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Glossary of Legislative Terms

CS/SB 580: Consumer Finance Loans

GENERAL BILL by Banking and Insurance ; Gruters

Consumer Finance Loans; Prohibiting a person from operating a branch of a business making consumer finance loans before obtaining a license from the Office of Financial Regulation; revising the maximum interest rate and the calculation of interest rates on consumer finance loans; requiring licensees offering an assistance program to borrowers after a federally declared major disaster to send a specified notice to the office within a certain timeframe; requiring certain licensees to suspend specified actions for a certain timeframe after a federally declared disaster, etc.

Effective Date: 7/1/2023
 Last Action: 5/1/2023 Senate - Laid on Table -SJ 654
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Appropriations Committee on Agriculture, Environment, and General Government (AEG)
  3. Fiscal Policy (FP)


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Bill History

Date Chamber Action
2/8/2023 Senate • Filed
2/16/2023 Senate • Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Fiscal Policy
3/7/2023 Senate • Introduced
3/24/2023 Senate • On Committee agenda-- Banking and Insurance, 03/29/23, 8:30 am, 412 Knott Building
3/29/2023 Senate • CS by Banking and Insurance; YEAS 8 NAYS 3
3/31/2023 Senate • Pending reference review under Rule 4.7(2) - (Committee Substitute)
• Now in Appropriations Committee on Agriculture, Environment, and General Government
• CS by Banking and Insurance read 1st time
4/13/2023 Senate • On Committee agenda-- Appropriations Committee on Agriculture, Environment, and General Government, 04/18/23, 12:00 pm, 110 Senate Building
4/18/2023 Senate • Favorable by Appropriations Committee on Agriculture, Environment, and General Government; YEAS 10 NAYS 3
4/19/2023 Senate • Now in Fiscal Policy
4/20/2023 Senate • On Committee agenda-- Fiscal Policy, 04/25/23, 10:00 am, 412 Knott Building
4/25/2023 Senate • Favorable by- Fiscal Policy; YEAS 15 NAYS 4
4/26/2023 Senate • Placed on Calendar, on 2nd reading
• Placed on Special Order Calendar, 05/01/23
5/1/2023 Senate • Read 2nd time -SJ 653
• Substituted CS/CS/HB 1267 (Vetoed by Governor) -SJ 654
• Laid on Table -SJ 654