The Florida Senate

627.65626  Insurance rebates for healthy lifestyles.--

(1)  Any rate, rating schedule, or rating manual for a health insurance policy filed with the office shall provide for an appropriate rebate of premiums paid in the last calendar year when the majority of members of a health plan have enrolled and maintained participation in any health wellness, maintenance, or improvement program offered by the employer. The employer must provide evidence of demonstrative maintenance or improvement of the enrollees' health status as determined by assessments of agreed-upon health status indicators between the employer and the health insurer, including, but not limited to, reduction in weight, body mass index, and smoking cessation. Any rebate provided by the health insurer is presumed to be appropriate unless credible data demonstrates otherwise, but shall not exceed 10 percent of paid premiums.

(2)  The premium rebate authorized by this section shall be effective for an insured on an annual basis unless the number of participating employees becomes less than the majority of the employees eligible for participation in the wellness program.

History.--s. 32, ch. 2004-297.