CS/HB 1-D: Property Insurance
GENERAL BILL by Appropriations Committee ; Trumbull ; (CO-INTRODUCERS) Avila
Property Insurance; Creates Reinsurance to Assist Policyholders program to be administered by SBA; requires board & property insurers to enter into contracts to provide certain insurance reimbursement; prohibits premiums from being charged for participation in program; provides program does not affect claims-paying capacity of CAT Fund; requires certain property insurers to reduce rates to reflect certain cost savings through rate filings; revises homeowner eligibility criteria for mitigation grants; provides requirements for claimants to prevail in certain claims for damages; limits transfer, assignment, or acquisition of rights to attorney fees in certain property insurance suits; authorizes insurers to include separate roof deductibles; creates property insurer stability unit within office for specified purpose; specifies events that trigger referrals to unit. APPROPRIATION: $150,000,000
Effective Date: upon becoming a law
Last Action: 5/25/2022 House - Laid on Table; companion bill(s) passed, see CS/SB 2-D (Ch. 2022-268)
Bill Text: PDF
Last Action: 5/25/2022 House - Laid on Table; companion bill(s) passed, see CS/SB 2-D (Ch. 2022-268)
Bill Text: PDF
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Bill History
Date Chamber Action 5/20/2022 House • Filed
5/23/2022 House • Referred to Appropriations Committee
• Now in Appropriations Committee
• Added to Appropriations Committee agenda
5/24/2022 House • Favorable with CS by Appropriations Committee
• Reported out of Appropriations Committee
• Laid on Table under Rule 7.18(a)
• CS Filed
• Bill released to Rules Committee
• 1st Reading (Original Filed Version)
• 1st Reading (Committee Substitute 1)
5/25/2022 House • Laid on Table; companion bill(s) passed, see CS/SB 2-D (Ch. 2022-268)
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CS/HB 1-D, Committee Substitute 1 (Current Bill Version) Posted 5/24/2022 at 6:28 PM
Bill Text: PDF Analyses: None Related Bills (3)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 2D (er) Property Insurance Boyd Identical Last Action: 6/29/2022 Chapter No. 2022-268 
H 11D Insurance Gottlieb Compare Last Action: 5/18/2022 H Withdrawn prior to introduction; companion bill(s) passed, see CS/SB 2-D (Ch. 2022-268)
H 15D Homeowners' Insurance Policies Hinson Compare Last Action: 5/24/2022 H Withdrawn prior to introduction; companion bill(s) passed, see CS/SB 2-D (Ch. 2022-268)
Citations - Statutes (19)
Citation Catchline Location in Bill Location In Bill Help 215.5551 Page 7 (pdf) 215.5586 My Safe Florida Home Program. Page 19 (pdf) 489.147 Prohibited property insurance practices. Page 24 (pdf) 624.1551 Page 24 (pdf) 624.307 General powers; duties. Page 24 (pdf) 624.313 Publications. Page 25 (pdf) 624.315 Department; annual report. Page 26 (pdf) 624.424 Annual statement and other information. Page 28 (pdf) 626.9373 Attorney fees. Page 29 (pdf) 627.428 Attorney fees. Page 30 (pdf) 627.701 Liability of insureds; coinsurance; deductibles. Page 31 (pdf) 627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 36 (pdf) 627.70131 Insurer’s duty to acknowledge communications regarding claims; investigation. Page 38 (pdf) 627.70152 Suits arising under a property insurance policy. Page 41 (pdf) 627.7142 Homeowner Claims Bill of Rights. Page 43 (pdf) 627.7152 Assignment agreements. Page 48 (pdf) 627.7154 Page 54 (pdf) 631.031 Initiation and commencement of delinquency proceeding. Page 60 (pdf) 631.398 Prevention of insolvencies. Page 61 (pdf) -
HB 1-D, Original Filed Version Posted 5/20/2022 at 8:18 PM
Bill Text: PDF Analyses: Appropriations Committee (Post-Meeting) 6/6/2022 (pdf)
Related Bills (3)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 2D (e1) Property Insurance Boyd Similar Last Action: 6/29/2022 Chapter No. 2022-268
H 11D Insurance Gottlieb Compare Last Action: 5/18/2022 H Withdrawn prior to introduction; companion bill(s) passed, see CS/SB 2-D (Ch. 2022-268)
H 15D Homeowners' Insurance Policies Hinson Compare Last Action: 5/24/2022 H Withdrawn prior to introduction; companion bill(s) passed, see CS/SB 2-D (Ch. 2022-268)
Committee Amendments (13)
Amendment Sponsor Filed Last Committee Action Format 037451 - Amendment
Remove lines 339-492 and insert:Trumbull 5/23/2022
6:44 PMAdopted without Objection
5/24/2022PDF 013173 - Amendment
Remove lines 373-377 and insert:Trumbull 5/23/2022
6:31 PMAdopted without Objection
5/24/2022PDF 546391 - Amendment
Between lines 536 and 537, insert:Trumbull 5/23/2022
6:29 PMAdopted without Objection
5/24/2022PDF 789221 - Amendment
Remove lines 563-569Joseph 5/24/2022
12:44 PMFailed to Adopt
5/24/2022PDF 516675 - Amendment
Remove lines 581-635 and insert:Trumbull 5/23/2022
6:25 PMAdopted without Objection
5/24/2022PDF 303755 - Amendment
Remove line 821 and insert:Williams 5/24/2022
11:28 AMFailed to Adopt
5/24/2022PDF 350721 - Amendment
Remove line 916 and insert:Trumbull 5/24/2022
11:23 AMAdopted without Objection
5/24/2022PDF 489843 - Amendment
Remove lines 1028-1031 and insert:Geller 5/24/2022
12:17 PMFailed to Adopt
5/24/2022PDF 224853 - Amendment
Remove lines 1300-1505 and insert:Trumbull 5/23/2022
6:28 PMAdopted without Objection
5/24/2022PDF 948497 - Amendment
Between lines 1518 and 1519, insert:Willhite 5/24/2022
10:16 AMFailed to Adopt
5/24/2022PDF 891117 - Amendment
Between lines 1518 and 1519, insert:Geller 5/24/2022
11:29 AMFailed to Adopt
5/24/2022PDF 082541 - Amendment
Between lines 1518 and 1519, insert:Hinson 5/24/2022
12:38 PMFailed to Adopt
5/24/2022PDF 249321 - Amendment
Between lines 1518 and 1519, insert:Hinson 5/24/2022
12:38 PMFailed to Adopt
5/24/2022PDF Citations - Statutes (19)
Citation Catchline Location in Bill Location In Bill Help 215.5551 Page 7 (pdf) 215.5586 My Safe Florida Home Program. Page 18 (pdf) 489.147 Prohibited property insurance practices. Page 22 (pdf) 624.1551 Page 23 (pdf) 624.307 General powers; duties. Page 23 (pdf) 624.313 Publications. Page 24 (pdf) 624.315 Department; annual report. Page 26 (pdf) 624.424 Annual statement and other information. Page 27 (pdf) 626.9373 Attorney fees. Page 28 (pdf) 627.428 Attorney fees. Page 29 (pdf) 627.701 Liability of insureds; coinsurance; deductibles. Page 30 (pdf) 627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 35 (pdf) 627.70131 Insurer’s duty to acknowledge communications regarding claims; investigation. Page 37 (pdf) 627.70152 Suits arising under a property insurance policy. Page 40 (pdf) 627.7142 Homeowner Claims Bill of Rights. Page 42 (pdf) 627.7152 Assignment agreements. Page 46 (pdf) 627.7154 Page 52 (pdf) 631.031 Initiation and commencement of delinquency proceeding. Page 59 (pdf) 631.398 Prevention of insolvencies. Page 60 (pdf)