Skip to Navigation | Skip to Main Content | Skip to Site Map

FLHouse.gov | Mobile Site

Senate Tracker: Sign Up | Login

The Florida Senate

CS/HB 1047: Insurance

GENERAL BILL by Insurance & Banking Subcommittee ; Berfield

Insurance; Provides procedures & timelines for objecting, & responding to objections, to sufficiency of evidence submitted by claimants to insurers; revises requirements for licensing for general lines agents; specifies when adjusters must include their appointment types & names & license numbers if communicating with policyholders by text message; prohibits public adjusters from engaging in certain adversarial conduct; revises circumstances under which insurer or agent may cancel or nonrenew certain residential property insurance policies; revises required statement by property insurers providing preliminary or partial estimate of damage regarding claim; revises required statement by property insurers providing payment on claim which is not full & final payment for claim.

Effective Date: upon becoming a law
Last Action: 4/2/2025 House - Now in Commerce Committee
Bill Text: PDF



Bill History

Date Chamber Action
2/25/2025 House • Filed
3/2/2025 House • Referred to Insurance & Banking Subcommittee
• Referred to Commerce Committee
• Now in Insurance & Banking Subcommittee
3/4/2025 House • 1st Reading (Original Filed Version)
3/25/2025 House • PCS added to Insurance & Banking Subcommittee agenda
3/27/2025 House • Favorable with CS by Insurance & Banking Subcommittee
3/31/2025 House • Reported out of Insurance & Banking Subcommittee
4/1/2025 House • Laid on Table under Rule 7.18(a)
• CS Filed
• 1st Reading (Committee Substitute 1)
4/2/2025 House • Referred to Commerce Committee
• Now in Commerce Committee