HB 1525: Motor Vehicle Insurance
GENERAL BILL by Grall
Motor Vehicle Insurance; Repeals Florida Motor Vehicle No-Fault Law; revises liability insurance requirements for motor vehicle dealer applicants, recreational vehicle dealer license applicants, & motor vehicle owners or operators; revises financial responsibility requirements for owners or lessees of for-hire passenger transportation vehicles; revises requirements for motor vehicle liability insurance policies relating to coverage, & exclusion from coverage, for certain drivers & vehicles; revises minimum net worth requirements to qualify certain persons as self-insurers; specifies persons whom medical payments coverage must protect; specifies minimum medical expense limits; specifies coverage options that insurer is required & authorized to offer; revises insurance requirements for transportation network company drivers. APPROPRIATION: $83,651
Bill History
| Date | Chamber | Action |
|---|---|---|
| 1/10/2022 | House |
• Filed |
| 1/11/2022 | House |
• 1st Reading (Original Filed Version) |
| 1/16/2022 | House |
• Referred to Civil Justice & Property Rights Subcommittee • Referred to Judiciary Committee • Now in Civil Justice & Property Rights Subcommittee |
| 2/3/2022 | House |
• Added to Civil Justice & Property Rights Subcommittee agenda |
| 2/7/2022 | House |
• Favorable by Civil Justice & Property Rights Subcommittee • Reported out of Civil Justice & Property Rights Subcommittee • Now in Judiciary Committee |
| 3/12/2022 | House |
• Indefinitely postponed and withdrawn from consideration |
| 3/14/2022 | House |
• Died in Judiciary Committee |
Related Bills
| Bill Number | Subject | Filed By | Relationship | Last Action and Location | Track Bills |
|---|---|---|---|---|---|
| S 150 | Motor Vehicle Insurance | Burgess | Similar | Last Action: 3/14/2022 S Died in Judiciary |
|
Committee Amendments
Floor Amendments
Bill Analyses
| Type | Analysis | Author | Posted | Format |
|---|---|---|---|---|
| Bill Analysis | H 1525 | Civil Justice and Property Rights Subcommittee (Post-Meeting) | 2/7/2022 7:50 PM |
Vote History - Committee
No Committee Vote History AvailableVote History - Floor
No Vote History AvailableCitations - Statutes (72)
| Citation | Catchline | Location in Bill Location In Bill Help |
|---|---|---|
| 316.2122 | Operation of a low-speed vehicle, mini truck, or low-speed autonomous delivery vehicle on certain roadways. | Page 9 (pdf) |
| 316.646 | Security required; proof of security and display thereof. | Page 9 (pdf) |
| 318.18 | Amount of penalties. | Page 10 (pdf) |
| 320.02 | Registration required; application for registration; forms. | Page 12 (pdf) |
| 320.0609 | Transfer and exchange of registration license plates; transfer fee. | Page 15 (pdf) |
| 320.27 | Motor vehicle dealers. | Page 16 (pdf) |
| 320.771 | License required of recreational vehicle dealers. | Page 20 (pdf) |
| 322.251 | Notice of cancellation, suspension, revocation, or disqualification of license. | Page 21 (pdf) |
| 322.34 | Driving while license suspended, revoked, canceled, or disqualified. | Page 22 (pdf) |
| 324.011 | Purpose of chapter. | Page 22 (pdf) |
| 324.021 | Definitions; minimum insurance required. | Page 24 (pdf) |
| 324.022 | Financial responsibility for property damage. | Page 29 (pdf) |
| 324.0221 | Reports by insurers to the department; suspension of driver license and vehicle registrations; reinstatement. | Page 33 (pdf) |
| 324.0222 | Page 35 (pdf) | |
| 324.023 | Financial responsibility for bodily injury or death. | Page 35 (pdf) |
| 324.031 | Manner of proving financial responsibility. | Page 36 (pdf) |
| 324.032 | Manner of proving financial responsibility; for-hire passenger transportation vehicles. | Page 38 (pdf) |
| 324.051 | Reports of crashes; suspensions of licenses and registrations. | Page 41 (pdf) |
| 324.071 | Reinstatement; renewal of license; reinstatement fee. | Page 43 (pdf) |
| 324.091 | Notice to department; notice to insurer. | Page 44 (pdf) |
| 324.151 | Motor vehicle liability policies; required provisions. | Page 45 (pdf) |
| 324.161 | Proof of financial responsibility; deposit. | Page 48 (pdf) |
| 324.171 | Self-insurer. | Page 49 (pdf) |
| 324.251 | Short title. | Page 51 (pdf) |
| 400.9905 | Definitions. | Page 51 (pdf) |
| 400.991 | License requirements; background screenings; prohibitions. | Page 61 (pdf) |
| 400.9935 | Clinic responsibilities. | Page 62 (pdf) |
| 409.901 | Definitions; ss. 409.901-409.920. | Page 63 (pdf) |
| 409.910 | Responsibility for payments on behalf of Medicaid-eligible persons when other parties are liable. | Page 64 (pdf) |
| 456.057 | Ownership and control of patient records; report or copies of records to be furnished; disclosure of information. | Page 66 (pdf) |
| 456.072 | Grounds for discipline; penalties; enforcement. | Page 66 (pdf) |
| 626.9541 | Unfair methods of competition and unfair or deceptive acts or practices defined. | Page 67 (pdf) |
| 626.989 | Investigation by department or Division of Investigative and Forensic Services; compliance; immunity; confidential information; reports to division; division investigator’s power of arrest. | Page 75 (pdf) |
| 627.06501 | Insurance discounts for certain persons completing driver improvement course. | Page 77 (pdf) |
| 627.0651 | Making and use of rates for motor vehicle insurance. | Page 77 (pdf) |
| 627.0652 | Insurance discounts for certain persons completing safety course. | Page 78 (pdf) |
| 627.0653 | Insurance discounts for specified motor vehicle equipment. | Page 78 (pdf) |
| 627.4132 | Stacking of coverages prohibited. | Page 79 (pdf) |
| 627.4137 | Disclosure of certain information required. | Page 80 (pdf) |
| 627.7263 | Rental and leasing driver’s insurance to be primary; exception. | Page 81 (pdf) |
| 627.7265 | Page 83 (pdf) | |
| 627.727 | Motor vehicle insurance; uninsured and underinsured vehicle coverage; insolvent insurer protection. | Page 85 (pdf) |
| 627.7275 | Motor vehicle liability. | Page 89 (pdf) |
| 627.72761 | Page 91 (pdf) | |
| 627.7278 | Page 92 (pdf) | |
| 627.728 | Cancellations; nonrenewals. | Page 97 (pdf) |
| 627.7295 | Motor vehicle insurance contracts. | Page 98 (pdf) |
| 627.730 | Florida Motor Vehicle No-Fault Law. | Page 8 (pdf) |
| 627.731 | Purpose. | Page 8 (pdf) |
| 627.7311 | Effect of law on personal injury protection policies. | Page 8 (pdf) |
| 627.732 | Definitions. | Page 8 (pdf) |
| 627.733 | Required security. | Page 8 (pdf) |
| 627.734 | Proof of security; security requirements; penalties. | Page 8 (pdf) |
| 627.736 | Required personal injury protection benefits; exclusions; priority; claims. | Page 8 (pdf) |
| 627.737 | Tort exemption; limitation on right to damages; punitive damages. | Page 8 (pdf) |
| 627.739 | Personal injury protection; optional limitations; deductibles. | Page 8 (pdf) |
| 627.7401 | Notification of insured’s rights. | Page 8 (pdf) |
| 627.7403 | Mandatory joinder of derivative claim. | Page 8 (pdf) |
| 627.7405 | Insurers’ right of reimbursement. | Page 9 (pdf) |
| 627.7407 | Application of the Florida Motor Vehicle No-Fault Law. | Page 9 (pdf) |
| 627.7415 | Commercial motor vehicles; additional liability insurance coverage. | Page 101 (pdf) |
| 627.747 | Named driver exclusion. | Page 102 (pdf) |
| 627.748 | Transportation network companies. | Page 103 (pdf) |
| 627.7483 | Peer-to-peer car sharing; insurance requirements. | Page 108 (pdf) |
| 627.749 | Autonomous vehicles; insurance requirements. | Page 113 (pdf) |
| 627.8405 | Prohibited acts; financing companies. | Page 114 (pdf) |
| 627.915 | Insurer experience reporting. | Page 115 (pdf) |
| 628.909 | Applicability of other laws. | Page 117 (pdf) |
| 705.184 | Derelict or abandoned motor vehicles on the premises of public-use airports. | Page 118 (pdf) |
| 713.78 | Liens for recovering, towing, or storing vehicles and vessels. | Page 122 (pdf) |
| 768.852 | Page 125 (pdf) | |
| 817.234 | False and fraudulent insurance claims. | Page 126 (pdf) |
Citations - Constitution (0)
No Constitutional citations.
Citations - Chapter Law (0)
No Chapter Law citations.
Identical bill
Companion bills that are identical word-for-word, not including titles. However, Resolutions and Concurrent Resolutions are considered identical if the only difference is the word "House" or "Senate."
Similar bill
Companion bills that are substantially similar in text or have substantial portions of text that are largely the same.
Compare bill
Bills that have selected provisions that are similar in text.
Linked bill
A bill that is contingent upon passage of another bill within the same chamber, e.g., a trust fund bill, a bill providing a public record exemption, or an implementing bill.
The page numbers, when listed, for citations are constantly under review. The journals or printed bills of the respective chambers should be consulted as the official documents of the Legislature.
The links for the page numbers are formatted to open the bill text PDF directly to the page containing the citation. However, if your browser is set to open PDFs in a new window, as is often the case with 64-bit browsers, the bill text will open to the first page.