Skip to Navigation | Skip to Main Content | Skip to Site Map

MyFloridaHouse.gov | Mobile Site

Senate Tracker: Sign Up | Login

The Florida Senate

HB 581: Flood Insurance

GENERAL BILL by Ahern ; Fitzenhagen ; (CO-INTRODUCERS) Beshears ; Caldwell ; Combee ; Eagle ; Gibbons ; Hager ; Harrell ; Hood ; Murphy ; Perry ; Peters ; Pilon ; Raschein ; Rehwinkel Vasilinda ; Rodrigues, R. ; Rogers ; Spano ; Van Zant ; Zimmermann

Flood Insurance; Adds projected flood losses to factors that must be considered by OIR in reviewing certain rate filings; increases membership of Florida Commission on Hurricane Loss Projection Methodology; requires commission to adopt standards & guidelines relating to flood loss by certain date; authorizes insurers to offer flood insurance in this state; establishes minimum coverage requirements for such policies; provides coverage limitations that an insurer may include in such policies; requires that certain limitations be noted on policy declarations or face page; provides insurer with rate options; requires insurer to provide notice that flood insurance is available from National Flood Insurance Program; allows insurer to export contract or endorsement of certain amount to surplus lines insurer without meeting certain requirements; provides prior notice requirements for cancellation or nonrenewal of policy; requires insurer to notify office before writing flood insurance & to file plan of operation with office; provides preemption for any conflicts with other provisions of Florida Insurance Code; requires Commissioner of OIR to provide certification that condition qualifies for flood insurance or disaster assistance.

Effective Date: upon becoming a law
Last Action: 5/2/2014 House - Died in Insurance and Banking Subcommittee, companion bill(s) passed, see CS/CS/CS/SB 542 (Ch. 2014-80), SB 1262 (Ch. 2014-98)
Bill Text: PDF



Bill History

Date Chamber Action
1/13/2014 House • Filed
1/27/2014 House • Referred to Insurance and Banking Subcommittee; Government Operations Appropriations Subcommittee; Regulatory Affairs Committee -HJ 50
3/4/2014 House • Introduced -HJ 50
5/2/2014 House • Died in Insurance and Banking Subcommittee, companion bill(s) passed, see CS/CS/CS/SB 542 (Ch. 2014-80), SB 1262 (Ch. 2014-98)