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Glossary of Legislative Terms

HB 1051: Servicers and Lenders of Residential Mortgage Loans

GENERAL BILL by Fernandez-Barquin

Servicers and Lenders of Residential Mortgage Loans; Requires periodic statements for residential mortgage loans to follow specified laws; requires mortgage servicers & mortgage lenders to assume duties & obligations related to previously approved loan modifications; prohibits mortgage servicers & mortgage lenders from commencing civil actions, recording specified notices, & conducting foreclosures of sale unless specified conditions are met; requires mortgage servicers & mortgage lenders to establish single points of contact; requires mortgage servicers & mortgage lenders to send written acknowledgment of application receipt to foreclosure prevention alternative applicants in specified manners within specified timeframe; prohibits mortgage servicers & mortgage lenders from charging specified fees; prohibits insurers & insurance agents from engaging in certain acts relating to lender-placed insurance for residential mortgage loan guaranty.

Effective Date: 7/1/2022
 Last Action: 3/14/2022 House - Died in Insurance & Banking Subcommittee
Bill Text: PDF

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  • Bill History

  • HB 1051, Original Filed Version (Current Bill Version) Posted 12/28/2021 at 12:34 PM