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CS/CS/HB 643: Insurance

GENERAL BILL by Commerce Committee ; Insurance & Banking Subcommittee ; Snyder

Insurance; Requires FDLE to accept & process certain fingerprints; authorizes FDLE to exchange certain records with OIR; specifies that fingerprints must be submitted in accordance with certain rules; requires FDLE to conduct certain background checks; requires certain background checks to be conducted through FBI; requires that fingerprints be submitted & entered into specified system; requires that certain criminal history records be used by OIR for certain purposes; establishes standards for compensation arrangements & oversight of affiliate transactions involving insurers, reciprocal insurers, managing general agents, & attorneys in fact; specifies requirements for affiliate compensation arrangements; removes definition of “diligent effort”; revises conditions under which insurance coverage is eligible for export; requires notification of arbitration before Division of Administrative Hearings as option for dispute resolution procedures under Citizens Property Insurance Corporation.

Effective Date: 7/1/2025
Last Action: 4/22/2025 House - 1st Reading (Committee Substitute 2)
Bill Text: PDF



Bill History

Date Chamber Action
2/14/2025 House • Filed
2/26/2025 House • Referred to Insurance & Banking Subcommittee
• Referred to Civil Justice & Claims Subcommittee
• Referred to Commerce Committee
• Now in Insurance & Banking Subcommittee
3/4/2025 House • 1st Reading (Original Filed Version)
3/25/2025 House • PCS added to Insurance & Banking Subcommittee agenda
3/27/2025 House • Favorable with CS by Insurance & Banking Subcommittee
3/31/2025 House • Reported out of Insurance & Banking Subcommittee
• Laid on Table under Rule 7.18(a)
• CS Filed
• Referred to Civil Justice & Claims Subcommittee
• Referred to Commerce Committee
• Now in Civil Justice & Claims Subcommittee
4/1/2025 House • Added to Civil Justice & Claims Subcommittee agenda
• 1st Reading (Committee Substitute 1)
4/3/2025 House • Favorable by Civil Justice & Claims Subcommittee
• Reported out of Civil Justice & Claims Subcommittee
• Now in Commerce Committee
4/21/2025 House • PCS added to Commerce Committee agenda
4/22/2025 House • Favorable with CS by Commerce Committee
• Reported out of Commerce Committee
• Laid on Table under Rule 7.18(a)
• CS Filed
• Bill referred to House Calendar
• Bill added to Special Order Calendar (4/25/2025)
• 1st Reading (Committee Substitute 2)