HB 881: Insurer Accountability to Insureds
GENERAL BILL by Griffitts
Insurer Accountability to Insureds; Requires public adjusters, public adjuster apprentices, & public adjusting firms to respond to requests for claims' statuses within specified timeframe; provides reporting requirements relating to universal life insurance policies; provides applicability of specified provisions relating to group health insurance policies; requires motor vehicle insurers that provide towing & labor coverage to disclose certain language on specified platforms or verbally state such language to claimants; requires motor vehicle insurers to pay or to deny or partially deny first-party claims under private passenger motor vehicle insurance policies within specified timeframe; requires written explanations for insurers' decisions relating to claims payments; provides for interest on claims; prohibits specified provisions on claims & interest from being waived, voided, or nullified.
Last Action: 3/4/2025 House - 1st Reading (Original Filed Version)
Bill Text: PDF
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Bill History
Date Chamber Action 2/21/2025 House • Filed
3/2/2025 House • Referred to Insurance & Banking Subcommittee
• Referred to Commerce Committee
• Now in Insurance & Banking Subcommittee
3/4/2025 House • 1st Reading (Original Filed Version)
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HB 881, Original Filed Version (Current Bill Version) Posted 2/21/2025 at 2:26 PM
Bill Text: PDF Analyses: None Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 1428 Consumer Protection in Insurance Matters DiCeglie Similar Last Action: 3/26/2025 S On Committee agenda-- Banking and Insurance, 03/31/25, 1:30 pm, 412 Knott Building --Temporarily Postponed 
Citations - Statutes (5)
Citation Catchline Location in Bill Location In Bill Help 626.854 “Public adjuster” defined; prohibitions. Page 2 (pdf) 627.4823 Page 2 (pdf) 627.6515 Out-of-state groups. Page 5 (pdf) 627.7293 Page 6 (pdf) 627.7431 Page 7 (pdf)