The Florida Senate

CS/HB 513: Insurance Claims/Premium Payments

GENERAL BILL by Benson ; (CO-INTRODUCERS) Attkisson ; Kendrick ; Littlefield ; Quinones ; Seiler

Insurance Claims/Premium Payments; provides for payment of insurance premiums by debit or credit card, automatic electronic funds transfer, or payroll deduction plan; revises certain fingerprinting requirements; increases amount of coverage for burial-related expenses that may be sold by life insurance agent under contract with funeral establishment; provides requirements for corporation re personal lines residential wind-only policies, etc. Amends FS.

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• Bill History

  Date	Chamber	Action
  2/21/2003	House	• Prefiled
  2/26/2003	House	• Referred to Insurance Regulation (IN); Insurance
  3/4/2003	House	• Introduced, referred to Insurance Regulation (IN); Insurance -HJ 00055
  4/11/2003	House	• On Subcommittee agenda-- Insurance Regulation (IN), 04/15/03, 12:00 pm, 212-K
  4/15/2003	House	• Recommendation: Favorable with 1 amendment(s) by Insurance Regulation (IN); YEAS 5 NAYS 0; Now in Insurance; On Committee agenda-- Insurance, 04/15/03, 1:00 pm, 212-K; Favorable with CS amendment by- Insurance; YEAS 18 NAYS 0 -HJ 00403
  4/21/2003	House	• Pending review of CS -under Rule 6.3(b)
  4/22/2003	House	• Placed on Calendar -HJ 00403
  4/25/2003	House	• Placed on Special Order Calendar; Read second time -HJ 00631; Read third time -HJ 00632; Passed as amended; YEAS 109 NAYS 1 -HJ 00632
  4/25/2003	Senate	• In Messages
  4/28/2003	Senate	• Received, referred to Banking and Insurance -SJ 00706; Immediately withdrawn from Banking and Insurance -SJ 00680; Substituted for SB 2428 -SJ 00680; Read second time -SJ 00680; Amendment(s) adopted -SJ 00680
  4/29/2003	Senate	• Read third time -SJ 00736; Amendment(s) reconsidered, adopted as further amended -SJ 00736; Passed as amended; YEAS 37 NAYS 0 -SJ 00737
  4/29/2003	House	• In returning messages
  4/30/2003	House	• Concurred -HJ 00922
  5/2/2003	House	• Passed as amended; YEAS 118 NAYS 1 -HJ 01071; Ordered engrossed, then enrolled -HJ 01071
  6/30/2003		• Signed by Officers and presented to Governor
  7/11/2003		• Approved by Governor; Chapter No. 2003-281; See also CS/SB 2364 (Ch. 2003-267), SB 2680 (Ch. 2003-21), SB 40-A (Ch. 2003-407)

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• CS/HB 513, Enrolled (Current Bill Version) Posted 5/8/2003 at 3:51 PM

  Bill Text:	Web Page | PDF

  Analyses:	None

  Related Bills (8)

  Bill Number	Subject	Filed By	Relationship	Last Action and Location
  H 863		Murzin	Similar	Last Action: 5/2/2003 H Placed on Special Order Calendar -HJ 01103; Substituted CS/SB 2364; Laid on Table, Link/Iden/Sim/Compare passed, refer to HB 513 (Ch. 2003-281), CS/SB 2364 (Ch. 2003-267), SB 40-A (Ch. 2003-407) -HJ 01106 Location:
  S 2364 (e2)		Diaz de la Portilla	Similar	Last Action: 6/26/2003 Approved by Governor; Chapter No. 2003-267; See also HB 513 (Ch. 2003-281), SB 2190 (Ch. 2003-99), CS/SB 32-A (Ch. 2003-411), SB 40-A (Ch. 2003-407) Location:
  H 489		Quinones	Compare	Last Action: 5/2/2003 H Died in Committee on Veterans' & Military Affairs (LGV), Link/Iden/Sim/Compare passed, refer to HB 513 (Ch. 2003-281), CS/SB 1098 (Ch. 2003-72) Location:
  H 853 (e1)	Unclaimed Property	Fiorentino	Compare	Last Action: 5/2/2003 S Died in Committee on Banking and Insurance, Link/Iden/Sim/Compare passed, refer to SB 2680 (Ch. 2003-21), HB 513 (Ch. 2003-281) Location:
  S 1202 (e1)	Motor Vehicle Insurance Costs	Alexander	Compare	Last Action: 5/2/2003 H Received, placed on Calendar; Died on Calendar, Link/Iden/Sim/Compare passed, refer to HB 513 (Ch. 2003-281), CS/SB 32-A (Ch. 2003-411) Location:
  S 1308 (c1)	Insurance Ratemaking	Alexander	Compare	Last Action: 5/2/2003 S Died on Calendar, Link/Iden/Sim/Compare passed, refer to HB 513 (Ch. 2003-281) Location:
  S 2428 (c1)	Insurance Claims/Premium Payments	Atwater	Compare	Last Action: 4/28/2003 S Placed on Special Order Calendar -SJ 00700; Read second time -SJ 00680; Amendment(s) adopted -SJ 00680; Substituted HB 513 -SJ 00680; Laid on Table, Link/Iden/Sim/Compare passed, refer to HB 513 (Ch. 2003-281), CS/SB 2364 (Ch. 2003-267) Location:
  S 2680		Campbell	Compare	Last Action: 5/21/2003 Approved by Governor; Chapter No. 2003-21; See also HB 513 (Ch. 2003-281) Location:

  Citations - Statutes (80)

  Citation	Catchline	Location in Bill Location In Bill Help
  624.04	"Person" defined.
  624.105
  624.303	Seal; certified copies as evidence.
  624.313	Publications.
  624.317	Investigation of agents, adjusters, administrators, service companies, and others.
  624.34	Authority of Department of Law Enforcement to accept fingerprints of, and exchange criminal history records with respect to, certain persons.
  624.430	Withdrawal of insurer or discontinuance of writing certain kinds or lines of insurance.
  624.4623
  624.501	Filing, license, appointment, and miscellaneous fees.
  624.504	Liability for state, county tax.
  624.506	County tax; deposit and remittance.
  624.521	Deposit of certain tax receipts; refund of improper payments.
  624.81	Notice to comply with written requirements of department; noncompliance.
  626.015	Definitions.
  626.022	Scope of part.
  626.032	Administrative agents; continuing education and designation required.
  626.112	License and appointment required; agents, customer representatives, adjusters, insurance agencies, service representatives, managing general agents.
  626.171	Application for license.
  626.175	Temporary licensing.
  626.201	Investigation.
  626.202	Fingerprinting requirements.
  626.221	Examination requirement; exemptions.
  626.2815	Continuing education required; application; exceptions; requirements; penalties.
  626.2816	Regulation of continuing education for licensees, course providers, instructors, school officials, and monitor groups.
  626.2817	Regulation of course providers, instructors, school officials, and monitor groups involved in prelicensure education for insurance agents and other licensees.
  626.311	Scope of license.
  626.321	Limited licenses.
  626.322	License, appointment; certain military installations.
  626.341	Additional appointments; general lines, life, and health agents.
  626.361	Effective date of appointments.
  626.371	Payment of fees, taxes for appointment period without appointment.
  626.381	Renewal, continuation, reinstatement, or termination of appointment.
  626.451	Appointment of agent or other representative.
  626.461	Continuation of appointment of agent or other representative.
  626.471	Termination of appointment.
  626.601	Improper conduct; inquiry; fingerprinting.
  626.731	Qualifications for general lines agent's license.
  626.7315	Prohibition against the unlicensed transaction of general lines insurance.
  626.732	Requirement as to knowledge, experience, or instruction.
  626.733	Agency firms and corporations; special requirements.
  626.7351	Qualifications for customer representative's license.
  626.7354	Customer representative's powers; agent's or agency's responsibility.
  626.7355	Temporary license as customer representative pending examination.
  626.741	Nonresident agents; licensing and restrictions.
  626.7451	Managing general agents; required contract provisions.
  626.753	Sharing commissions; penalty.
  626.785	Qualifications for license.
  626.7851	Requirement as to knowledge, experience, or instruction.
  626.797	Code of ethics.
  626.829	"Health agent" defined.
  626.831	Qualifications for license.
  626.8311	Requirement as to knowledge, experience, or instruction.
  626.8414	Qualifications for examination.
  626.8417	Title insurance agent licensure; exemptions.
  626.843	Renewal, continuation, reinstatement, termination of title insurance agent's appointment.
  626.865	Public adjuster's qualifications, bond.
  626.866	Independent adjuster's qualifications.
  626.867	Company employee adjuster's qualifications.
  626.869	License, adjusters.
  626.874	Catastrophe or emergency adjusters.
  626.878	Rules; code of ethics.
  626.9541	Unfair methods of competition and unfair or deceptive acts or practices defined.
  626.9916	Viatical settlement broker license required; application for license.
  627.351	Insurance risk apportionment plans.
  627.4035	Cash payment of premiums; claims.
  627.7015	Alternative procedure for resolution of disputed property insurance claims.
  627.901	Premium financing by an insurance agent or agency.
  632.634	Licensing and appointment of agents.
  634.171	Salesperson to be licensed and appointed.
  634.420	License and appointment of sales representatives.
  642.034	License and appointment required.
  642.036	Sales representatives to be licensed and appointed.
  642.045	Procedure for refusal, suspension, or revocation of license and appointment of sales representative; departmental action upon violation by licensed insurance agent or solicitor.
  648.27	Licenses and appointments; general.
  648.34	Bail bond agents; qualifications.
  648.355	Temporary limited license as limited surety agent or professional bail bond agent; pending examination.
  648.382	Appointment of bail bond agents and temporary bail bond agents; effective date of appointment.
  648.383	Renewal, continuation, reinstatement, and termination of appointment; bail bond agents.
  648.50	Effect of suspension, revocation upon associated licenses and licensees.
  717.1071

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• CS/HB 513, Engrossed 2 Posted 5/8/2003 at 3:50 PM

  Bill Text:	Web Page | PDF

  Analyses:	None

  Citations - Statutes (80)

  Citation	Catchline	Location in Bill Location In Bill Help
  624.04	"Person" defined.
  624.105
  624.303	Seal; certified copies as evidence.
  624.313	Publications.
  624.317	Investigation of agents, adjusters, administrators, service companies, and others.
  624.34	Authority of Department of Law Enforcement to accept fingerprints of, and exchange criminal history records with respect to, certain persons.
  624.430	Withdrawal of insurer or discontinuance of writing certain kinds or lines of insurance.
  624.4623
  624.501	Filing, license, appointment, and miscellaneous fees.
  624.504	Liability for state, county tax.
  624.506	County tax; deposit and remittance.
  624.521	Deposit of certain tax receipts; refund of improper payments.
  624.81	Notice to comply with written requirements of department; noncompliance.
  626.015	Definitions.
  626.022	Scope of part.
  626.032	Administrative agents; continuing education and designation required.
  626.112	License and appointment required; agents, customer representatives, adjusters, insurance agencies, service representatives, managing general agents.
  626.171	Application for license.
  626.175	Temporary licensing.
  626.201	Investigation.
  626.202	Fingerprinting requirements.
  626.221	Examination requirement; exemptions.
  626.2815	Continuing education required; application; exceptions; requirements; penalties.
  626.2816	Regulation of continuing education for licensees, course providers, instructors, school officials, and monitor groups.
  626.2817	Regulation of course providers, instructors, school officials, and monitor groups involved in prelicensure education for insurance agents and other licensees.
  626.311	Scope of license.
  626.321	Limited licenses.
  626.322	License, appointment; certain military installations.
  626.341	Additional appointments; general lines, life, and health agents.
  626.361	Effective date of appointments.
  626.371	Payment of fees, taxes for appointment period without appointment.
  626.381	Renewal, continuation, reinstatement, or termination of appointment.
  626.451	Appointment of agent or other representative.
  626.461	Continuation of appointment of agent or other representative.
  626.471	Termination of appointment.
  626.601	Improper conduct; inquiry; fingerprinting.
  626.731	Qualifications for general lines agent's license.
  626.7315	Prohibition against the unlicensed transaction of general lines insurance.
  626.732	Requirement as to knowledge, experience, or instruction.
  626.733	Agency firms and corporations; special requirements.
  626.7351	Qualifications for customer representative's license.
  626.7354	Customer representative's powers; agent's or agency's responsibility.
  626.7355	Temporary license as customer representative pending examination.
  626.741	Nonresident agents; licensing and restrictions.
  626.7451	Managing general agents; required contract provisions.
  626.753	Sharing commissions; penalty.
  626.785	Qualifications for license.
  626.7851	Requirement as to knowledge, experience, or instruction.
  626.797	Code of ethics.
  626.829	"Health agent" defined.
  626.831	Qualifications for license.
  626.8311	Requirement as to knowledge, experience, or instruction.
  626.8414	Qualifications for examination.
  626.8417	Title insurance agent licensure; exemptions.
  626.843	Renewal, continuation, reinstatement, termination of title insurance agent's appointment.
  626.865	Public adjuster's qualifications, bond.
  626.866	Independent adjuster's qualifications.
  626.867	Company employee adjuster's qualifications.
  626.869	License, adjusters.
  626.874	Catastrophe or emergency adjusters.
  626.878	Rules; code of ethics.
  626.9541	Unfair methods of competition and unfair or deceptive acts or practices defined.
  626.9916	Viatical settlement broker license required; application for license.
  627.351	Insurance risk apportionment plans.
  627.4035	Cash payment of premiums; claims.
  627.7015	Alternative procedure for resolution of disputed property insurance claims.
  627.901	Premium financing by an insurance agent or agency.
  632.634	Licensing and appointment of agents.
  634.171	Salesperson to be licensed and appointed.
  634.420	License and appointment of sales representatives.
  642.034	License and appointment required.
  642.036	Sales representatives to be licensed and appointed.
  642.045	Procedure for refusal, suspension, or revocation of license and appointment of sales representative; departmental action upon violation by licensed insurance agent or solicitor.
  648.27	Licenses and appointments; general.
  648.34	Bail bond agents; qualifications.
  648.355	Temporary limited license as limited surety agent or professional bail bond agent; pending examination.
  648.382	Appointment of bail bond agents and temporary bail bond agents; effective date of appointment.
  648.383	Renewal, continuation, reinstatement, and termination of appointment; bail bond agents.
  648.50	Effect of suspension, revocation upon associated licenses and licensees.
  717.1071

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• CS/HB 513, Engrossed 1 Posted 4/29/2003 at 8:24 PM

  Bill Text:	Web Page | PDF

  Analyses:	None

  Floor Votes (1)

  Date	Chamber	Result
  5/2/2003 1:56 PM	House	118 Yeas - 1 Nays

  Citations - Statutes (4)

  Citation	Catchline	Location in Bill Location In Bill Help
  626.9541	Unfair methods of competition and unfair or deceptive acts or practices defined.
  627.4035	Cash payment of premiums; claims.
  627.7015	Alternative procedure for resolution of disputed property insurance claims.
  627.901	Premium financing by an insurance agent or agency.

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• CS/HB 513, Committee Substitute 1 Posted 4/21/2003 at 11:25 AM

  Bill Text:	Web Page | PDF

  Analyses:	None

  Floor Amendments (13)

  Amendment	Sponsor	Filed	Last Floor Action	Format
  763356 - Amendment	Atwater	4/28/2003 2:06 PM		Web Page PDF
  864958 - Amendment to Amendment (763356)	Bennett	4/28/2003 3:38 PM		Web Page PDF
  735146 - Amendment to Amendment (763356)	Atwater	4/29/2003 9:13 AM		Web Page PDF
  294596 - Amendment to Amendment (763356)	Atwater	4/29/2003 9:15 AM		Web Page PDF
  811236 - Amendment to Amendment (763356)	Atwater	4/29/2003 9:57 AM		Web Page PDF
  394416 - Amendment to Amendment (763356)	Smith	4/29/2003 10:48 AM		Web Page PDF
  220838 - Amendment to Amendment (763356)	Atwater	4/29/2003 12:20 PM		Web Page PDF
  262980 - Amendment to Amendment (763356)	Lee	4/29/2003 3:00 PM		Web Page PDF
  124812 - Amendment	Atwater	4/28/2003 3:10 PM		Web Page PDF
  381178 - Amendment	Atwater	4/28/2003 3:10 PM		Web Page PDF
  540672 - Amendment	Atwater	5/1/2003 9:15 PM		Web Page PDF
  954399 - Amendment	Benson	4/25/2003 8:01 AM		Web Page PDF
  420575 - Amendment to Amendment (954399)	Brown	4/25/2003 4:36 PM		Web Page PDF

  Floor Votes (2)

  Date	Chamber	Result
  4/25/2003 5:04 PM	House	109 Yeas - 1 Nays
  4/29/2003 3:14 PM	Senate	37 Yeas - 0 Nays

  Citations - Statutes (4)

  Citation	Catchline	Location in Bill Location In Bill Help
  626.9541	Unfair methods of competition and unfair or deceptive acts or practices defined.
  627.4035	Cash payment of premiums; claims.
  627.7015	Alternative procedure for resolution of disputed property insurance claims.
  627.901	Premium financing by an insurance agent or agency.

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• HB 513, Original Filed Version Posted 2/21/2003 at 2:46 PM

  Bill Text:	Web Page | PDF

  Analyses:	Insurance (Post-Meeting) (pdf) Insurance (Post-Meeting) (pdf)

  Citations - Statutes (3)

  Citation	Catchline	Location in Bill Location In Bill Help
  627.4035	Cash payment of premiums; claims.
  627.7015	Alternative procedure for resolution of disputed property insurance claims.
  627.901	Premium financing by an insurance agent or agency.

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