Skip to Navigation | Skip to Main Content | Skip to Site Map

FLHouse.gov | Mobile Site

Senate Tracker: Sign Up | Login

The Florida Senate

HB 815: Roofing Requirements for Property Insurance

GENERAL BILL by Gottlieb ; Daley ; (CO-INTRODUCERS) Campbell

Roofing Requirements for Property Insurance; Prohibits insurer from refusing to issue or renew property insurance policy, rather than homeowner's policy, insuring residential structure that has a roof less than specified age solely because the roof's age; requires insurer to differentiate between low-slope & steep-slope roofs in its offer for coverage under certain circumstances; requires insurer to allow property owner to have roof inspection performed on steep-slope roof by authorized inspector before requiring that roof be replaced; prohibits insurer from refusing to issue or renew property insurance policy under certain circumstances.

Effective Date: 7/1/2026
Last Action: 1/5/2026 House - Now in Insurance & Banking Subcommittee
Bill Text: PDF



Bill History

Date Chamber Action
12/18/2025 House • Filed
1/5/2026 House • Referred to Insurance & Banking Subcommittee
• Referred to Commerce Committee
• Now in Insurance & Banking Subcommittee