The Florida Senate

SB 2638: Credit Enhancement Loans [EPCC]

GENERAL BILL by Baker

Credit Enhancement Loans [EPCC]; Provides for the licensure of lenders by the Department of Financial Services (DFS). Requires that the licensee maintain a minimum net worth. Provides for enforcement of loan agreements. Provides for reports to credit bureaus. Requires that a licensee maintain records for a specified period and allow the department to examine its records. Authorizes the DFS to issue subpoenas and compel testimony, etc.

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• Bill History

  Date	Chamber	Action
  2/29/2008	Senate	• Filed
  3/20/2008	Senate	• Introduced, referred to Banking and Insurance; Commerce; Finance and Tax; General Government Appropriations -SJ 00299
  4/10/2008	Senate	• On Committee agenda-- Banking and Insurance, 04/15/08, 9:15 am, 412-K --Temporarily postponed
  5/2/2008	Senate	• Died in Committee on Banking and Insurance

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• SB 2638, Original Filed Version (Current Bill Version) Posted 2/29/2008 at 1:29 PM

  Bill Text:	Web Page | PDF

  Analyses:	Banking and Insurance (Post-Meeting) 4/12/2008 (pdf)

  Committee Amendments (1)

  Amendment	Sponsor	Filed	Last Committee Action	Format
  538170 - Amendment	Banking and Insurance (Bennett)	4/15/2008 8:42 AM		Web Page PDF

  Committee Votes (1)

  Date	Committee	Result
  4/15/2008 9:15 AM	Banking and Insurance	View Vote Record

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