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Glossary of Legislative Terms

CS/CS/SB 232: Debt Collection

GENERAL BILL by Banking and Insurance ; Commerce and Tourism ; Rodriguez

Debt Collection; Revising prohibited practices for a person attempting to collect consumer debt, etc.

Effective Date: Upon becoming law
 Last Action: 4/2/2025 Senate - CS/CS by Banking and Insurance read 1st time
Bill Text: Web Page | PDF
Senate Committee References:
  1. Commerce and Tourism (CM)
  2. Banking and Insurance (BI)
  3. Rules (RC)

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  • Bill History

    Date Chamber Action
    1/14/2025 Senate • Filed
    1/29/2025 Senate • Referred to Commerce and Tourism; Banking and Insurance; Rules
    2/3/2025 Senate • On Committee agenda-- Commerce and Tourism, 02/11/25, 8:30 am, 110 Senate Building --Temporarily Postponed
    2/24/2025 Senate • On Committee agenda-- Commerce and Tourism, 03/03/25, 1:00 pm, 110 Senate Building
    3/3/2025 Senate • CS by Commerce and Tourism; YEAS 8 NAYS 0
    3/4/2025 Senate • Introduced
    3/5/2025 Senate • Pending reference review under Rule 4.7(2) - (Committee Substitute)
    • Now in Banking and Insurance
    3/10/2025 Senate • CS by Commerce and Tourism read 1st time
    3/20/2025 Senate • On Committee agenda-- Banking and Insurance, 03/25/25, 8:30 am, 412 Knott Building --Temporarily Postponed
    3/26/2025 Senate • On Committee agenda-- Banking and Insurance, 03/31/25, 1:30 pm, 412 Knott Building
    3/31/2025 Senate • CS/CS by Banking and Insurance; YEAS 10 NAYS 0
    4/2/2025 Senate • Pending reference review under Rule 4.7(2) - (Committee Substitute)
    • Now in Rules
    • CS/CS by Banking and Insurance read 1st time

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  • CS/CS/SB 232, Committee Substitute 2 (Current Bill Version) Posted 4/2/2025 at 8:49 AM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 147 (c1) Prohibited Practices in Consumer Debt Collection Gossett-Seidman Similar Last Action: 3/20/2025 H Now in Commerce Committee Track This Bill

    Citations - Statutes (6)

    Citation Catchline Location in Bill Location In Bill Help
    559.565 Enforcement action against out-of-state consumer debt collector. Page 5 (pdf)
    559.72 Prohibited practices generally. Page 1 (pdf)
    559.725 Consumer complaints; administrative duties. Page 5 (pdf)
    559.77 Civil remedies. Page 6 (pdf)
    648.44 Prohibitions; penalty. Page 7 (pdf)
    817.7001 Definitions. Page 7 (pdf)

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  • CS/SB 232, Committee Substitute 1 Posted 3/5/2025 at 3:47 PM

    Bill Text:   Web Page | PDF
    Analyses:   Banking and Insurance (Pre-Meeting) 3/28/2025 (pdf)
    Banking and Insurance (Post-Meeting) 4/2/2025 (pdf)

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 147 (c1) Prohibited Practices in Consumer Debt Collection Gossett-Seidman Similar Last Action: 3/20/2025 H Now in Commerce Committee Track This Bill

    Committee Amendments (2)

    Amendment Sponsor Filed Last Committee Action Format
    403842 - Amendment (Delete All)
    Delete everything after the enacting clause and insert:     		Banking and Insurance
    (Rodriguez)     		3/24/2025
    8:25 AM     		Withdrawn
    4/1/2025     		Web Page
    PDF
    624624 - Amendment (Delete All)
    Delete everything after the enacting clause and insert:     		Banking and Insurance
    (Rodriguez)     		3/28/2025
    1:12 PM     		Replaced by Committee Substitute
    4/1/2025     		Web Page
    PDF

    Committee Votes (1)

    Date Committee Result
    3/31/2025 1:30 PM Banking and Insurance 10 Yeas - 0 Nays

    Citations - Statutes (6)

    Citation Catchline Location in Bill Location In Bill Help
    559.565 Enforcement action against out-of-state consumer debt collector. Page 5 (pdf)
    559.72 Prohibited practices generally. Page 1 (pdf)
    559.725 Consumer complaints; administrative duties. Page 5 (pdf)
    559.77 Civil remedies. Page 6 (pdf)
    648.44 Prohibitions; penalty. Page 7 (pdf)
    817.7001 Definitions. Page 7 (pdf)

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  • SB 232, Original Filed Version Posted 1/14/2025 at 9:40 AM

    Bill Text:   Web Page | PDF
    Analyses:   Commerce and Tourism (Pre-Meeting) 2/28/2025 (pdf)
    Commerce and Tourism (Post-Meeting) 3/4/2025 (pdf)

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 147 Prohibited Practices in Consumer Debt Collection Gossett-Seidman Identical Last Action: 3/20/2025 H Now in Commerce Committee Track This Bill

    Committee Amendments (3)

    Amendment Sponsor Filed Last Committee Action Format
    357150 - Amendment
    Delete lines 93 - 95 and insert:     		Commerce and Tourism
    (Gruters)     		2/28/2025
    1:04 PM     		Replaced by Committee Substitute
    3/3/2025     		Web Page
    PDF
    109918 - Amendment (Delete All)
    Delete everything after the enacting clause and insert:     		Commerce and Tourism
    (Rodriguez)     		2/10/2025
    8:22 AM     		Unfavorable
    3/3/2025     		Web Page
    PDF
    hierarchy 706006 - Amendment to Amendment (109918)
    Delete lines 83 - 85 and insert:     		Commerce and Tourism
    (Gruters)     		3/3/2025
    11:05 AM     		Favorable
    3/3/2025     		Web Page
    PDF

    Committee Votes (1)

    Date Committee Result
    3/3/2025 1:00 PM Commerce and Tourism 8 Yeas - 0 Nays

    Citations - Statutes (6)

    Citation Catchline Location in Bill Location In Bill Help
    559.565 Enforcement action against out-of-state consumer debt collector. Page 5 (pdf)
    559.72 Prohibited practices generally. Page 1 (pdf)
    559.725 Consumer complaints; administrative duties. Page 5 (pdf)
    559.77 Civil remedies. Page 6 (pdf)
    648.44 Prohibitions; penalty. Page 7 (pdf)
    817.7001 Definitions. Page 7 (pdf)

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