CS/CS/HB 527: Mandatory Human Reviews of Insurance Claim Denials
GENERAL BILL by Commerce Committee ; Insurance & Banking Subcommittee ; Cassel ; (CO-INTRODUCERS) Cross ; Robinson, F. ; Salzman
Mandatory Human Reviews of Insurance Claim Denials ; Authorizes workers' compensation carriers, insurers &HMOs to use artificial intelligence systems & machine learning systems to assist in processing claims; prohibits use of artificial intelligence or machine learning systems as sole basis for determining whether to reduce claim payment or deny claim or portion of claim; requires that decisions to deny claim or portion of claim or reduce claim be made by qualified human professionals; authorizes OIR to conduct market conduct examinations & investigations.
- Rules (RC)
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Bill History
Date Chamber Action 11/24/2025 House • Filed
12/1/2025 House • Referred to Insurance & Banking Subcommittee
• Referred to Commerce Committee
• Now in Insurance & Banking Subcommittee
12/2/2025 House • Added to Insurance & Banking Subcommittee agenda
12/9/2025 House • Favorable with CS by Insurance & Banking Subcommittee
12/11/2025 House • Reported out of Insurance & Banking Subcommittee
• Laid on Table under Rule 7.18(a)
• CS Filed
12/12/2025 House • Referred to Commerce Committee
• Now in Commerce Committee
1/13/2026 House • 1st Reading (Original Filed Version)
• 1st Reading (Committee Substitute 1)
2/24/2026 House • Added to Commerce Committee agenda
2/26/2026 House • Favorable with CS by Commerce Committee
2/27/2026 House • Reported out of Commerce Committee
• Laid on Table under Rule 7.18(a)
• CS Filed
3/2/2026 House • Bill referred to House Calendar
• Bill added to Special Order Calendar (3/5/2026)
• 1st Reading (Committee Substitute 2)
3/5/2026 House • Read 2nd time
• Added to Third Reading Calendar
• Read 3rd time
• CS passed; YEAS 108, NAYS 0
3/5/2026 Senate • In Messages
• Referred to Rules
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CS/CS/HB 527, Committee Substitute 2 (Current Bill Version) Posted 2/27/2026 at 6:15 PM
Bill Text: PDF Analyses: None Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 202 Mandatory Human Reviews of Insurance Claim Denials Bradley Compare Last Action: 1/13/2026 S Introduced 
Floor Votes (1)
Date Chamber Result 3/5/2026 10:39 AM House 108 Yeas - 0 Nays Citations - Statutes (3)
Citation Catchline Location in Bill Location In Bill Help 440.131 Page 3 (pdf) 627.4263 Page 6 (pdf) 641.31091 Page 9 (pdf) -
CS/HB 527, Committee Substitute 1 Posted 12/11/2025 at 3:31 PM
Bill Text: PDF Analyses: Commerce Committee (Post-Meeting) 3/2/2026 (pdf)
Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 202 Mandatory Human Reviews of Insurance Claim Denials Bradley Compare Last Action: 1/13/2026 S Introduced
Committee Amendments (1)
Amendment Sponsor Filed Last Committee Action Format 724241 - Strike All Amendment
Remove everything after the enacting clause and insert:Cassel 2/25/2026
5:01 PMAdopted without Objection
2/27/2026PDF Citations - Statutes (3)
Citation Catchline Location in Bill Location In Bill Help 440.131 Page 3 (pdf) 627.4263 Page 6 (pdf) 641.31091 Page 10 (pdf) -
HB 527, Original Filed Version Posted 11/24/2025 at 9:55 AM
Bill Text: PDF Analyses: Insurance & Banking Subcommittee (Post-Meeting) 12/11/2025 (pdf)
Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 202 Mandatory Human Reviews of Insurance Claim Denials Bradley Identical Last Action: 1/13/2026 S Introduced
Committee Amendments (1)
Amendment Sponsor Filed Last Committee Action Format 245389 - Strike All Amendment
Remove everything after the enacting clause and insert:Cassel 12/8/2025
5:40 PMPDF Citations - Statutes (1)
Citation Catchline Location in Bill Location In Bill Help 627.4263 Page 1 (pdf)