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CS/HB 1415: Use of Digital Currency by the Department of Financial Services

GENERAL BILL by Insurance & Banking Subcommittee ; Holcomb ; Giallombardo

Use of Digital Currency by the Department of Financial Services; Establishes Florida Stablecoin Pilot Program within DFS; authorizes DFS to engage in certain activities, designate one or more payment stablecoins for certain activities, accept payment stablecoins, & conduct examinations, audits, & investigations of permitted payment stablecoin issuers; requires that certain payment stablecoins meet specified criteria; authorizes program participants to elect to voluntarily participate in program & remit payment stablecoins to compatible digital wallet address; requires certain participants to provide DFS with compatible digital wallet address; requires DFS to comply with certain requirements, provide compatible digital wallet address for specified purpose, coordinate with OFR under certain circumstances, monitor & evaluate pilot program & collect certain data, & submit annual report containing certain information to Governor & Legislature beginning on specified date & annually thereafter; authorizes DFS to adopt rules.

Effective Date: upon becoming a law
Last Action: 2/13/2026 House - 1st Reading (Committee Substitute 1)
Bill Text: PDF



Bill History

Date Chamber Action
1/9/2026 House • Filed
1/13/2026 House • 1st Reading (Original Filed Version)
1/15/2026 House • Referred to Insurance & Banking Subcommittee
• Referred to State Administration Budget Subcommittee
• Referred to Commerce Committee
• Now in Insurance & Banking Subcommittee
2/9/2026 House • Added to Insurance & Banking Subcommittee agenda
2/11/2026 House • Favorable with CS by Insurance & Banking Subcommittee
2/12/2026 House • Reported out of Insurance & Banking Subcommittee
• Laid on Table under Rule 7.18(a)
• CS Filed
2/13/2026 House • Referred to Commerce Committee
• Now in Commerce Committee
• 1st Reading (Committee Substitute 1)