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The Florida Senate

HB 767: Residential Property Insurance

GENERAL BILL by Benarroch

Residential Property Insurance; Requires that certain rate filings with OIR from residential property insurers include rate transparency reports; provides for office to accept such reports or to request that insurer make modifications; requires insurers to provide such reports to consumers; requires that report indicate that it is preliminary & subject to modification by insurer at direction of office under specified circumstance; requires office to define terms used in such reports; requires office to establish & maintain comprehensive resource center on its website; prohibits insurer from including value of land when establishing homeowner's policy coverage amount or adjusting certain claims.

Effective Date: 7/1/2026
Last Action: 12/15/2025 House - Filed
Bill Text: PDF

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  • Bill History

    Date Chamber Action
    12/15/2025 House • Filed

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  • HB 767, Original Filed Version (Current Bill Version) Posted 12/15/2025 at 12:35 PM

    Bill Text:   PDF
    Analyses:   None

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 832 Residential Property Insurance Avila Similar Last Action: 12/16/2025 S Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Fiscal Policy

    Citations - Statutes (3)

    Citation Catchline Location in Bill Location In Bill Help
    627.0621 Transparency in rate regulation. Page 2 (pdf)
    627.7011 Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. Page 8 (pdf)
    627.7142 Homeowner Claims Bill of Rights. Page 9 (pdf)

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