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HB 841: Residential Property Insurance Policy Cancellations, Nonrenewals, and Rate Changes

GENERAL BILL by Botana ; Cassel

Residential Property Insurance Policy Cancellations, Nonrenewals, and Rate Changes; Prohibits insurers from canceling or nonrenewing, within certain timeframes, policies covering personal residential or commercial residential properties damaged by hurricanes or wind losses; provides that such prohibition applies to flood damages caused by hurricanes; provides that insurer may not cancel personal residential or commercial residential property insurance policies until certain repairs are made or specified policy renewal expires; prohibits certain claims for loss or damage from being covered under extended or renewed policy.

Effective Date: 7/1/2025
Last Action: 3/4/2025 House - 1st Reading (Original Filed Version)
Bill Text: PDF

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  • Bill History

    Date Chamber Action
    2/20/2025 House • Filed
    3/2/2025 House • Referred to Insurance & Banking Subcommittee
    • Referred to Commerce Committee
    • Now in Insurance & Banking Subcommittee
    3/4/2025 House • 1st Reading (Original Filed Version)

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  • HB 841, Original Filed Version (Current Bill Version) Posted 2/20/2025 at 3:24 PM

    Bill Text:   PDF
    Analyses:   None

    Related Bills (4)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 790 Policy Cancellations and Nonrenewals by Property Insurers Bradley Similar Last Action: 3/4/2025 S Introduced
    H 1047 Insurance Berfield Compare Last Action: 3/27/2025 H Favorable with CS by Insurance & Banking Subcommittee
    S 128 Residential Property Insurers Burgess Compare Last Action: 3/4/2025 S Introduced
    S 230 Insurance Truenow Compare Last Action: 3/4/2025 S Introduced

    Citations - Statutes (2)

    Citation Catchline Location in Bill Location In Bill Help
    627.4133 Notice of cancellation, nonrenewal, or renewal premium. Page 2 (pdf)
    627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 7 (pdf)

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