CS/CS/HB 939: Consumer Protection
GENERAL BILL by Commerce Committee ; Insurance & Banking Subcommittee ; Griffitts ; (CO-INTRODUCERS) Abbott ; Barnaby ; Garcia ; Mooney ; Salzman ; Steele
Consumer Protection; defining terms; revising requirements for payment settlement entities, or their electronic payment facilitators or contracted third parties, in submitting information returns to the Department of Revenue; authorizing a residential property owner to cancel contracts to replace or repair a roof without penalty or obligation within a specified timeframe under certain circumstances; providing requirements for certain notice of change in insurance renewal policy terms; providing that certain actions or certain failure of financial institutions to cooperate in specified investigations constitute violations of the Florida Deceptive and Unfair Trade Practices Act; etc.
Effective Date: 7/1/2024
Last Action: 5/3/2024 - Chapter No. 2024-139; companion bill(s) passed, see CS/CS/CS/HB 989 (Ch. 2024-140)
Bill Text: PDF
Last Action: 5/3/2024 - Chapter No. 2024-139; companion bill(s) passed, see CS/CS/CS/HB 989 (Ch. 2024-140)
Bill Text: PDF
Senate Committee References:
- Rules (RC)
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Bill History
Date Chamber Action 12/19/2023 House • Filed
1/5/2024 House • Referred to Insurance & Banking Subcommittee
• Referred to Appropriations Committee
• Referred to Judiciary Committee
• Now in Insurance & Banking Subcommittee
1/9/2024 House • 1st Reading (Original Filed Version)
1/16/2024 House • PCS added to Insurance & Banking Subcommittee agenda
1/18/2024 House • Favorable with CS by Insurance & Banking Subcommittee
1/19/2024 House • Reported out of Insurance & Banking Subcommittee
1/22/2024 House • Laid on Table under Rule 7.18(a)
• CS Filed
• 1st Reading (Committee Substitute 1)
1/23/2024 House • Original reference removed: Appropriations Committee
• Original reference removed: Judiciary Committee
• Referred to State Affairs Committee
• Referred to Commerce Committee
• Now in State Affairs Committee
2/12/2024 House • Added to State Affairs Committee agenda
2/14/2024 House • Favorable by State Affairs Committee
• Reported out of State Affairs Committee
• Now in Commerce Committee
2/20/2024 House • PCS added to Commerce Committee agenda
2/22/2024 House • Favorable with CS by Commerce Committee
2/26/2024 House • Reported out of Commerce Committee
• Laid on Table under Rule 7.18(a)
• CS Filed
• 1st Reading (Committee Substitute 2)
2/27/2024 House • Bill referred to House Calendar
• Added to Second Reading Calendar
• Bill added to Special Order Calendar (3/1/2024)
3/1/2024 House • Read 2nd time
• Amendment 449195 adopted
• Amendment 573053 adopted as amended
• Amendment 824789 adopted
• Placed on 3rd reading
• Added to Third Reading Calendar
3/4/2024 House • Read 3rd time
• CS passed as amended; YEAS 91, NAYS 21
3/4/2024 Senate • In Messages
• Referred to Rules
• Received
3/5/2024 Senate • Withdrawn from Rules -SJ 731
• Placed on Calendar, on 2nd reading
• Substituted for CS/CS/CS/SB 1066 -SJ 731
• Read 2nd time -SJ 731
• Amendment(s) adopted (346116, 411388) -SJ 731
• Read 3rd time -SJ 731
• CS passed as amended; YEAS 39 NAYS 0 -SJ 731
3/5/2024 House • In Messages
3/8/2024 House • Added to Senate Message List
• Amendment 346116 Concur
• Amendment 411388 Concur
• CS passed as amended; YEAS 111, NAYS 0
• Ordered engrossed, then enrolled
4/25/2024 • Signed by Officers and presented to Governor
5/2/2024 • Approved by Governor
5/3/2024 • Chapter No. 2024-139; companion bill(s) passed, see CS/CS/CS/HB 989 (Ch. 2024-140)
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CS/CS/HB 939, Enrolled (Current Bill Version) Posted 3/12/2024 at 8:07 AM
Bill Text: PDF Analyses: None Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 1066 (c3) Consumer Protection Burton Similar Last Action: 3/5/2024 S Laid on Table, companion bill(s) passed, see CS/CS/HB 939 (Ch. 2024-139) -SJ 731 
Citations - Statutes (10)
Citation Catchline Location in Bill Location In Bill Help 212.134 Information returns relating to payment-card and third-party network transactions. Page 2 (pdf) 489.147 Prohibited property insurance practices. Page 5 (pdf) 559.9611 Definitions. Page 6 (pdf) 624.424 Annual statement and other information. Page 7 (pdf) 626.8796 Public adjuster contracts; disclosure statement; fraud statement. Page 8 (pdf) 627.43141 Notice of change in policy terms. Page 10 (pdf) 627.6426 Short-term health insurance. Page 10 (pdf) 627.70132 Notice of property insurance claim. Page 12 (pdf) 791.01 Definitions. Page 13 (pdf) 791.012 Minimum fireworks safety standards. Page 13 (pdf) -
CS/CS/HB 939, Engrossed 2 Posted 3/11/2024 at 4:27 PM
Bill Text: PDF Analyses: None Related Bills (4)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills H 585 (c2) Access to Financial Institution Customer Accounts Insurance & Banking Subcommittee Compare Last Action: 3/8/2024 S Died in Rules
H 989 (e1) Chief Financial Officer Insurance & Banking Subcommittee Compare Last Action: 5/3/2024 Chapter No. 2024-140; companion bill(s) passed, see CS/CS/HB 939 (Ch. 2024-139)
S 1066 (c3) Consumer Protection Burton Compare Last Action: 3/5/2024 S Laid on Table, companion bill(s) passed, see CS/CS/HB 939 (Ch. 2024-139) -SJ 731
S 1132 Access to Financial Institution Customer Accounts Martin Compare Last Action: 3/8/2024 S Died in Banking and Insurance
Citations - Statutes (10)
Citation Catchline Location in Bill Location In Bill Help 212.134 Information returns relating to payment-card and third-party network transactions. Page 3 (pdf) 489.147 Prohibited property insurance practices. Page 10 (pdf) 559.9611 Definitions. Page 11 (pdf) 624.424 Annual statement and other information. Page 12 (pdf) 626.8796 Public adjuster contracts; disclosure statement; fraud statement. Page 13 (pdf) 627.43141 Notice of change in policy terms. Page 15 (pdf) 627.6426 Short-term health insurance. Page 15 (pdf) 627.70132 Notice of property insurance claim. Page 17 (pdf) 791.01 Definitions. Page 22 (pdf) 791.012 Minimum fireworks safety standards. Page 22 (pdf) -
CS/CS/HB 939, Engrossed 1 Posted 3/1/2024 at 9:01 PM
Bill Text: PDF Analyses: None Related Bills (4)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills H 585 (c2) Access to Financial Institution Customer Accounts Insurance & Banking Subcommittee Compare Last Action: 3/8/2024 S Died in Rules
H 989 (e1) Chief Financial Officer Insurance & Banking Subcommittee Compare Last Action: 5/3/2024 Chapter No. 2024-140; companion bill(s) passed, see CS/CS/HB 939 (Ch. 2024-139)
S 1066 (c3) Consumer Protection Burton Compare Last Action: 3/5/2024 S Laid on Table, companion bill(s) passed, see CS/CS/HB 939 (Ch. 2024-139) -SJ 731
S 1132 Access to Financial Institution Customer Accounts Martin Compare Last Action: 3/8/2024 S Died in Banking and Insurance
Floor Amendments (6)
Amendment Sponsor Filed Last Floor Action Format 346116 - Amendment
Delete lines 134 - 222.Burton 3/5/2024
1:30 PMHouse: Concur
3/8/2024Web Page
PDF
276427 - Amendment to Amendment (346116)
Remove line 3 of the amendment and insert:Griffitts 3/6/2024
5:00 PMHouse: Withdrawn
3/8/2024PDF 199180 - Amendment
Delete lines 414 - 423 and insert:Gruters 3/5/2024
11:22 AMSenate: Withdrawn
3/5/2024Web Page
PDF392974 - Amendment
Delete lines 414 - 423 and insert:Gruters 3/5/2024
5:53 PMSenate: Withdrawn
3/5/2024Web Page
PDF411388 - Amendment
Delete lines 424 - 528.Burton 3/5/2024
1:30 PMHouse: Concur
3/8/2024Web Page
PDF
634853 - Amendment to Amendment (411388)
Remove line 3 of the amendment and insert:Griffitts 3/6/2024
5:00 PMHouse: Withdrawn
3/8/2024PDF Floor Votes (3)
Date Chamber Result 3/4/2024 12:26 PM House 91 Yeas - 21 Nays 3/5/2024 6:55 PM Senate 39 Yeas - 0 Nays 3/8/2024 11:41 AM House 111 Yeas - 0 Nays Citations - Statutes (14)
Citation Catchline Location in Bill Location In Bill Help 212.134 Information returns relating to payment-card and third-party network transactions. Page 3 (pdf) 280.051 Grounds for suspension or disqualification of a qualified public depository. Page 6 (pdf) 280.054 Administrative penalty in lieu of suspension or disqualification. Page 6 (pdf) 287.139 Page 8 (pdf) 489.147 Prohibited property insurance practices. Page 10 (pdf) 559.9611 Definitions. Page 11 (pdf) 624.424 Annual statement and other information. Page 12 (pdf) 626.8796 Public adjuster contracts; disclosure statement; fraud statement. Page 13 (pdf) 627.43141 Notice of change in policy terms. Page 15 (pdf) 627.6426 Short-term health insurance. Page 15 (pdf) 627.70132 Notice of property insurance claim. Page 17 (pdf) 655.49 Page 18 (pdf) 791.01 Definitions. Page 22 (pdf) 791.012 Minimum fireworks safety standards. Page 22 (pdf) -
CS/CS/HB 939, Committee Substitute 2 Posted 2/26/2024 at 5:02 PM
Bill Text: PDF Analyses: None Related Bills (6)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills H 515 (c2) Protection of Specified Adults Insurance & Banking Subcommittee Compare Last Action: 3/5/2024 H Laid on Table, companion bill(s) passed, see CS/CS/SB 556 (Ch. 2024-200)
H 585 (c2) Access to Financial Institution Customer Accounts Insurance & Banking Subcommittee Compare Last Action: 3/8/2024 S Died in Rules
H 989 (e1) Chief Financial Officer Insurance & Banking Subcommittee Compare Last Action: 5/3/2024 Chapter No. 2024-140; companion bill(s) passed, see CS/CS/HB 939 (Ch. 2024-139)
S 556 (c2) Protection of Specified Adults Rouson Compare Last Action: 5/29/2024 Chapter No. 2024-200
S 1066 (c3) Consumer Protection Burton Compare Last Action: 3/5/2024 S Laid on Table, companion bill(s) passed, see CS/CS/HB 939 (Ch. 2024-139) -SJ 731
S 1132 Access to Financial Institution Customer Accounts Martin Compare Last Action: 3/8/2024 S Died in Banking and Insurance
Floor Amendments (3)
Amendment Sponsor Filed Last Floor Action Format 573053 - Amendment
Remove lines 109-568 and insert:Griffitts 2/28/2024
3:49 PMHouse: Adopted as Amended
3/1/2024PDF
449195 - Amendment to Amendment (573053)
Remove lines 68-189 of the amendmentGriffitts 2/28/2024
4:41 PMHouse: Adopted
3/1/2024PDF 824789 - Amendment
Between lines 164 and 165, insert:Griffitts 2/28/2024
3:49 PMHouse: Adopted
3/1/2024PDF Citations - Statutes (14)
Citation Catchline Location in Bill Location In Bill Help 212.134 Information returns relating to payment-card and third-party network transactions. Page 3 (pdf) 280.051 Grounds for suspension or disqualification of a qualified public depository. Page 5 (pdf) 280.054 Administrative penalty in lieu of suspension or disqualification. Page 6 (pdf) 415.10341 Page 7 (pdf) 489.147 Prohibited property insurance practices. Page 12 (pdf) 559.9611 Definitions. Page 14 (pdf) 624.424 Annual statement and other information. Page 14 (pdf) 626.8796 Public adjuster contracts; disclosure statement; fraud statement. Page 15 (pdf) 627.43141 Notice of change in policy terms. Page 17 (pdf) 627.6426 Short-term health insurance. Page 18 (pdf) 627.70132 Notice of property insurance claim. Page 19 (pdf) 655.49 Page 20 (pdf) 791.01 Definitions. Page 23 (pdf) 791.012 Minimum fireworks safety standards. Page 24 (pdf) -
CS/HB 939, Committee Substitute 1 Posted 1/22/2024 at 8:52 AM
Bill Text: PDF Analyses: Commerce Committee (Post-Meeting) 2/26/2024 (pdf)
State Affairs Committee (Post-Meeting) 2/14/2024 (pdf)
Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 1066 (c2) Consumer Protection Burton Compare Last Action: 3/5/2024 S Laid on Table, companion bill(s) passed, see CS/CS/HB 939 (Ch. 2024-139) -SJ 731
Citations - Statutes (11)
Citation Catchline Location in Bill Location In Bill Help 212.134 Information returns relating to payment-card and third-party network transactions. Page 2 (pdf) 286.312 Page 4 (pdf) 319.261 Real property transactions; retiring title to mobile home. Page 5 (pdf) 489.147 Prohibited property insurance practices. Page 6 (pdf) 559.9611 Definitions. Page 7 (pdf) 624.424 Annual statement and other information. Page 8 (pdf) 626.854 “Public adjuster” defined; prohibitions. Page 9 (pdf) 626.8796 Public adjuster contracts; disclosure statement; fraud statement. Page 20 (pdf) 627.6426 Short-term health insurance. Page 22 (pdf) 627.70132 Notice of property insurance claim. Page 24 (pdf) 791.012 Minimum fireworks safety standards. Page 24 (pdf) -
HB 939, Original Filed Version Posted 12/19/2023 at 12:35 PM
Bill Text: PDF Analyses: Insurance & Banking Subcommittee (Post-Meeting) 5/3/2024 (pdf)
Related Bills (1)
Bill Number Subject Filed By Relationship Last Action and Location Track Bills S 1066 (c1) Consumer Protection Burton Similar Last Action: 3/5/2024 S Laid on Table, companion bill(s) passed, see CS/CS/HB 939 (Ch. 2024-139) -SJ 731
Citations - Statutes (16)
Citation Catchline Location in Bill Location In Bill Help 68.087 Exemptions to civil actions. Page 3 (pdf) 215.971 Agreements funded with federal or state assistance. Page 3 (pdf) 287.058 Contract document. Page 3 (pdf) 319.261 Real property transactions; retiring title to mobile home. Page 3 (pdf) 489.147 Prohibited property insurance practices. Page 4 (pdf) 559.9611 Definitions. Page 5 (pdf) 624.424 Annual statement and other information. Page 6 (pdf) 626.854 “Public adjuster” defined; prohibitions. Page 7 (pdf) 626.8796 Public adjuster contracts; disclosure statement; fraud statement. Page 18 (pdf) 627.6426 Short-term health insurance. Page 20 (pdf) 627.70132 Notice of property insurance claim. Page 22 (pdf) 627.711 Notice of premium discounts for hurricane loss mitigation; uniform mitigation verification inspection form. Page 22 (pdf) 791.012 Minimum fireworks safety standards. Page 23 (pdf) 817.153 Page 24 (pdf) 817.4112 Page 26 (pdf) 817.45 Penalty. Page 27 (pdf)