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The Florida Senate

CS/HB 1347: Consumer Finance Loans

GENERAL BILL by Commerce Committee ; Brackett ; (CO-INTRODUCERS) López, J.

Consumer Finance Loans; Prohibits person from operating branch of business making consumer finance loans before obtaining license; revises maximum interest rates on consumer finance loans; revises minimum amount of time before delinquency charge may be imposed; requires licensees offering assistance program to borrowers after federally declared major disaster to send notice to office; requires licensees to offer to borrowers credit education programs or seminars; provides requirements for licensee claiming submitted information contains trade secret; requires licensees to suspend actions for certain timeframe after federally declared disaster.

Effective Date: 7/1/2024
Last Action: 7/1/2024 - Chapter No. 2024-276
Bill Text: PDF
Senate Committee References:
  1. Fiscal Policy (FP)



Bill History

Date Chamber Action
1/5/2024 House • Filed
1/9/2024 House • 1st Reading (Original Filed Version)
1/13/2024 House • Referred to Insurance & Banking Subcommittee
• Referred to State Administration & Technology Appropriations Subcommittee
• Referred to Commerce Committee
• Now in Insurance & Banking Subcommittee
1/23/2024 House • Added to Insurance & Banking Subcommittee agenda
1/25/2024 House • Favorable by Insurance & Banking Subcommittee
1/26/2024 House • Reported out of Insurance & Banking Subcommittee
• Now in State Administration & Technology Appropriations Subcommittee
2/2/2024 House • Added to State Administration & Technology Appropriations Subcommittee agenda
2/6/2024 House • Favorable by State Administration & Technology Appropriations Subcommittee
• Reported out of State Administration & Technology Appropriations Subcommittee
• Now in Commerce Committee
2/13/2024 House • Added to Commerce Committee agenda
2/15/2024 House • Favorable with CS by Commerce Committee
2/16/2024 House • Reported out of Commerce Committee
• Laid on Table under Rule 7.18(a)
• CS Filed
2/19/2024 House • Bill referred to House Calendar
• 1st Reading (Committee Substitute 1)
• Added to Second Reading Calendar
2/27/2024 House • Bill added to Special Order Calendar (3/1/2024)
3/1/2024 House • Read 2nd time
• Placed on 3rd reading
• Added to Third Reading Calendar
3/4/2024 House • Read 3rd time
• CS passed; YEAS 104, NAYS 10
3/4/2024 Senate • In Messages
• Referred to Fiscal Policy
• Withdrawn from Fiscal Policy -SJ 647
• Placed on Calendar, on 2nd reading
• Substituted for CS/SB 1436 -SJ 647
• Received
• Read 2nd time -SJ 647, 652
• Read 3rd time -SJ 653
• CS passed; YEAS 21 NAYS 18 -SJ 653
3/4/2024 House • In Messages
• Ordered enrolled
6/17/2024 • Signed by Officers and presented to Governor
6/28/2024 • Approved by Governor
7/1/2024 • Chapter No. 2024-276