The Florida Senate

CS/CS/HB 1415: Use of Digital Currency by the Department of Financial Services

GENERAL BILL by Commerce Committee ; Insurance & Banking Subcommittee ; Holcomb ; Giallombardo

Use of Digital Currency by the Department of Financial Services; Establishes Florida Stablecoin Pilot Program within DFS; authorizes DFS to engage in certain activities, designate one or more payment stablecoins for certain activities, & accept payment stablecoins; requires that certain payment stablecoins meet specified criteria; authorizes program participants to elect to voluntarily participate in program & remit payment stablecoins to compatible digital wallet address; requires certain participants to provide DFS with such address; requires DFS to comply with certain requirements & provide such address for specified purpose; authorizes DFS to conduct examinations, audits, & investigations of permitted payment stablecoin issuers; requires DFS to coordinate with OFR under certain circumstances; requires DFS to monitor & evaluate pilot program & collect certain data; requires DFS to submit annual report containing certain information to Governor & Legislature beginning on specified date & annually thereafter; authorizes DFS to adopt rules.

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• Bill History

  Date	Chamber	Action
  1/9/2026	House	• Filed
  1/13/2026	House	• 1st Reading (Original Filed Version)
  1/15/2026	House	• Referred to Insurance & Banking Subcommittee • Referred to State Administration Budget Subcommittee • Referred to Commerce Committee • Now in Insurance & Banking Subcommittee
  2/9/2026	House	• Added to Insurance & Banking Subcommittee agenda
  2/11/2026	House	• Favorable with CS by Insurance & Banking Subcommittee
  2/12/2026	House	• Reported out of Insurance & Banking Subcommittee • Laid on Table under Rule 7.18(a) • CS Filed
  2/13/2026	House	• Referred to Commerce Committee • Now in Commerce Committee • 1st Reading (Committee Substitute 1)
  2/20/2026	House	• Added to Commerce Committee agenda
  2/24/2026	House	• Favorable with CS by Commerce Committee
  2/26/2026	House	• Reported out of Commerce Committee • Laid on Table under Rule 7.18(a) • CS Filed • 1st Reading (Committee Substitute 2)
  3/2/2026	House	• Bill referred to House Calendar • Added to Second Reading Calendar

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• CS/CS/HB 1415, Committee Substitute 2 (Current Bill Version) Posted 2/26/2026 at 1:32 PM

  Bill Text:	PDF

  Analyses:	None

  Related Bills (1)

  Bill Number	Subject	Filed By	Relationship	Last Action and Location	Track Bills
  S 1568 (c2)	Florida Stablecoin Pilot Program	DiCeglie	Similar	Last Action: 3/4/2026 S Placed on Special Order Calendar, 03/06/26

  Citations - Statutes (1)

  Citation	Catchline	Location in Bill Location In Bill Help
  17.72		Page 1 (pdf)

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• CS/HB 1415, Committee Substitute 1 Posted 2/12/2026 at 11:20 AM

  Bill Text:	PDF

  Analyses:	Commerce Committee (Post-Meeting) 3/2/2026 (pdf)

  Related Bills (1)

  Bill Number	Subject	Filed By	Relationship	Last Action and Location	Track Bills
  S 1568 (c2)	Florida Stablecoin Pilot Program	DiCeglie	Similar	Last Action: 3/4/2026 S Placed on Special Order Calendar, 03/06/26

  Committee Amendments (2)

  Amendment	Sponsor	Filed	Last Committee Action	Format
  678913 - Strike All Amendment Remove everything after the enacting clause and insert:	Holcomb	2/23/2026 5:36 PM	Adopted without Objection 2/25/2026	PDF
  154931 - Amendment to Amendment (678913) Remove lines 223-226 of the amendment	Giallombardo	2/24/2026 1:09 PM	Adopted without Objection 2/25/2026	PDF

  Citations - Statutes (1)

  Citation	Catchline	Location in Bill Location In Bill Help
  17.72		Page 1 (pdf)

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• HB 1415, Original Filed Version Posted 1/9/2026 at 2:05 PM

  Bill Text:	PDF

  Analyses:	Insurance & Banking Subcommittee (Post-Meeting) 2/13/2026 (pdf)

  Related Bills (1)

  Bill Number	Subject	Filed By	Relationship	Last Action and Location	Track Bills
  S 1568 (c1)	Florida Stablecoin Pilot Program	DiCeglie	Similar	Last Action: 3/4/2026 S Placed on Special Order Calendar, 03/06/26

  Committee Amendments (1)

  Amendment	Sponsor	Filed	Last Committee Action	Format
  867485 - Strike All Amendment Remove everything after the enacting clause and insert:	Holcomb	2/10/2026 4:48 PM	Adopted without Objection 2/11/2026	PDF

  Citations - Statutes (1)

  Citation	Catchline	Location in Bill Location In Bill Help
  17.72		Page 1 (pdf)

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