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The Florida Senate

SB 230: Insurance

GENERAL BILL by Truenow

Insurance; Clarifying the prohibition related to claims for extracontractual damages; requiring that certain damages be available under and pursuant to a specified policy; prohibiting public adjusters from engaging in certain adversarial conduct; revising the circumstances under which an insurer or agent may cancel certain policies; revising the required statement by insurers issuing an insurance policy that does not provide flood insurance, etc.

Effective Date: Upon becoming a law
Last Action: 1/29/2025 Senate - Referred to Banking and Insurance; Judiciary; Rules
Bill Text: Web Page | PDF
Senate Committee References:
  1. Banking and Insurance (BI)
  2. Judiciary (JU)
  3. Rules (RC)

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  • Bill History

    Date Chamber Action
    1/14/2025 Senate • Filed
    1/29/2025 Senate • Referred to Banking and Insurance; Judiciary; Rules

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  • SB 230, Original Filed Version (Current Bill Version) Posted 1/14/2025 at 9:39 AM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Related Bills (2)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 841 Residential Property Insurance Policy Cancellations, Nonrenewals, and Rate Changes Botana, Cassel Compare Last Action: 2/20/2025 H Filed
    S 790 Policy Cancellations and Nonrenewals by Property Insurers Bradley Compare Last Action: 2/18/2025 S Filed

    Citations - Statutes (8)

    Citation Catchline Location in Bill Location In Bill Help
    624.1551 Civil remedy actions against property insurers. Page 2 (pdf)
    626.732 Requirement as to knowledge, experience, or instruction. Page 4 (pdf)
    626.878 Rules; code of ethics. Page 5 (pdf)
    627.4108 Claims-handling manuals; submission; attestation. Page 6 (pdf)
    627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 7 (pdf)
    627.429 Medical tests for HIV infection and AIDS for insurance purposes. Page 9 (pdf)
    627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 11 (pdf)
    627.70131 Insurer’s duty to acknowledge communications regarding claims; investigation. Page 11 (pdf)

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