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CS/CS/CS/HB 1495: Property and Casualty Insurance [CPSC]

GENERAL BILL by Full Appropriations Council on General Government & Health Care ; General Government Policy Council ; Insurance, Business, and Financial Affairs Policy Committee ; Nelson ; Hays ; (CO-INTRODUCERS) Eisnaugle ; Long ; Plakon ; Rader ; Williams, T.

Property and Casualty Insurance [CPSC]; Revises dates of insurer's contract year for purposes of calculating insurer's retention; requires SBA to publish statement of estimated claims-paying capacity of Hurricane Catastrophe Fund; provides dates on which claims-paying capacity of fund will increase; provides that insurer may repair damaged property in compliance with its policy; authorizes insurer to include in its rates actual cost of certain reinsurance, etc.

Effective Date: 05/27/2009
Last Action: 5/27/2009 - Approved by Governor; Chapter No. 2009-87; See also CS/CS/CS/HB 569 (Ch. 2009-140)
Bill Text: Web Page | PDF

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  • Bill History

    Date Chamber Action
    3/3/2009 House • Filed; Introduced -HJ 00127
    3/9/2009 House • Referred to Insurance, Business, & Financial Affairs Policy (GGPC); General Government Policy Council; Government Operations Appropriations (CGHC); Full Appropriations Council on General Government & Health Care -HJ 00195
    4/1/2009 House • On Committee agenda-- Insurance, Business, & Financial Affairs Policy (GGPC), 04/03/09, 11:00 am, Morris Hall
    4/3/2009 House • CS by Insurance, Business, & Financial Affairs Policy (GGPC); YEAS 15 NAYS 2 -HJ 00375
    4/8/2009 House • CS read 1st time on 04/08/09 -HJ 00371; CS filed; CS referred to General Government Policy Council; Full Appropriations Council on General Government & Health Care -HJ 00378; Now in General Government Policy Council
    4/10/2009 House • On Council agenda-- General Government Policy Council, 04/14/09, 1:15 pm, Morris Hall
    4/14/2009 House • CS/CS by General Government Policy Council; YEAS 12 NAYS 0 -HJ 00487
    4/17/2009 House • CS read 1st time on 04/17/09 -HJ 00482; CS filed; Now in Full Appropriations Council on General Government & Health Care -HJ 00486
    4/20/2009 House • On Council agenda-- Full Appropriations Council on General Government & Health Care, 04/20/09, 10:45 am, Webster Hall; CS/CS/CS by- Full Appropriations Council on General Government & Health Care; YEAS 26 NAYS 7 -HJ 00640
    4/21/2009 House • CS read 1st time on 04/21/09 -HJ 00636; CS filed; Placed on Calendar -HJ 00637
    4/23/2009 House • Placed on Special Order Calendar; Read 2nd time -HJ 00734; Amendment(s) adopted -HJ 00735; Amendment(s) failed -HJ 00736
    4/24/2009 House • Read 3rd time -HJ 00875; Amendment(s) adopted -HJ 00876; CS passed as amended; YEAS 75 NAYS 33 -HJ 00879
    4/24/2009 Senate • In Messages
    4/28/2009 Senate • Received, referred to Banking and Insurance; General Government Appropriations; Policy & Steering Committee on Ways and Means -SJ 00730; Withdrawn from Banking and Insurance; General Government Appropriations; Policy & Steering Committee on Ways and Means -SJ 00657; Substituted for CS/CS/SB 1950 -SJ 00658; Read 2nd time -SJ 00658; Amendment(s) adopted (947090) -SJ 00658; Read 3rd time -SJ 00673; CS passed as amended (947090); YEAS 34 NAYS 2 -SJ 00673
    4/28/2009 House • In returning messages
    5/1/2009 House • Was taken up -HJ 01219; Amendment(s) to Senate amendment(s) adopted -HJ 01255; Concurred in Senate amendment(s) as amended -HJ 01220, -HJ 01273; CS passed as amended; YEAS 80 NAYS 35 -HJ 01273
    5/1/2009 Senate • In returning messages; Concurred (257873) -SJ 01047, -SJ 01062; CS passed as amended (257873); YEAS 32 NAYS 6 -SJ 01062
    5/1/2009 House • Ordered engrossed, then enrolled -HJ 01452
    5/15/2009 • Signed by Officers and presented to Governor
    5/27/2009 • Approved by Governor; Chapter No. 2009-87; See also CS/CS/CS/HB 569 (Ch. 2009-140)

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  • CS/CS/CS/HB 1495, Enrolled (Current Bill Version) Posted 5/7/2009 at 3:15 PM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Related Bills (6)

    Bill Number Subject Filed By Relationship Last Action and Location
    H 569 (e2) Roberson Compare Last Action: 6/10/2009 Approved by Governor; Chapter No. 2009-140; See also CS/CS/CS/HB 1495 (Ch. 2009-87)
    Location:
    H 1239 Insurance Representatives Long Compare Last Action: 5/2/2009 H Indefinitely postponed and withdrawn from consideration; Died in Committee on Insurance, Business, & Financial Affairs Policy (GGPC), Link/Iden/Sim/Compare passed, refer to CS/CS/CS/HB 1495 (Ch. 2009-87)
    Location:
    S 732 (e1) Financial Instruments [CPSC] Smith Compare Last Action: 4/29/2009 S Substituted CS/CS/CS/HB 569 -SJ 00754; Laid on Table, Link/Iden/Sim/Compare passed, refer to CS/CS/CS/HB 569 (Ch. 2009-140), CS/CS/CS/HB 1495 (Ch. 2009-87) -SJ 00754
    Location:
    S 1950 (e1) Property Insurance [CPSC] Richter Compare Last Action: 4/28/2009 S Substituted CS/CS/CS/HB 1495 -SJ 00658; Laid on Table, Link/Iden/Sim/Compare passed, refer to CS/CS/CS/HB 569 (Ch. 2009-140), CS/CS/CS/HB 1495 (Ch. 2009-87) -SJ 00658
    Location:
    S 2078 (c2) My Safe Florida Home Program [CPSC] Justice Compare Last Action: 5/2/2009 S Indefinitely postponed and withdrawn from consideration; Died in Committee on Governmental Oversight and Accountability, Link/Iden/Sim/Compare passed, refer to CS/CS/CS/HB 1495 (Ch. 2009-87)
    Location:
    S 2676 Unfair/Deceptive Insurance Trade Practices [CPSC] Smith Compare Last Action: 5/2/2009 S Indefinitely postponed and withdrawn from consideration; Died in Committee on Banking and Insurance, Link/Iden/Sim/Compare passed, refer to CS/CS/CS/HB 1495 (Ch. 2009-87)
    Location:

    Citations - Statutes (16)

    Citation Catchline Location in Bill Location In Bill Help
    215.555 Florida Hurricane Catastrophe Fund.
    215.5586 My Safe Florida Home Program.
    624.46226 Public housing authorities self-insurance funds; exemption for taxation and assessments.
    626.854 "Public adjuster" defined; prohibitions.
    626.865 Public adjuster's qualifications, bond.
    626.8651 Public adjuster apprentice license; qualifications.
    627.062 Rate standards.
    627.0621 Transparency in rate regulation.
    627.0628 Florida Commission on Hurricane Loss Projection Methodology; public records exemption; public meetings exemption.
    627.0629 Residential property insurance; rate filings.
    627.351 Insurance risk apportionment plans.
    627.3512 Recoupment of residual market deficit assessments.
    627.7011 Homeowners' policies; offer of replacement cost coverage and law and ordinance coverage.
    627.711 Notice of premium discounts for hurricane loss mitigation; uniform mitigation verification inspection form.
    627.712 Residential windstorm coverage required; availability of exclusions for windstorm or contents.
    631.65 Prohibited advertisement or solicitation.

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  • CS/CS/CS/HB 1495, Engrossed 3 Posted 5/4/2009 at 11:38 AM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Citations - Statutes (16)

    Citation Catchline Location in Bill Location In Bill Help
    215.555 Florida Hurricane Catastrophe Fund.
    215.5586 My Safe Florida Home Program.
    624.46226 Public housing authorities self-insurance funds; exemption for taxation and assessments.
    626.854 "Public adjuster" defined; prohibitions.
    626.865 Public adjuster's qualifications, bond.
    626.8651 Public adjuster apprentice license; qualifications.
    627.062 Rate standards.
    627.0621 Transparency in rate regulation.
    627.0628 Florida Commission on Hurricane Loss Projection Methodology; public records exemption; public meetings exemption.
    627.0629 Residential property insurance; rate filings.
    627.351 Insurance risk apportionment plans.
    627.3512 Recoupment of residual market deficit assessments.
    627.7011 Homeowners' policies; offer of replacement cost coverage and law and ordinance coverage.
    627.711 Notice of premium discounts for hurricane loss mitigation; uniform mitigation verification inspection form.
    627.712 Residential windstorm coverage required; availability of exclusions for windstorm or contents.
    631.65 Prohibited advertisement or solicitation.

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  • CS/CS/CS/HB 1495, Engrossed 2 Posted 4/24/2009 at 9:54 PM

    Bill Text:   Web Page | PDF
    Analyses:   None

    Floor Amendments (9)

    Amendment Sponsor Filed Last Floor Action Format
    947090 - Amendment
    Richter 4/28/2009
    9:29 AM
    Senate: Adopted
    4/28/2009
    Web Page
    PDF
    hierarchy 695755 - Amendment to Amendment (947090)
    Hays 4/29/2009
    8:23 PM
    Web Page
    PDF
    hierarchy 422823 - Substitute Amendment (695755)
    Taylor, P 4/30/2009
    6:49 PM
    Web Page
    PDF
    455705 - Amendment to Amendment
    Hays 4/30/2009
    11:30 PM
    Web Page
    PDF
    454101 - Amendment to Amendment
    Hays 4/30/2009
    11:31 PM
    Web Page
    PDF
    216431 - Amendment to Amendment
    Hays 5/1/2009
    9:36 AM
    Web Page
    PDF
    406813 - Amendment to Amendment
    Hays 5/1/2009
    9:55 AM
    Web Page
    PDF
    110027 - Amendment to Amendment
    Murzin 5/1/2009
    10:12 AM
    Web Page
    PDF
    331879 - Amendment to Amendment
    Jenne 5/1/2009
    10:26 AM
    Web Page
    PDF

    Floor Votes (4)

    Date Chamber Result
    4/28/2009 9:34 AM Senate 34 Yeas - 2 Nays
    5/1/2009 11:57 AM House 47 Yeas - 55 Nays
    5/1/2009 12:12 PM House 80 Yeas - 35 Nays
    5/1/2009 4:43 PM Senate 32 Yeas - 6 Nays

    Citations - Statutes (16)

    Citation Catchline Location in Bill Location In Bill Help
    215.555 Florida Hurricane Catastrophe Fund.
    215.5586 My Safe Florida Home Program.
    624.46226 Public housing authorities self-insurance funds; exemption for taxation and assessments.
    626.854 "Public adjuster" defined; prohibitions.
    626.865 Public adjuster's qualifications, bond.
    626.8651 Public adjuster apprentice license; qualifications.
    627.062 Rate standards.
    627.0621 Transparency in rate regulation.
    627.0628 Florida Commission on Hurricane Loss Projection Methodology; public records exemption; public meetings exemption.
    627.0629 Residential property insurance; rate filings.
    627.351 Insurance risk apportionment plans.
    627.3512 Recoupment of residual market deficit assessments.
    627.7011 Homeowners' policies; offer of replacement cost coverage and law and ordinance coverage.
    627.711 Notice of premium discounts for hurricane loss mitigation; uniform mitigation verification inspection form.
    627.712 Residential windstorm coverage required; availability of exclusions for windstorm or contents.
    631.65 Prohibited advertisement or solicitation.

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  • CS/CS/CS/HB 1495, Engrossed 1 Posted 4/23/2009 at 8:09 PM

    Bill Text:   Web Page | PDF
    Analyses:   House Message Summary (pdf)

    Floor Amendments (10)

    Amendment Sponsor Filed Last Floor Action Format
    197059 - Amendment
    Long 4/24/2009
    7:38 AM
    Web Page
    PDF
    583549 - Amendment
    Long 4/24/2009
    7:38 AM
    Web Page
    PDF
    950705 - Amendment
    Nelson 4/24/2009
    7:39 AM
    Web Page
    PDF
    246599 - Amendment
    Nelson 4/24/2009
    7:39 AM
    Web Page
    PDF
    691131 - Amendment
    Long 4/24/2009
    7:40 AM
    Web Page
    PDF
    091195 - Amendment
    Patterson 4/24/2009
    7:49 AM
    Web Page
    PDF
    840943 - Amendment
    Hays 4/24/2009
    7:55 AM
    Web Page
    PDF
    474679 - Amendment
    Long 4/24/2009
    7:57 AM
    Web Page
    PDF
    836321 - Amendment
    Taylor, P 4/24/2009
    10:48 AM
    Web Page
    PDF
    387865 - Amendment
    Hays 4/24/2009
    12:20 PM
    Web Page
    PDF

    Floor Votes (1)

    Date Chamber Result
    4/24/2009 7:06 PM House 75 Yeas - 33 Nays

    Citations - Statutes (15)

    Citation Catchline Location in Bill Location In Bill Help
    215.555 Florida Hurricane Catastrophe Fund.
    215.5586 My Safe Florida Home Program.
    626.854 "Public adjuster" defined; prohibitions.
    626.865 Public adjuster's qualifications, bond.
    626.8651 Public adjuster apprentice license; qualifications.
    627.062 Rate standards.
    627.0621 Transparency in rate regulation.
    627.0628 Florida Commission on Hurricane Loss Projection Methodology; public records exemption; public meetings exemption.
    627.0629 Residential property insurance; rate filings.
    627.351 Insurance risk apportionment plans.
    627.3512 Recoupment of residual market deficit assessments.
    627.7011 Homeowners' policies; offer of replacement cost coverage and law and ordinance coverage.
    627.711 Notice of premium discounts for hurricane loss mitigation; uniform mitigation verification inspection form.
    627.712 Residential windstorm coverage required; availability of exclusions for windstorm or contents.
    631.65 Prohibited advertisement or solicitation.

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  • CS/CS/CS/HB 1495, Committee Substitute 3 Posted 4/21/2009 at 5:30 PM

    Bill Text:   Web Page | PDF
    Analyses:   Full Appropriations Council on General Government & Health Care (Post-Meeting) (pdf)

    Floor Amendments (9)

    Amendment Sponsor Filed Last Floor Action Format
    269049 - Amendment
    Patterson 4/22/2009
    1:12 PM
    Web Page
    PDF
    690911 - Amendment
    Patterson 4/22/2009
    1:33 PM
    Web Page
    PDF
    168357 - Amendment
    Jenne 4/22/2009
    1:46 PM
    Web Page
    PDF
    203581 - Amendment
    Saunders 4/22/2009
    1:49 PM
    Web Page
    PDF
    640065 - Amendment
    Saunders 4/22/2009
    1:49 PM
    Web Page
    PDF
    622115 - Amendment
    Long 4/22/2009
    1:57 PM
    Web Page
    PDF
    357937 - Amendment
    Patterson 4/22/2009
    1:57 PM
    Web Page
    PDF
    484655 - Amendment
    Long 4/22/2009
    1:58 PM
    Web Page
    PDF
    083197 - Amendment
    Long 4/22/2009
    2:02 PM
    Web Page
    PDF

    Floor Votes (3)

    Date Chamber Result
    4/23/2009 3:53 PM House 110 Yeas - 0 Nays
    4/23/2009 3:54 PM House 44 Yeas - 68 Nays
    4/23/2009 4:28 PM House 40 Yeas - 76 Nays

    Citations - Statutes (11)

    Citation Catchline Location in Bill Location In Bill Help
    215.555 Florida Hurricane Catastrophe Fund.
    215.5586 My Safe Florida Home Program.
    627.062 Rate standards.
    627.0621 Transparency in rate regulation.
    627.0628 Florida Commission on Hurricane Loss Projection Methodology; public records exemption; public meetings exemption.
    627.0629 Residential property insurance; rate filings.
    627.351 Insurance risk apportionment plans.
    627.3512 Recoupment of residual market deficit assessments.
    627.711 Notice of premium discounts for hurricane loss mitigation; uniform mitigation verification inspection form.
    627.712 Residential windstorm coverage required; availability of exclusions for windstorm or contents.
    631.65 Prohibited advertisement or solicitation.

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  • CS/CS/HB 1495, Committee Substitute 2 Posted 4/17/2009 at 11:28 AM

    Bill Text:   Web Page | PDF
    Analyses:   Full Appropriations Council on General Government & Health Care (Post-Meeting) (pdf)
    General Government Policy Council (Post-Meeting) (pdf)

    Citations - Statutes (11)

    Citation Catchline Location in Bill Location In Bill Help
    215.555 Florida Hurricane Catastrophe Fund.
    215.5586 My Safe Florida Home Program.
    627.062 Rate standards.
    627.0621 Transparency in rate regulation.
    627.0628 Florida Commission on Hurricane Loss Projection Methodology; public records exemption; public meetings exemption.
    627.0629 Residential property insurance; rate filings.
    627.351 Insurance risk apportionment plans.
    627.3512 Recoupment of residual market deficit assessments.
    627.711 Notice of premium discounts for hurricane loss mitigation; uniform mitigation verification inspection form.
    627.712 Residential windstorm coverage required; availability of exclusions for windstorm or contents.
    631.65 Prohibited advertisement or solicitation.

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  • CS/HB 1495, Committee Substitute 1 Posted 4/8/2009 at 2:08 PM

    Bill Text:   Web Page | PDF
    Analyses:   General Government Policy Council (Post-Meeting) (pdf)
    Insurance, Business, and Financial Affairs Policy Committee (Post-Meeting) 4/2/2009 (pdf)

    Citations - Statutes (12)

    Citation Catchline Location in Bill Location In Bill Help
    215.555 Florida Hurricane Catastrophe Fund.
    215.5586 My Safe Florida Home Program.
    626.854 "Public adjuster" defined; prohibitions.
    627.062 Rate standards.
    627.0621 Transparency in rate regulation.
    627.0628 Florida Commission on Hurricane Loss Projection Methodology; public records exemption; public meetings exemption.
    627.0629 Residential property insurance; rate filings.
    627.351 Insurance risk apportionment plans.
    627.3512 Recoupment of residual market deficit assessments.
    627.711 Notice of premium discounts for hurricane loss mitigation; uniform mitigation verification inspection form.
    627.712 Residential windstorm coverage required; availability of exclusions for windstorm or contents.
    631.65 Prohibited advertisement or solicitation.

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  • HB 1495, Original Filed Version Posted 3/3/2009 at 8:43 AM

    Bill Text:   Web Page | PDF
    Analyses:   Insurance, Business, and Financial Affairs Policy Committee (Post-Meeting) 4/2/2009 (pdf)

    Citations - Statutes (4)

    Citation Catchline Location in Bill Location In Bill Help
    215.555 Florida Hurricane Catastrophe Fund.
    215.5586 My Safe Florida Home Program.
    627.062 Rate standards.
    627.351 Insurance risk apportionment plans.

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