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2004 Florida Statutes
Cargo legal liability valuation and insurance coverage.
507.04 Cargo legal liability valuation and insurance coverage.--
(1) A mover operating in this state shall maintain current and valid cargo legal liability valuation and insurance coverage which includes:
(a) Coverage for cargo legal liability for loss or damage to household goods arising or resulting from the negligence of the mover, its employees, or agents, in an amount not less than $10,000 per shipment.
(b) Motor vehicle coverage, including combined bodily injury and property damage liability coverage in the following minimum amounts:
1. Fifty thousand dollars per occurrence for a commercial motor vehicle with a gross weight of less than 35,000 pounds.
2. One hundred thousand dollars per occurrence for a commercial motor vehicle with a gross weight of more than 35,000 pounds, but less than 44,000 pounds.
3. Three hundred thousand dollars per occurrence for a commercial motor vehicle with a gross weight of 44,000 pounds or more.
(c) A limitation on the release of a mover's liability for the value of a shipper's goods at a rate not less than 60 cents per pound per article. This limitation of liability shall be disclosed to the shipper in writing at the time the estimate or contract for services is executed prior to the provision of any moving or accessorial services. The disclosure shall also inform the shipper of the opportunity to reject or select additional valuation, including the cost and coverage of such additional valuation.
(2) All insurance coverages required under subsection (1) shall be issued by an insurance company or carrier duly authorized to transact business in the State of Florida. The department shall require a mover to present a certificate of insurance of the required coverages prior to issuance of a registration certificate, or renewal thereof, under s. 507.03 The department shall be named as a certificateholder in the certificate and shall be notified at least 30 days in advance of any changes in insurance coverage.
History.--s. 4, ch. 2002-53; s. 13, ch. 2003-132.