’s, customer representative’s, service representative’s, or managing general agent’s license or appointment. Page 41 (pdf) 626.621 Grounds for discretionary refusal, suspension, or revocation of agent’s, adjuster’s, customer representative’s, service representative’s, or managing general agent’s license or appointment. Page 45 (pdf) 626.731 Qualifications for general lines agent’s license. Page 48 (pdf) 626.785 Qualifications for license. Page 50 (pdf) 626.831 Qualifications for license. Page 50 (pdf) 626.854 “Public adjuster” defined; prohibitions. Page 51 (pdf) 626.9541 Unfair methods of competition and unfair or deceptive acts or practices defined. Page 157 (pdf) 648.34 Bail bond agents; qualifications. Page 52 (pdf) 648.382 Appointment of bail bond agents and bail bond agencies; effective date of appointment. Page 52 (pdf) 717.001 Short title. Page 55 (pdf) 717.101 Definitions. Page 55 (pdf) 717.102 Property presumed unclaimed; general rule. Page 63 (pdf) 717.103 General rules for taking custody of intangible unclaimed property. Page 66 (pdf) 717.1035 Property originated or issued by this state, any political subdivision of this state, or any entity incorporated, organized, created, or otherwise located in the state. Page 68 (pdf) 717.104 Traveler’s checks and money orders. Page 68 (pdf) 717.1045 Gift certificates and similar credit items. Page 70 (pdf) 717.105 Checks, drafts, and similar instruments issued or certified by banking and financial organizations. Page 71 (pdf) 717.106 Bank deposits and funds in financial organizations. Page 72 (pdf) 717.107 Funds owing under life insurance policies, annuity contracts, and retained asset accounts; fines, penalties, and interest; United States Social Security Administration Death Master File. Page 75 (pdf) 717.1071 Lost owners of unclaimed demutualization, rehabilitation, or related reorganization proceeds. Page 76 (pdf) 717.108 Deposits held by utilities. Page 77 (pdf) 717.109 Refunds held by business associations. Page 77 (pdf) 717.1101 Unclaimed equity and debt of business associations. Page 78 (pdf) 717.111 Property of business associations held in course of dissolution. Page 82 (pdf) 717.112 Property held by agents and fiduciaries. Page 82 (pdf) 717.1125 Property held by fiduciaries under trust instruments. Page 83 (pdf) 717.113 Property held by courts and public agencies. Page 84 (pdf) 717.115 Wages. Page 84 (pdf) 717.116 Contents of safe-deposit box or other safekeeping repository. Page 85 (pdf) 717.117 Report of unclaimed property. Page 85 (pdf) 717.118 Notification of apparent owners of unclaimed property. Page 94 (pdf) 717.119 Payment or delivery of unclaimed property. Page 96 (pdf) 717.1201 Custody by state; holder liability; reimbursement of holder paying claim; reclaiming for owner; payment of safe-deposit box or repository charges. Page 101 (pdf) 717.122 Public sale of unclaimed property. Page 103 (pdf) 717.123 Deposit of funds. Page 106 (pdf) 717.1235 Dormant campaign accounts; report of unclaimed property. Page 107 (pdf) 717.124 Unclaimed property claims. Page 108 (pdf) 717.12403 Unclaimed demand, savings, or checking account in a financial institution held in the name of more than one person. Page 115 (pdf) 717.12404 Claims on behalf of a business entity or trust. Page 117 (pdf) 717.12405 Claims by estates. Page 118 (pdf) 717.12406 Joint ownership of unclaimed securities or dividends. Page 118 (pdf) 717.1241 Conflicting claims. Page 119 (pdf) 717.1242 Restatement of jurisdiction of the circuit court sitting in probate and the department. Page 122 (pdf) 717.1243 Small estate accounts. Page 122 (pdf) 717.1244 Determinations of unclaimed property claims. Page 123 (pdf) 717.1245 Garnishment of unclaimed property. Page 123 (pdf) 717.125 Claim of another state to recover property; procedure. Page 124 (pdf) 717.126 Administrative hearing; burden of proof; proof of entitlement; venue. Page 125 (pdf) 717.1261 Death certificates. Page 126 (pdf) 717.1262 Court documents. Page 126 (pdf) 717.129 Periods of limitation. Page 126 (pdf) 717.1301 Investigations; examinations; subpoenas. Page 127 (pdf) 717.1315 Retention of records by claimant’s representatives and buyers of unclaimed property. Page 128 (pdf) 717.132 Enforcement; cease and desist orders; fines. Page 130 (pdf) 717.1322 Administrative and civil enforcement. Page 131 (pdf) 717.133 Interstate agreements and cooperation; joint and reciprocal actions with other states. Page 134 (pdf) 717.1333 Evidence; estimations; audit reports and worksheets, investigator reports and worksheets, other related documents. Page 135 (pdf) 717.1341 Invalid claims, recovery of property, interest and penalties. Page 136 (pdf) 717.135 Recovery agreements and purchase agreements for claims filed by a claimant’s representative; fees and costs or total net gain. Page 137 (pdf) 717.1356 Page 141 (pdf) 717.138 Rulemaking authority. Page 144 (pdf) 717.1382 United States savings bond; unclaimed property; escheatment; procedure. Page 144 (pdf) 717.139 Uniformity of application and construction. Page 147 (pdf) 717.1400 Registration. Page 148 (pdf) 772.13 Civil remedy for terrorism or facilitating or furthering terrorism. Page 158 (pdf)