Skip to Navigation | Skip to Main Content | Skip to Site Map

MyFloridaHouse.gov | Mobile Site

Senate Tracker: Sign Up | Login

The Florida Senate

Track This Bill

View Bill Summary

Glossary of Legislative Terms

CS/CS/HB 321: Title Insurance

GENERAL BILL by Government Operations Appropriations Subcommittee ; Insurance and Banking Subcommittee ; Passidomo ; Moraitis ; (CO-INTRODUCERS) Cummings ; Wood

Title Insurance; Revising criteria with respect to liabilities charged against assets in determinations of financial condition; specifying the reserves that certain title insurers must set aside after a certain date; specifying that only a licensed and appointed agent or agency is authorized to sell title insurance; revising the application requirements for a title insurance agency license; limiting the remedies available for the breach of duty arising from a title insurance contract, etc.

Effective Date: 7/1/2014
 Last Action: 6/13/2014 - Chapter No. 2014-112, companion bill(s) passed, see CS/CS/HB 805 (Ch. 2014-132)
Bill Text: PDF

View By Bill Version View By Category

Expand All Collapse All

  • Bill History

    Date Chamber Action
    11/15/2013 House • Filed
    12/16/2013 House • Referred to Insurance and Banking Subcommittee; Government Operations Appropriations Subcommittee; Regulatory Affairs Committee -HJ 30
    1/8/2014 House • On Committee agenda-- Insurance and Banking Subcommittee, 01/15/14, 8:00 am, Sumner Hall
    1/15/2014 House • CS by Insurance and Banking Subcommittee; YEAS 13 NAYS 0 -HJ 154
    1/24/2014 House • Pending review of CS under Rule 7.19(c)
    1/28/2014 House • Now in Government Operations Appropriations Subcommittee -HJ 151
    2/4/2014 House • On Committee agenda-- Government Operations Appropriations Subcommittee, 02/11/14, 1:00 pm, Morris Hall
    2/11/2014 House • CS/CS by Government Operations Appropriations Subcommittee; YEAS 13 NAYS 0 -HJ 156
    2/12/2014 House • Pending review of CS under Rule 7.19(c)
    2/13/2014 House • Now in Regulatory Affairs Committee -HJ 151
    3/4/2014 House • Introduced -HJ 30
    • On Committee agenda-- Regulatory Affairs Committee, 03/06/14, 9:30 am, Sumner Hall
    • CS by Insurance and Banking Subcommittee read 1st time -HJ 139
    • CS/CS by Government Operations Appropriations Subcommittee read 1st time -HJ 139
    3/6/2014 House • Favorable by- Regulatory Affairs Committee; YEAS 16 NAYS 0 -HJ 204
    • Placed on Calendar -HJ 204
    3/28/2014 House • Placed on Special Order Calendar, 04/01/14
    4/1/2014 House • Read 2nd time -HJ 419
    • Amendment(s) adopted (701501) -HJ 421
    • Read 3rd time -HJ 421
    • CS passed as amended; YEAS 116 NAYS 0 -HJ 422
    4/2/2014 Senate • In Messages
    • Referred to Banking and Insurance; Judiciary; Commerce and Tourism -SJ 433
    4/3/2014 Senate • Received -SJ 433
    • Withdrawn from Banking and Insurance; Judiciary; Commerce and Tourism -SJ 433
    • Placed on Calendar, on 2nd reading -SJ 433
    • Substituted for CS/CS/SB 570 -SJ 433
    • Read 2nd time -SJ 433
    • Placed on 3rd reading
    4/11/2014 Senate • Read 3rd time -SJ 487
    • CS passed; YEAS 37 NAYS 0 -SJ 487
    4/23/2014 House • Ordered enrolled -HJ 629
    6/5/2014 • Signed by Officers and presented to Governor
    6/13/2014 • Approved by Governor
    • Chapter No. 2014-112, companion bill(s) passed, see CS/CS/HB 805 (Ch. 2014-132)

    Top of SectionTop of Page

  • CS/CS/HB 321, Enrolled (Current Bill Version) Posted 4/23/2014 at 5:21 PM

    Bill Text:   PDF
    Analyses:   None

    Related Bills (7)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 570 (c2) Title Insurance Galvano Similar Last Action: 4/3/2014 S Laid on Table, companion bill(s) passed, see CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 805 (Ch. 2014-132) -SJ 433
    Location: Laid on Table     		Track This Bill
    H 471 Insurance Boyd Compare Last Action: 1/8/2014 H Withdrawn prior to introduction, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104) -HJ 40
    Location: Withdrawn from consideration     		Track This Bill
    H 565 (e1) Insurance Santiago Compare Last Action: 5/2/2014 S Died in returning Messages, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104)
    Location: In returning messages from House     		Track This Bill
    H 805 (er) Title Insurer Reserves Moraitis Compare Last Action: 6/13/2014 Chapter No. 2014-132, companion bill(s) passed, see CS/CS/HB 321 (Ch. 2014-112), HB 5601 (Ch. 2014-38)
    Location: Became Law     		Track This Bill
    S 462 Title Insurance Rates Bradley Compare Last Action: 5/2/2014 S Died in Banking and Insurance, companion bill(s) passed, see CS/CS/HB 321 (Ch. 2014-112)
    Location: In committee/council (BI)     		Track This Bill
    S 758 (c1) Title Insurer Reserves Lee Compare Last Action: 5/1/2014 S Laid on Table, companion bill(s) passed, see CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 805 (Ch. 2014-132) -SJ 938
    Location: Laid on Table     		Track This Bill
    S 1260 (c2) Insurance Brandes Compare Last Action: 5/1/2014 S Laid on Table, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/HB 7005 (Ch. 2014-216), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104) -SJ 913
    Location: Laid on Table     		Track This Bill

    Citations - Statutes (13)

    Citation Catchline Location in Bill Location In Bill Help
    624.407 Surplus required; new insurers. Page 13 (pdf)
    624.408 Surplus required; current insurers. Page 13 (pdf)
    625.041 Liabilities, in general. Page 2 (pdf)
    625.111 Title insurance reserve. Page 4 (pdf)
    626.8412 License and appointments required. Page 13 (pdf)
    626.8413 Title insurance agents; certain names prohibited. Page 14 (pdf)
    626.8417 Title insurance agent licensure; exemptions. Page 14 (pdf)
    626.8418 Application for title insurance agency license. Page 16 (pdf)
    626.8419 Appointment of title insurance agency. Page 19 (pdf)
    626.8437 Grounds for denial, suspension, revocation, or refusal to renew license or appointment. Page 20 (pdf)
    627.778 Limit of risk. Page 21 (pdf)
    627.782 Adoption of rates. Page 21 (pdf)
    627.7845 Determination of insurability required; preservation of evidence of title search and examination. Page 22 (pdf)

    Top of SectionTop of Page

  • CS/CS/HB 321, Engrossed 1 Posted 4/1/2014 at 5:38 PM

    Bill Text:   PDF
    Analyses:   None

    Related Bills (7)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 570 (c2) Title Insurance Galvano Similar Last Action: 4/3/2014 S Laid on Table, companion bill(s) passed, see CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 805 (Ch. 2014-132) -SJ 433
    Location: Laid on Table     		Track This Bill
    H 471 Insurance Boyd Compare Last Action: 1/8/2014 H Withdrawn prior to introduction, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104) -HJ 40
    Location: Withdrawn from consideration     		Track This Bill
    H 565 (e1) Insurance Santiago Compare Last Action: 5/2/2014 S Died in returning Messages, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104)
    Location: In returning messages from House     		Track This Bill
    H 805 (c2) Title Insurer Reserves Moraitis Compare Last Action: 6/13/2014 Chapter No. 2014-132, companion bill(s) passed, see CS/CS/HB 321 (Ch. 2014-112), HB 5601 (Ch. 2014-38)
    Location: Became Law     		Track This Bill
    S 462 Title Insurance Rates Bradley Compare Last Action: 5/2/2014 S Died in Banking and Insurance, companion bill(s) passed, see CS/CS/HB 321 (Ch. 2014-112)
    Location: In committee/council (BI)     		Track This Bill
    S 758 (c1) Title Insurer Reserves Lee Compare Last Action: 5/1/2014 S Laid on Table, companion bill(s) passed, see CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 805 (Ch. 2014-132) -SJ 938
    Location: Laid on Table     		Track This Bill
    S 1260 (c1) Insurance Brandes Compare Last Action: 5/1/2014 S Laid on Table, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/HB 7005 (Ch. 2014-216), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104) -SJ 913
    Location: Laid on Table     		Track This Bill

    Floor Votes (1)

    Date Chamber Result
    4/11/2014 10:04 AM Senate 37 Yeas - 0 Nays

    Citations - Statutes (13)

    Citation Catchline Location in Bill Location In Bill Help
    624.407 Surplus required; new insurers. Page 13 (pdf)
    624.408 Surplus required; current insurers. Page 13 (pdf)
    625.041 Liabilities, in general. Page 2 (pdf)
    625.111 Title insurance reserve. Page 4 (pdf)
    626.8412 License and appointments required. Page 13 (pdf)
    626.8413 Title insurance agents; certain names prohibited. Page 14 (pdf)
    626.8417 Title insurance agent licensure; exemptions. Page 14 (pdf)
    626.8418 Application for title insurance agency license. Page 16 (pdf)
    626.8419 Appointment of title insurance agency. Page 19 (pdf)
    626.8437 Grounds for denial, suspension, revocation, or refusal to renew license or appointment. Page 20 (pdf)
    627.778 Limit of risk. Page 21 (pdf)
    627.782 Adoption of rates. Page 21 (pdf)
    627.7845 Determination of insurability required; preservation of evidence of title search and examination. Page 22 (pdf)

    Top of SectionTop of Page

  • CS/CS/HB 321, Committee Substitute 2 Posted 2/12/2014 at 12:56 PM

    Bill Text:   PDF
    Analyses:   Regulatory Affairs Committee (Post-Meeting) 3/6/2014 (pdf)

    Related Bills (5)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    H 471 Insurance Boyd Compare Last Action: 1/8/2014 H Withdrawn prior to introduction, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104) -HJ 40
    Location: Withdrawn from consideration     		Track This Bill
    H 565 (c2) Insurance Santiago Compare Last Action: 5/2/2014 S Died in returning Messages, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104)
    Location: In returning messages from House     		Track This Bill
    S 462 Title Insurance Rates Bradley Compare Last Action: 5/2/2014 S Died in Banking and Insurance, companion bill(s) passed, see CS/CS/HB 321 (Ch. 2014-112)
    Location: In committee/council (BI)     		Track This Bill
    S 570 (c2) Title Insurance Galvano Compare Last Action: 4/3/2014 S Laid on Table, companion bill(s) passed, see CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 805 (Ch. 2014-132) -SJ 433
    Location: Laid on Table     		Track This Bill
    S 1260 (c1) Insurance Brandes Compare Last Action: 5/1/2014 S Laid on Table, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/HB 7005 (Ch. 2014-216), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104) -SJ 913
    Location: Laid on Table     		Track This Bill

    Floor Amendments (1)

    Amendment Sponsor Filed Last Floor Action Format
    701501 - Amendment
    Between lines 28 and 29, insert:     		Moraitis 3/25/2014
    4:30 PM     		House: Adopted
    4/1/2014     		PDF

    Floor Votes (1)

    Date Chamber Result
    4/1/2014 1:25 PM House 116 Yeas - 0 Nays

    Citations - Statutes (9)

    Citation Catchline Location in Bill Location In Bill Help
    626.8412 License and appointments required. Page 2 (pdf)
    626.8413 Title insurance agents; certain names prohibited. Page 2 (pdf)
    626.8417 Title insurance agent licensure; exemptions. Page 2 (pdf)
    626.8418 Application for title insurance agency license. Page 4 (pdf)
    626.8419 Appointment of title insurance agency. Page 7 (pdf)
    626.8437 Grounds for denial, suspension, revocation, or refusal to renew license or appointment. Page 8 (pdf)
    627.778 Limit of risk. Page 9 (pdf)
    627.782 Adoption of rates. Page 9 (pdf)
    627.7845 Determination of insurability required; preservation of evidence of title search and examination. Page 10 (pdf)

    Top of SectionTop of Page

  • CS/HB 321, Committee Substitute 1 Posted 1/24/2014 at 11:43 AM

    Bill Text:   PDF
    Analyses:   Government Operations Appropriations Subcommittee (Post-Meeting) 2/12/2014 (pdf)

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 570 (c1) Title Insurance Galvano Similar Last Action: 4/3/2014 S Laid on Table, companion bill(s) passed, see CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 805 (Ch. 2014-132) -SJ 433
    Location: Laid on Table     		Track This Bill

    Committee Amendments (1)

    Amendment Sponsor Filed Last Committee Action Format
    156597 - Amendment
    Between lines 215 and 216, insert:     		Passidomo 2/10/2014
    5:01 PM     		Adopted without Objection
    2/11/2014     		PDF

    Citations - Statutes (8)

    Citation Catchline Location in Bill Location In Bill Help
    626.8412 License and appointments required. Page 2 (pdf)
    626.8413 Title insurance agents; certain names prohibited. Page 2 (pdf)
    626.8417 Title insurance agent licensure; exemptions. Page 2 (pdf)
    626.8418 Application for title insurance agency license. Page 4 (pdf)
    626.8419 Appointment of title insurance agency. Page 7 (pdf)
    626.8437 Grounds for denial, suspension, revocation, or refusal to renew license or appointment. Page 8 (pdf)
    627.778 Limit of risk. Page 9 (pdf)
    627.7845 Determination of insurability required; preservation of evidence of title search and examination. Page 9 (pdf)

    Top of SectionTop of Page

  • HB 321, Original Filed Version Posted 11/15/2013 at 4:32 PM

    Bill Text:   PDF
    Analyses:   Insurance and Banking Subcommittee (Post-Meeting) 6/26/2014 (pdf)

    Related Bills (1)

    Bill Number Subject Filed By Relationship Last Action and Location Track Bills
    S 570 Title Insurance Galvano Similar Last Action: 4/3/2014 S Laid on Table, companion bill(s) passed, see CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 805 (Ch. 2014-132) -SJ 433
    Location: Laid on Table     		Track This Bill

    Committee Amendments (1)

    Amendment Sponsor Filed Last Committee Action Format
    645775 - Strike All Amendment
    Remove everything after the enacting clause and insert:     		Passidomo 1/14/2014
    6:13 PM     		PDF

    Citations - Statutes (9)

    Citation Catchline Location in Bill Location In Bill Help
    626.8412 License and appointments required. Page 2 (pdf)
    626.8413 Title insurance agents; certain names prohibited. Page 2 (pdf)
    626.8417 Title insurance agent licensure; exemptions. Page 3 (pdf)
    626.8418 Application for title insurance agency license. Page 5 (pdf)
    626.8419 Appointment of title insurance agency. Page 7 (pdf)
    626.8437 Grounds for denial, suspension, revocation, or refusal to renew license or appointment. Page 8 (pdf)
    627.778 Limit of risk. Page 9 (pdf)
    627.7845 Determination of insurability required; preservation of evidence of title search and examination. Page 9 (pdf)
    627.786 Transaction of title insurance and any other kind of insurance prohibited. Page 10 (pdf)

    Top of SectionTop of Page