CS/HB 1263: Office of Insurance Regulation
GENERAL BILL by Insurance & Banking Subcommittee ; Chaney
Office of Insurance Regulation; Provides that OIR is responsible for all activities concerning entities under its jurisdiction; authorizes DFS & office to issue cease & desist orders for certain activity & provides for enforcement; grants office authority to examine administrators; provides requirements to OIR, FDLE, & FBI relating to fingerprinting & background checks of certain persons; specifies who bears costs of fingerprint processing; provides requirements for projection of private passenger automobile insurance; requires OIR to determine minimum rate differentials for certain windstorm damage mitigation techniques; revises requirements of rate filing with OIR for certain insurers; requires OIR to contract with state university to design, operate, upgrade, & maintain specified database; requires property insurers to file certain policyholder forms in database; provides & revises requirements & exemptions for certain reports & liquidity stress test; requires attorneys in fact of reciprocal insurers to obtain registration; provides requirements for application, renewal, suspension, & revocation of such registration; authorizes office to issue administrative fines in lieu of suspension or revocation.
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Bill History
Date Chamber Action 1/8/2026 House • Filed
1/13/2026 House • 1st Reading (Original Filed Version)
1/15/2026 House • Referred to Insurance & Banking Subcommittee
• Referred to Commerce Committee
• Now in Insurance & Banking Subcommittee
2/9/2026 House • PCS added to Insurance & Banking Subcommittee agenda
2/11/2026 House • Favorable with CS by Insurance & Banking Subcommittee
2/13/2026 House • Reported out of Insurance & Banking Subcommittee
• Laid on Table under Rule 7.18(a)
• CS Filed
• 1st Reading (Committee Substitute 1)
2/16/2026 House • Referred to Commerce Committee
• Now in Commerce Committee
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CS/HB 1263, Committee Substitute 1 (Current Bill Version) Posted 2/13/2026 at 9:10 AM
Bill Text: PDF Analyses: Insurance & Banking Subcommittee (Post-Meeting) 2/13/2026 (pdf)
Related Bills (4)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills H 1265 (c1) Pub. Rec./Office of Insurance Regulation Insurance & Banking Subcommittee Linked Last Action: 2/12/2026 H Now in State Affairs Committee 
H 607 (c1) Industries and Professional Activities Industries & Professional Activities Subcommittee Compare Last Action: 1/14/2026 H Now in Commerce Committee
H 767 (c1) Residential Property Insurance Commerce Committee Compare Last Action: 2/12/2026 H Added to Second Reading Calendar
S 1306 Criminal Activity of Insurance Professionals Truenow Compare Last Action: 1/22/2026 S Introduced
Citations - Statutes (25)
Citation Catchline Location in Bill Location In Bill Help 20.121 Department of Financial Services. Page 6 (pdf) 501.171 Security of confidential personal information. Page 8 (pdf) 624.310 Enforcement; cease and desist orders; removal of certain persons; fines. Page 8 (pdf) 624.316 Examination of insurers. Page 9 (pdf) 624.3161 Market conduct examinations. Page 10 (pdf) 624.341 Page 14 (pdf) 627.062 Rate standards. Page 17 (pdf) 627.0628 Florida Commission on Hurricane Loss Projection Methodology; public records exemption; public meetings exemption. Page 20 (pdf) 627.0629 Residential property insurance; rate filings. Page 21 (pdf) 627.0645 Annual filings. Page 23 (pdf) 627.711 Notice of premium discounts for hurricane loss mitigation; uniform mitigation verification inspection form. Page 23 (pdf) 627.7152 Assignment agreements. Page 25 (pdf) 627.915 Insurer experience reporting. Page 25 (pdf) 628.8011 Page 28 (pdf) 628.8012 Page 35 (pdf) 628.8013 Page 37 (pdf) 629.53 Page 38 (pdf) 629.54 Page 40 (pdf) 629.55 Page 40 (pdf) 629.56 Page 41 (pdf) 629.57 Page 42 (pdf) 629.58 Page 42 (pdf) 634.141 Examination of companies. Page 44 (pdf) 634.314 Examination of associations. Page 44 (pdf) 634.416 Examination of associations. Page 45 (pdf) -
HB 1263, Original Filed Version Posted 1/8/2026 at 12:14 PM
Bill Text: PDF Analyses: None Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills H 1265 (c1) Pub. Rec./Office of Insurance Regulation Insurance & Banking Subcommittee Linked Last Action: 2/12/2026 H Now in State Affairs Committee
Citations - Statutes (1)
Citation Catchline Location in Bill Location In Bill Help 624.34 Authority of Department of Law Enforcement to accept fingerprints of, and exchange criminal history records with respect to, certain persons. Page 2 (pdf)