HB 581: Flood Insurance
GENERAL BILL by Ahern ; Fitzenhagen ; (CO-INTRODUCERS) Beshears ; Caldwell ; Combee ; Eagle ; Gibbons ; Hager ; Harrell ; Hood ; Murphy ; Perry ; Peters ; Pilon ; Raschein ; Rehwinkel Vasilinda ; Rodrigues, R. ; Rogers ; Spano ; Van Zant ; Zimmermann
Flood Insurance; Adds projected flood losses to factors that must be considered by OIR in reviewing certain rate filings; increases membership of Florida Commission on Hurricane Loss Projection Methodology; requires commission to adopt standards & guidelines relating to flood loss by certain date; authorizes insurers to offer flood insurance in this state; establishes minimum coverage requirements for such policies; provides coverage limitations that an insurer may include in such policies; requires that certain limitations be noted on policy declarations or face page; provides insurer with rate options; requires insurer to provide notice that flood insurance is available from National Flood Insurance Program; allows insurer to export contract or endorsement of certain amount to surplus lines insurer without meeting certain requirements; provides prior notice requirements for cancellation or nonrenewal of policy; requires insurer to notify office before writing flood insurance & to file plan of operation with office; provides preemption for any conflicts with other provisions of Florida Insurance Code; requires Commissioner of OIR to provide certification that condition qualifies for flood insurance or disaster assistance.
Last Action: 5/2/2014 House - Died in Insurance and Banking Subcommittee, companion bill(s) passed, see CS/CS/CS/SB 542 (Ch. 2014-80), SB 1262 (Ch. 2014-98)
Bill Text: PDF
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Bill History
Date Chamber Action 1/13/2014 House • Filed
1/27/2014 House • Referred to Insurance and Banking Subcommittee; Government Operations Appropriations Subcommittee; Regulatory Affairs Committee -HJ 50
3/4/2014 House • Introduced -HJ 50
5/2/2014 House • Died in Insurance and Banking Subcommittee, companion bill(s) passed, see CS/CS/CS/SB 542 (Ch. 2014-80), SB 1262 (Ch. 2014-98)
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HB 581, Original Filed Version (Current Bill Version) Posted 1/13/2014 at 4:27 PM
Bill Text: PDF Analyses: None Related Bills (7)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills H 471 Insurance Boyd Compare Last Action: 1/8/2014 H Withdrawn prior to introduction, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104) -HJ 40
Location: Withdrawn from consideration
H 565 (e1) Insurance Santiago Compare Last Action: 5/2/2014 S Died in returning Messages, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104)
Location: In returning messages from House
H 879 (c2) Flood Insurance Hooper Compare Last Action: 4/25/2014 H Laid on Table, companion bill(s) passed, see CS/CS/CS/SB 542 (Ch. 2014-80), SB 1262 (Ch. 2014-98) -HJ 764
Location: Laid on Table
H 7159 Public Records and Meetings/Insurance Flood Loss Model Insurance and Banking Subcommittee Compare Last Action: 4/25/2014 H Laid on Table, companion bill(s) passed, see SB 1262 (Ch. 2014-98), CS/CS/CS/SB 542 (Ch. 2014-80) -HJ 766
Location: Laid on Table
S 542 (er) Flood Insurance Brandes Compare Last Action: 6/13/2014 Chapter No. 2014-80, companion bill(s) passed, see SB 1262 (Ch. 2014-98)
Location: Became Law
S 1260 (c2) Insurance Brandes Compare Last Action: 5/1/2014 S Laid on Table, companion bill(s) passed, see HB 291 (Ch. 2014-111), CS/CS/HB 321 (Ch. 2014-112), CS/CS/HB 633 (Ch. 2014-123), CS/HB 785 (Ch. 2014-131), CS/CS/HB 7005 (Ch. 2014-216), CS/CS/CS/SB 542 (Ch. 2014-80), CS/CS/SB 708 (Ch. 2014-86), CS/CS/SB 1308 (Ch. 2014-101), CS/CS/SB 1344 (Ch. 2014-103), CS/CS/SB 1672 (Ch. 2014-104) -SJ 913
Location: Laid on Table
S 1262 (er) Public Records and Meetings/Insurance Flood Loss Model Brandes Compare Last Action: 6/13/2014 Chapter No. 2014-98, companion bill(s) passed, see CS/CS/CS/SB 542 (Ch. 2014-80)
Location: Became Law
Citations - Statutes (3)
Citation Catchline Location in Bill Location In Bill Help 627.062 Rate standards. Page 2 (pdf) 627.0628 Florida Commission on Hurricane Loss Projection Methodology; public records exemption; public meetings exemption. Page 4 (pdf) 627.715 Page 8 (pdf)