CS/CS/HB 1263: Office of Insurance Regulation
GENERAL BILL by Commerce Committee ; Insurance & Banking Subcommittee ; Chaney
Office of Insurance Regulation; Providing that the Office of Insurance Regulation is responsible for all activities concerning entities under its jurisdiction; authorizing the Department of Financial Services and the office to issue and deliver cease and desist orders for certain activities; authorizing the department and the office to seek an injunction for enforcement of such order; removing a provision authorizing the Financial Services Commission to adopt the Market Conduct Examiners Handbook; requiring the Department of Law Enforcement to accept and process fingerprints taken of certain persons; requiring the Department of Law Enforcement and the Federal Bureau of Investigation to conduct certain background checks; authorizing the Department of Law Enforcement to exchange certain records with the office; requiring certain non-United States-based insurance holding company systems to file a group capital calculation report, etc.
Senate Committee References:
- Rules (RC)
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Bill History
Date Chamber Action 1/8/2026 House • Filed
1/13/2026 House • 1st Reading (Original Filed Version)
1/15/2026 House • Referred to Insurance & Banking Subcommittee
• Referred to Commerce Committee
• Now in Insurance & Banking Subcommittee
2/9/2026 House • PCS added to Insurance & Banking Subcommittee agenda
2/11/2026 House • Favorable with CS by Insurance & Banking Subcommittee
2/13/2026 House • Reported out of Insurance & Banking Subcommittee
• Laid on Table under Rule 7.18(a)
• CS Filed
• 1st Reading (Committee Substitute 1)
2/16/2026 House • Referred to Commerce Committee
• Now in Commerce Committee
2/24/2026 House • Added to Commerce Committee agenda
2/26/2026 House • Favorable with CS by Commerce Committee
2/27/2026 House • Reported out of Commerce Committee
2/28/2026 House • Laid on Table under Rule 7.18(a)
• CS Filed
3/2/2026 House • Bill referred to House Calendar
• Bill added to Special Order Calendar (3/5/2026)
• 1st Reading (Committee Substitute 2)
3/5/2026 House • Read 2nd time
• Amendment 670587 adopted
• Added to Third Reading Calendar
• Read 3rd time
• CS passed as amended; YEAS 109, NAYS 0
3/5/2026 Senate • In Messages
• Referred to Rules
• Received
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CS/CS/HB 1263, Engrossed 1 (Current Bill Version) Posted 3/5/2026 at 12:31 PM
Bill Text: PDF Analyses: None Related Bills (5)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills H 1265 (c1) Pub. Rec./Office of Insurance Regulation Insurance & Banking Subcommittee Linked Last Action: 2/12/2026 H Now in State Affairs Committee 
H 607 (c1) Industries and Professional Activities Industries & Professional Activities Subcommittee Compare Last Action: 1/14/2026 H Now in Commerce Committee
H 767 (c1) Residential Property Insurance Commerce Committee Compare Last Action: 2/26/2026 S Received
S 524 (e1) Department of Law Enforcement Simon Compare Last Action: 3/5/2026 H In Messages
S 1306 Criminal Activity of Insurance Professionals Truenow Compare Last Action: 1/22/2026 S Introduced
Citations - Statutes (25)
Citation Catchline Location in Bill Location In Bill Help 20.121 Department of Financial Services. Page 6 (pdf) 501.171 Security of confidential personal information. Page 8 (pdf) 624.310 Enforcement; cease and desist orders; removal of certain persons; fines. Page 8 (pdf) 624.316 Examination of insurers. Page 9 (pdf) 624.3161 Market conduct examinations. Page 10 (pdf) 624.341 Page 14 (pdf) 627.062 Rate standards. Page 18 (pdf) 627.0628 Florida Commission on Hurricane Loss Projection Methodology; public records exemption; public meetings exemption. Page 21 (pdf) 627.0629 Residential property insurance; rate filings. Page 22 (pdf) 627.0645 Annual filings. Page 24 (pdf) 627.711 Notice of premium discounts for hurricane loss mitigation; uniform mitigation verification inspection form. Page 24 (pdf) 627.7152 Assignment agreements. Page 26 (pdf) 627.915 Insurer experience reporting. Page 27 (pdf) 628.8011 Page 29 (pdf) 628.8012 Page 36 (pdf) 628.8013 Page 38 (pdf) 629.53 Page 39 (pdf) 629.54 Page 41 (pdf) 629.55 Page 41 (pdf) 629.56 Page 43 (pdf) 629.57 Page 43 (pdf) 629.58 Page 44 (pdf) 634.141 Examination of companies. Page 45 (pdf) 634.314 Examination of associations. Page 45 (pdf) 634.416 Examination of associations. Page 46 (pdf) -
CS/CS/HB 1263, Committee Substitute 2 Posted 2/28/2026 at 4:13 PM
Bill Text: PDF Analyses: None Related Bills (5)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills H 1265 (c1) Pub. Rec./Office of Insurance Regulation Insurance & Banking Subcommittee Linked Last Action: 2/12/2026 H Now in State Affairs Committee
H 607 (c1) Industries and Professional Activities Industries & Professional Activities Subcommittee Compare Last Action: 1/14/2026 H Now in Commerce Committee
H 767 (c1) Residential Property Insurance Commerce Committee Compare Last Action: 2/26/2026 S Received
S 524 (e1) Department of Law Enforcement Simon Compare Last Action: 3/5/2026 H In Messages
S 1306 Criminal Activity of Insurance Professionals Truenow Compare Last Action: 1/22/2026 S Introduced
Floor Amendments (1)
Amendment Sponsor Filed Last Floor Action Format 670587 - Amendment
Remove lines 339-443 and insert:Chaney 3/3/2026
2:58 PMHouse: Adopted
3/5/2026PDF Floor Votes (1)
Date Chamber Result 3/5/2026 10:37 AM House 109 Yeas - 0 Nays Citations - Statutes (25)
Citation Catchline Location in Bill Location In Bill Help 20.121 Department of Financial Services. Page 6 (pdf) 501.171 Security of confidential personal information. Page 8 (pdf) 624.310 Enforcement; cease and desist orders; removal of certain persons; fines. Page 8 (pdf) 624.316 Examination of insurers. Page 9 (pdf) 624.3161 Market conduct examinations. Page 10 (pdf) 624.341 Page 14 (pdf) 627.062 Rate standards. Page 18 (pdf) 627.0628 Florida Commission on Hurricane Loss Projection Methodology; public records exemption; public meetings exemption. Page 21 (pdf) 627.0629 Residential property insurance; rate filings. Page 22 (pdf) 627.0645 Annual filings. Page 24 (pdf) 627.711 Notice of premium discounts for hurricane loss mitigation; uniform mitigation verification inspection form. Page 25 (pdf) 627.7152 Assignment agreements. Page 26 (pdf) 627.915 Insurer experience reporting. Page 27 (pdf) 628.8011 Page 29 (pdf) 628.8012 Page 36 (pdf) 628.8013 Page 38 (pdf) 629.53 Page 39 (pdf) 629.54 Page 41 (pdf) 629.55 Page 41 (pdf) 629.56 Page 43 (pdf) 629.57 Page 43 (pdf) 629.58 Page 44 (pdf) 634.141 Examination of companies. Page 45 (pdf) 634.314 Examination of associations. Page 46 (pdf) 634.416 Examination of associations. Page 46 (pdf) -
CS/HB 1263, Committee Substitute 1 Posted 2/13/2026 at 9:10 AM
Bill Text: PDF Analyses: Insurance & Banking Subcommittee (Post-Meeting) 2/13/2026 (pdf)
Commerce Committee (Post-Meeting) 3/2/2026 (pdf)
Related Bills (5)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills H 1265 (c1) Pub. Rec./Office of Insurance Regulation Insurance & Banking Subcommittee Linked Last Action: 2/12/2026 H Now in State Affairs Committee
H 607 (c1) Industries and Professional Activities Industries & Professional Activities Subcommittee Compare Last Action: 1/14/2026 H Now in Commerce Committee
H 767 (c1) Residential Property Insurance Commerce Committee Compare Last Action: 2/26/2026 S Received
S 524 (c1) Department of Law Enforcement Simon Compare Last Action: 3/5/2026 H In Messages
S 1306 Criminal Activity of Insurance Professionals Truenow Compare Last Action: 1/22/2026 S Introduced
Committee Amendments (2)
Amendment Sponsor Filed Last Committee Action Format 225893 - Amendment
Remove line 231 and insert:Hunschofsky 2/25/2026
7:12 PMWithdrawn
2/27/2026PDF 108955 - Amendment
Remove lines 332-410 and insert:Chaney 2/25/2026
5:13 PMAdopted
2/27/2026PDF Citations - Statutes (25)
Citation Catchline Location in Bill Location In Bill Help 20.121 Department of Financial Services. Page 6 (pdf) 501.171 Security of confidential personal information. Page 8 (pdf) 624.310 Enforcement; cease and desist orders; removal of certain persons; fines. Page 8 (pdf) 624.316 Examination of insurers. Page 9 (pdf) 624.3161 Market conduct examinations. Page 10 (pdf) 624.341 Page 14 (pdf) 627.062 Rate standards. Page 17 (pdf) 627.0628 Florida Commission on Hurricane Loss Projection Methodology; public records exemption; public meetings exemption. Page 20 (pdf) 627.0629 Residential property insurance; rate filings. Page 21 (pdf) 627.0645 Annual filings. Page 23 (pdf) 627.711 Notice of premium discounts for hurricane loss mitigation; uniform mitigation verification inspection form. Page 23 (pdf) 627.7152 Assignment agreements. Page 25 (pdf) 627.915 Insurer experience reporting. Page 25 (pdf) 628.8011 Page 28 (pdf) 628.8012 Page 35 (pdf) 628.8013 Page 37 (pdf) 629.53 Page 38 (pdf) 629.54 Page 40 (pdf) 629.55 Page 40 (pdf) 629.56 Page 41 (pdf) 629.57 Page 42 (pdf) 629.58 Page 42 (pdf) 634.141 Examination of companies. Page 44 (pdf) 634.314 Examination of associations. Page 44 (pdf) 634.416 Examination of associations. Page 45 (pdf) -
HB 1263, Original Filed Version Posted 1/8/2026 at 12:14 PM
Bill Text: PDF Analyses: None Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills H 1265 (c1) Pub. Rec./Office of Insurance Regulation Insurance & Banking Subcommittee Linked Last Action: 2/12/2026 H Now in State Affairs Committee
Citations - Statutes (1)
Citation Catchline Location in Bill Location In Bill Help 624.34 Authority of Department of Law Enforcement to accept fingerprints of, and exchange criminal history records with respect to, certain persons. Page 2 (pdf)