SB 2-A: Property Insurance
GENERAL BILL by Boyd
Property Insurance; Creating the Florida Optional Reinsurance Assistance program (FORA), to be administered by the State Board of Administration; authorizing eligible insurers to purchase reinsurance coverage under FORA; providing that property insurers may be subject to an additional market conduct examination by the Office of Insurance Regulation after a hurricane under certain circumstances; specifying conditions that must be met for a property insurance policy to require mandatory binding arbitration; prohibiting policyholders from assigning post-loss insurance benefits under residential or commercial property insurance policies issued on or after a specified date, etc. APPROPRIATION: $1,757,982
Effective Date: Except as otherwise expressly provided
Last Action: 12/16/2022 - Chapter No. 2022-271
Bill Text: Web Page | PDF
Last Action: 12/16/2022 - Chapter No. 2022-271
Bill Text: Web Page | PDF
Senate Committee References:
- Banking and Insurance (BI)
- Fiscal Policy (FP)
Bill History
| Date | Chamber | Action |
|---|---|---|
| 12/9/2022 | Senate |
• Filed • Referred to Banking and Insurance; Fiscal Policy -SJ 3 • On Committee agenda-- Banking and Insurance, 12/12/22, 12:00 pm, 412 Knott Building |
| 12/12/2022 | Senate |
• Favorable by Banking and Insurance; YEAS 9 NAYS 3 -SJ 3 • Now in Fiscal Policy • On Committee agenda-- Fiscal Policy, 12/12/22, 3:00 pm, 412 Knott Building • Favorable by- Fiscal Policy; YEAS 15 NAYS 5 -SJ 3 • Placed on Calendar, on 2nd reading • Placed on Special Order Calendar, 12/13/22 -SJ 96 • Introduced -SJ 2 |
| 12/13/2022 | Senate |
• Read 2nd time -SJ 49 • Amendment(s) failed (938406, 213342, 733204, 279842, 123478, 353138, 856854, 777772, 619600, 862706, 551146, 847224, 786778, 172138, 652232, 130902, 658884, 757448, 533310) -SJ 51 • Read 3rd time -SJ 96 • Passed; YEAS 27 NAYS 13 -SJ 96 |
| 12/13/2022 | House |
• In Messages • Bill referred to House Calendar • Bill added to Special Order Calendar (12/14/2022) • 1st Reading (Original Filed Version) |
| 12/14/2022 | House |
• Read 2nd time • Amendment 798733 Failed • Amendment 333927 Failed • Amendment 951137 Failed • Amendment 050303 Failed • Amendment 898933 Failed • Amendment 674763 Failed • Read 3rd time • Passed; YEAS 84, NAYS 33 |
| 12/14/2022 | Senate |
• Ordered enrolled -SJ 97 |
| 12/14/2022 |
• Signed by Officers and presented to Governor -SJ 97 |
|
| 12/16/2022 |
• Approved by Governor • Chapter No. 2022-271 |
Related Bills
| Bill Number | Subject | Filed By | Relationship | Last Action and Location | Track Bills |
|---|---|---|---|---|---|
| H 1A | Property Insurance | Leek, Rommel | Identical | Last Action: 12/14/2022 H Laid on Table; companion bill(s) passed, see SB 2-A (Ch. 2022-271) |
|
Bill Text
| Version | Posted | Format |
|---|---|---|
| S 2A Filed | 12/9/2022 5:49 PM | Web Page | PDF |
| S 2A er | 12/14/2022 2:48 PM | Web Page | PDF |
Committee Amendments
| Amendment | Sponsor | Filed | Last Committee Action | Format |
|---|---|---|---|---|
|
489604 - Amendment Delete line 447 and insert: |
Banking and Insurance (Thompson) |
12/12/2022 11:05 AM |
Unfavorable
12/12/2022 |
Web Page
|
|
368558 - Amendment Delete lines 2400 - 2682 and insert: |
Banking and Insurance (Thompson) |
12/12/2022 11:04 AM |
Unfavorable
12/12/2022 |
Web Page
|
|
574674 - Amendment Delete lines 2418 - 2421 and insert: |
Banking and Insurance (Powell) |
12/12/2022 10:01 AM |
Unfavorable
12/12/2022 |
Web Page
|
|
320720 - Amendment Between lines 2593 and 2594 insert: |
Banking and Insurance (Torres) |
12/12/2022 9:23 AM |
Unfavorable
12/12/2022 |
Web Page
|
|
676338 - Amendment Between lines 2593 and 2594 insert: |
Banking and Insurance (Powell) |
12/12/2022 10:00 AM |
Unfavorable
12/12/2022 |
Web Page
|
|
532468 - Amendment Delete lines 2748 - 2863 and insert: |
Fiscal Policy (Berman) |
12/12/2022 2:22 PM |
Unfavorable
12/12/2022 |
Web Page
|
|
785452 - Amendment Between lines 3016 and 3017 insert: |
Fiscal Policy (Osgood) |
12/12/2022 2:22 PM |
Unfavorable
12/12/2022 |
Web Page
|
|
242906 - Amendment Between lines 3024 and 3025 insert: |
Fiscal Policy (Osgood) |
12/12/2022 2:23 PM |
Unfavorable
12/12/2022 |
Web Page
|
Floor Amendments
| Amendments | Sponsor | Filed | Last Floor Action | Format |
|---|---|---|---|---|
|
213342 - Amendment Delete line 447 and insert: |
Thompson |
12/13/2022 10:41 AM |
Senate:
Failed
12/13/2022 |
Web Page
|
|
533310 - Amendment Delete line 452 and insert: |
Pizzo |
12/12/2022 8:14 PM |
Senate:
Failed
12/13/2022 |
Web Page
|
|
757448 - Amendment Delete lines 452 - 526 and insert: |
Pizzo |
12/12/2022 8:18 PM |
Senate:
Failed
12/13/2022 |
Web Page
|
|
658884 - Amendment Delete lines 527 - 548. |
Pizzo |
12/12/2022 8:16 PM |
Senate:
Failed
12/13/2022 |
Web Page
|
|
130902 - Amendment Delete lines 540 - 2412 and insert: |
Pizzo |
12/12/2022 7:40 PM |
Senate:
Failed
12/13/2022 |
Web Page
|
|
652232 - Amendment Delete lines 592 - 601 and insert: |
Rouson |
12/12/2022 8:13 PM |
Senate:
Failed
12/13/2022 |
Web Page
|
|
172138 - Amendment Between lines 601 and 602 insert: |
Rouson |
12/12/2022 8:12 PM |
Senate:
Failed
12/13/2022 |
Web Page
|
|
786778 - Amendment Delete lines 604 - 2813 and insert: |
Torres |
12/12/2022 6:56 PM |
Senate:
Failed
12/13/2022 |
Web Page
|
|
847224 - Amendment Delete lines 613 - 2578 and insert: |
Polsky |
12/12/2022 8:23 PM |
Senate:
Failed
12/13/2022 |
Web Page
|
|
938406 - Amendment Delete lines 2400 - 2682 and insert: |
Thompson |
12/13/2022 10:41 AM |
Senate:
Failed
12/13/2022 |
Web Page
|
|
551146 - Amendment Delete lines 2418 - 2421 and insert: |
Powell |
12/12/2022 7:35 PM |
Senate:
Failed
12/13/2022 |
Web Page
|
|
862706 - Amendment Between lines 2593 and 2594 insert: |
Powell |
12/12/2022 7:36 PM |
Senate:
Failed
12/13/2022 |
Web Page
|
|
645452 - Amendment Between lines 2593 and 2594 insert: |
Torres |
12/12/2022 7:51 PM |
Senate:
Withdrawn
12/13/2022 |
Web Page
|
|
619600 - Amendment Between lines 2607 and 2608 insert: |
Polsky |
12/12/2022 6:30 PM |
Senate:
Failed
12/13/2022 |
Web Page
|
|
918414 - Amendment Delete line 2607 and insert: |
Book |
12/12/2022 8:19 PM |
Senate:
Withdrawn
12/13/2022 |
Web Page
|
|
777772 - Amendment Between lines 2637 and 2638 insert: |
Pizzo |
12/12/2022 8:17 PM |
Senate:
Failed
12/13/2022 |
Web Page
|
|
856854 - Amendment Delete lines 2641 - 2642 and insert: |
Pizzo |
12/12/2022 8:12 PM |
Senate:
Failed
12/13/2022 |
Web Page
|
|
353138 - Amendment Between lines 2682 and 2683 insert: |
Pizzo |
12/12/2022 8:15 PM |
Senate:
Failed
12/13/2022 |
Web Page
|
|
123478 - Amendment Delete lines 3022 - 3024 and insert: |
Rouson |
12/12/2022 8:14 PM |
Senate:
Failed
12/13/2022 |
Web Page
|
|
279842 - Amendment Between lines 3039 and 3040 insert: |
Pizzo |
12/12/2022 8:10 PM |
Senate:
Failed
12/13/2022 |
Web Page
|
|
733204 - Amendment Between lines 3039 and 3040 insert: |
Book |
12/12/2022 8:11 PM |
Senate:
Failed
12/13/2022 |
Web Page
|
|
798733 - Amendment Remove lines 163-393 and insert: |
Cassel |
12/14/2022 7:20 AM |
House:
Failed
12/14/2022 |
|
|
333927 - Amendment Remove lines 448-601 and insert: |
Joseph |
12/14/2022 7:07 AM |
House:
Failed
12/14/2022 |
|
|
951137 - Amendment Remove lines 1367-2224 and insert: |
Edmonds |
12/13/2022 9:59 PM |
House:
Failed
12/14/2022 |
|
|
050303 - Amendment Remove lines 2422-2437 and insert: |
Joseph |
12/13/2022 10:57 PM |
House:
Failed
12/14/2022 |
|
|
898933 - Amendment Between lines 3039 and 3040, insert: |
Eskamani |
12/13/2022 6:50 PM |
House:
Failed
12/14/2022 |
|
|
457149 - Amendment Between lines 3039 and 3040, insert: |
Hart |
12/13/2022 7:21 PM |
House:
Withdrawn
12/14/2022 |
|
|
391107 - Amendment Between lines 3039 and 3040, insert: |
Hart |
12/13/2022 7:21 PM |
House:
Withdrawn
12/14/2022 |
|
|
720313 - Amendment Between lines 3039 and 3040, insert: |
Nixon |
12/13/2022 8:43 PM |
House:
Withdrawn
12/14/2022 |
|
|
674763 - Amendment Between lines 3039 and 3040, insert: |
Driskell |
12/14/2022 6:20 AM |
House:
Failed
12/14/2022 |
Bill Analyses
| Type | Analysis | Author | Posted | Format |
|---|---|---|---|---|
| Bill Analysis | S 2A | Banking and Insurance (Pre-Meeting) | 12/9/2022 6:22 PM | |
| Bill Analysis | S 2A | Banking and Insurance (Post-Meeting) | 12/12/2022 2:43 PM | |
| Bill Analysis | S 2A | Fiscal Policy (Pre-Meeting) | 12/12/2022 2:59 PM | |
| Bill Analysis | S 2A | Fiscal Policy (Post-Meeting) | 12/12/2022 6:28 PM |
Vote History - Committee
| Version | Committee | Date | Result |
|---|---|---|---|
| S 2A Filed | Banking and Insurance | 12/12/2022 12:00 PM | 9 Yeas - 3 Nays |
| S 2A Filed | Fiscal Policy | 12/12/2022 3:00 PM | 15 Yeas - 5 Nays |
Vote History - Floor
| Vote | Date | Chamber | Result |
|---|---|---|---|
|
S 2A Filed
|
12/13/2022 2:42 PM | Senate | 12 Yeas - 26 Nays |
|
S 2A Filed
|
12/13/2022 3:34 PM | Senate | 11 Yeas - 29 Nays |
| S 2A Filed | 12/13/2022 4:53 PM | Senate | 27 Yeas - 13 Nays |
|
S 2A Filed
|
12/14/2022 11:53 AM | House | 33 Yeas - 82 Nays |
|
S 2A Filed
|
12/14/2022 11:58 AM | House | 32 Yeas - 84 Nays |
|
S 2A Filed
|
12/14/2022 12:03 PM | House | 32 Yeas - 84 Nays |
| S 2A Filed | 12/14/2022 1:29 PM | House | 84 Yeas - 33 Nays |
Citations - Statutes (23)
| Citation | Catchline | Location in Bill Location In Bill Help |
|---|---|---|
| 215.5552 | Page 6 (pdf) | |
| 624.1551 | Page 15 (pdf) | |
| 624.3161 | Market conduct examinations. | Page 16 (pdf) |
| 624.418 | Suspension, revocation of certificate of authority for violations and special grounds. | Page 17 (pdf) |
| 624.424 | Annual statement and other information. | Page 18 (pdf) |
| 626.9373 | Attorney fees. | Page 19 (pdf) |
| 626.9541 | Unfair methods of competition and unfair or deceptive acts or practices defined. | Page 19 (pdf) |
| 627.351 | Insurance risk apportionment plans. | Page 22 (pdf), Page 78 (pdf) |
| 627.3511 | Depopulation of Citizens Property Insurance Corporation. | Page 79 (pdf) |
| 627.3518 | Citizens Property Insurance Corporation policyholder eligibility clearinghouse program. | Page 81 (pdf) |
| 627.410 | Filing, approval of forms. | Page 83 (pdf) |
| 627.428 | Attorney fees. | Page 83 (pdf) |
| 627.7011 | Homeowners’ policies; offer of replacement cost coverage and law and ordinance coverage. | Page 84 (pdf) |
| 627.70131 | Insurer’s duty to acknowledge communications regarding claims; investigation. | Page 85 (pdf) |
| 627.70132 | Notice of property insurance claim. | Page 90 (pdf) |
| 627.70152 | Suits arising under a property insurance policy. | Page 90 (pdf) |
| 627.70154 | Page 93 (pdf) | |
| 627.7074 | Alternative procedure for resolution of disputed sinkhole insurance claims. | Page 94 (pdf) |
| 627.7142 | Homeowner Claims Bill of Rights. | Page 95 (pdf) |
| 627.7152 | Assignment agreements. | Page 99 (pdf) |
| 627.7154 | Page 102 (pdf) | |
| 631.252 | Continuation of coverage. | Page 104 (pdf) |
| 768.79 | Offer of judgment and demand for judgment. | Page 105 (pdf) |
Citations - Constitution (0)
No Constitutional citations.
Citations - Chapter Law (0)
No Chapter Law citations.
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