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Glossary of Legislative Terms

SB 540: Office of Financial Regulation

GENERAL BILL by Martin

Office of Financial Regulation; Requiring loan originators, mortgage brokers, and mortgage lenders to develop, implement, and maintain comprehensive written information security programs for the protection of information systems and nonpublic personal information; providing additional acts that constitute a ground for specified disciplinary actions against loan originators and mortgage brokers; revising the list of general law provisions that are waived upon approval of a Financial Technology Sandbox application; requiring money services businesses to develop, implement, and maintain comprehensive written information security programs for the protection of information systems and nonpublic personal information, etc.

Effective Date: 7/1/2026
Last Action: 1/13/2026 Senate - Introduced
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Appropriations Committee on Agriculture, Environment, and General Government (AEG)
  3. Rules (RC)

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  • Bill History

    Date Chamber Action
    11/17/2025 Senate • Filed
    12/1/2025 Senate • Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules
    1/8/2026 Senate • On Committee agenda-- Banking and Insurance, 01/13/26, 4:00 pm, 412 Knott Building
    1/13/2026 Senate • CS by Banking and Insurance; YEAS 10 NAYS 0
    • Introduced

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  • SB 540, Original Filed Version (Current Bill Version) Posted 11/17/2025 at 4:48 PM

    Bill Text:   Web Page | PDF
    Analyses:   Banking and Insurance (Pre-Meeting) 1/12/2026 (pdf)

    Related Bills (3)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 1440 Public Records/Office of Financial Regulation/Cybersecurity Event Martin Linked Last Action: 1/8/2026 S Filed Track This Bill
    H 381 Office of Financial Regulation Barnaby Identical Last Action: 1/13/2026 H 1st Reading (Original Filed Version) Track This Bill
    H 777 Pub. Rec./Office of Financial Regulation Barnaby Compare Last Action: 1/13/2026 H 1st Reading (Original Filed Version) Track This Bill

    Committee Amendments (4)

    Amendment Sponsor Filed Last Committee Action Format
    686220 - Amendment
    Between lines 435 and 436 insert:     		Banking and Insurance
    (Martin)     		1/12/2026
    3:58 PM     		Replaced by Committee Substitute
    1/14/2026     		Web Page
    PDF
    465000 - Amendment
    Delete lines 436 - 879.     		Banking and Insurance
    (Martin)     		1/12/2026
    4:01 PM     		Replaced by Substitute Amendment
    1/14/2026     		Web Page
    PDF
    hierarchy 151196 - Substitute Amendment (465000)
    Delete lines 425 - 879 and insert:     		Banking and Insurance
    (Martin)     		1/13/2026
    1:24 PM     		Replaced by Committee Substitute
    1/14/2026     		Web Page
    PDF
    820822 - Amendment
    Delete line 1413 and insert:     		Banking and Insurance
    (Martin)     		1/12/2026
    3:52 PM     		Replaced by Committee Substitute
    1/14/2026     		Web Page
    PDF

    Citations - Statutes (15)

    Citation Catchline Location in Bill Location In Bill Help
    494.00123 Page 4 (pdf)
    494.00255 Administrative penalties and fines; license violations. Page 13 (pdf)
    517.021 Definitions. Page 13 (pdf)
    517.12 Registration of dealers, associated persons, intermediaries, and investment advisers. Page 53 (pdf)
    559.952 Financial Technology Sandbox. Page 16 (pdf)
    560.114 Disciplinary actions; penalties. Page 31 (pdf)
    560.1311 Page 36 (pdf)
    655.0171 Page 45 (pdf)
    655.045 Examinations, reports, and internal audits; penalty. Page 48 (pdf)
    657.005 Application for authority to organize a credit union; investigation. Page 49 (pdf)
    657.024 Membership meetings. Page 49 (pdf)
    657.042 Investment powers and limitations. Page 49 (pdf)
    658.21 Approval of application; findings required. Page 50 (pdf)
    658.33 Directors, number, qualifications; officers. Page 51 (pdf)
    662.141 Examination, investigations, and fees. Page 52 (pdf)

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