CS/CS/CS/SB 1452: Department of Financial Services
GENERAL BILL by Rules ; Appropriations Committee on Agriculture, Environment, and General Government ; Banking and Insurance ; Truenow
Department of Financial Services; Revising the subsystem used for a certain report of disbursements made; deleting the Department of Financial Services’ authority to make semimonthly salary payments; revising eligibility requirements for a hurricane mitigation inspection under the My Safe Florida Home Program; revising eligibility requirements for the My Safe Florida Condominium Pilot Program; providing that redemption in cash or through a debit card transaction shall be treated the same; revising the timelines and conditions under which stock, other equity interests, or debt of a business association is considered abandoned; ratifying specified rules relating to legal tender for the sole and exclusive purpose of satisfying conditions on effectiveness pursuant to chapter 2025-100, Laws of Florida, etc.
Effective Date: Upon becoming a law
Last Action: 3/9/2026 House - In Messages
Bill Text: Web Page | PDF
Last Action: 3/9/2026 House - In Messages
Bill Text: Web Page | PDF
Senate Committee References:
Bill History
| Date | Chamber | Action |
|---|---|---|
| 1/8/2026 | Senate |
• Filed |
| 1/16/2026 | Senate |
• Referred to Banking and Insurance; Appropriations Committee on Agriculture, Environment, and General Government; Rules |
| 1/22/2026 | Senate |
• Introduced |
| 1/30/2026 | Senate |
• On Committee agenda-- Banking and Insurance, 02/04/26, 10:30 am, 412 Knott Building |
| 2/4/2026 | Senate |
• CS by Banking and Insurance; YEAS 10 NAYS 0 |
| 2/6/2026 | Senate |
• Pending reference review under Rule 4.7(2) - (Committee Substitute) |
| 2/9/2026 | Senate |
• Now in Appropriations Committee on Agriculture, Environment, and General Government |
| 2/10/2026 | Senate |
• CS by Banking and Insurance read 1st time |
| 2/20/2026 | Senate |
• On Committee agenda-- Appropriations Committee on Agriculture, Environment, and General Government, 02/25/26, 1:30 pm, 412 Knott Building |
| 2/25/2026 | Senate |
• CS/CS by Appropriations Committee on Agriculture, Environment, and General Government; YEAS 8 NAYS 0 |
| 2/26/2026 | Senate |
• Pending reference review under Rule 4.7(2) - (Committee Substitute) • Now in Rules • On Committee agenda-- Rules, 03/03/26, 9:00 am, 412 Knott Building • CS/CS by Appropriations Committee on Agriculture, Environment, and General Government read 1st time |
| 3/3/2026 | Senate |
• CS/CS/CS by- Rules; YEAS 22 NAYS 0 |
| 3/5/2026 | Senate |
• Pending reference review -under Rule 4.7(2) - (Committee Substitute) • Placed on Calendar, on 2nd reading • Placed on Special Order Calendar, 03/06/26 • CS/CS/CS by Rules read 1st time |
| 3/6/2026 | Senate |
• Retained on Special Order Calendar |
| 3/9/2026 | Senate |
• Read 2nd time • Amendment(s) adopted (344910, 347422, 712002) • Read 3rd time • CS passed as amended; YEAS 38 NAYS 0 |
| 3/9/2026 | House |
• In Messages |
Related Bills
| Bill Number | Subject | Filed By | Relationship | Last Action and Location | Track Bills |
|---|---|---|---|---|---|
| H 1221 (c3) | Department of Financial Services | Insurance & Banking Subcommittee | Similar | Last Action: 3/2/2026 H Added to Second Reading Calendar |
|
| H 381 (c1) | Office of Financial Regulation | Insurance & Banking Subcommittee | Compare | Last Action: 2/16/2026 H Now in Commerce Committee |
|
| H 1045 | My Safe Florida Home Program | Rosenwald | Compare | Last Action: 1/13/2026 H 1st Reading (Original Filed Version) |
|
| H 1311 (er) | Legal Tender | Insurance & Banking Subcommittee | Compare | Last Action: 3/6/2026 H Ordered enrolled |
|
| H 1497 (c1) | My Safe Florida Condominium Pilot Program | Housing, Agriculture & Tourism Subcommittee | Compare | Last Action: 2/2/2026 H Now in State Administration Budget Subcommittee |
|
| S 540 (c3) | Office of Financial Regulation | Martin | Compare | Last Action: 2/25/2026 H In Messages |
|
| S 1148 | My Safe Florida Home Program | Bracy Davis | Compare | Last Action: 1/13/2026 S Introduced |
|
| S 1588 (c1) | Legal Tender | Gruters | Compare | Last Action: 3/6/2026 S Laid on Table, refer to CS/CS/HB 1311 |
|
| S 1706 (c1) | My Safe Florida Condominium Pilot Program | Pizzo | Compare | Last Action: 3/4/2026 H In Messages |
|
Bill Text
| Version | Posted | Format |
|---|---|---|
| S 1452 Filed | 1/8/2026 1:22 PM | Web Page | PDF |
| S 1452 c1 | 2/6/2026 5:46 PM | Web Page | PDF |
| S 1452 c2 | 2/26/2026 1:01 PM | Web Page | PDF |
| S 1452 c3 | 3/5/2026 10:36 AM | Web Page | PDF |
| S 1452 e1 | 3/9/2026 7:49 PM | Web Page | PDF |
Committee Amendments
| Amendment | Sponsor | Filed | Last Committee Action | Format |
|---|---|---|---|---|
|
466478 - Amendment Delete lines 889 - 1280 and insert: |
Banking and Insurance (Truenow) |
2/3/2026 1:46 PM (Late Filed) |
Replaced by Committee Substitute
2/5/2026 |
Web Page
|
| Amendment | Sponsor | Filed | Last Committee Action | Format |
|---|---|---|---|---|
|
427888 - Amendment (Delete All) Delete everything after the enacting clause and insert: |
Appropriations Committee on Agriculture, Environment, and General Government (Truenow) |
2/24/2026 1:47 PM |
Replaced by Committee Substitute
2/25/2026 |
Web Page
|
| Amendment | Sponsor | Filed | Last Committee Action | Format |
|---|---|---|---|---|
|
557824 - Amendment (Delete All) Delete everything after the enacting clause and insert: |
Rules (Truenow) |
3/2/2026 9:17 AM (Late Filed) |
Replaced by Substitute Amendment
3/3/2026 |
Web Page
|
341966 - Substitute Amendment (Delete All) (557824) Delete everything after the enacting clause and insert: |
Rules (Truenow) |
3/2/2026 2:26 PM |
Replaced by Committee Substitute
3/3/2026 |
Web Page
|
Floor Amendments
| Amendments | Sponsor | Filed | Last Floor Action | Format |
|---|---|---|---|---|
|
344910 - Amendment Delete lines 515 - 952 and insert: |
Truenow |
3/5/2026 3:15 PM |
Senate:
Adopted
3/9/2026 |
Web Page
|
|
573608 - Amendment Between lines 1098 and 1099 insert: |
Gruters |
3/5/2026 1:49 PM |
Senate:
Withdrawn
3/9/2026 |
Web Page
|
|
754896 - Amendment Delete lines 1370 - 1888 and insert: |
Truenow |
3/5/2026 1:48 PM |
Senate:
Withdrawn
3/6/2026 |
Web Page
|
|
942860 - Amendment Delete lines 1390 - 1852 and insert: |
Gruters |
3/9/2026 11:10 AM |
Senate:
Withdrawn
3/9/2026 |
Web Page
|
|
347422 - Amendment Delete lines 2663 - 3028 and insert: |
Truenow |
3/5/2026 4:28 PM |
Senate:
Adopted
3/9/2026 |
Web Page
|
|
881572 - Amendment Delete lines 4749 - 4750 and insert: |
Truenow |
3/5/2026 2:55 PM |
Senate:
Withdrawn
3/6/2026 |
Web Page
|
|
712002 - Amendment Between lines 4749 and 4750 insert: |
Truenow |
3/6/2026 8:38 AM |
Senate:
Adopted
3/9/2026 |
Web Page
|
Bill Analyses
| Type | Analysis | Author | Posted | Format |
|---|---|---|---|---|
| Bill Analysis | S 1452 | Banking and Insurance (Pre-Meeting) | 2/3/2026 10:25 AM | |
| Bill Analysis | S 1452 | Banking and Insurance (Post-Meeting) | 2/5/2026 4:21 PM | |
| Bill Analysis | S 1452 | Appropriations Committee on Agriculture, Environment, and General Government (Pre-Meeting) | 2/24/2026 2:00 PM | |
| Bill Analysis | S 1452 | Appropriations Committee on Agriculture, Environment, and General Government (Post-Meeting) | 2/27/2026 10:16 AM | |
| Bill Analysis | S 1452 | Rules (Pre-Meeting) | 3/2/2026 7:52 AM | |
| Bill Analysis | S 1452 | Rules (Post-Meeting) | 3/5/2026 10:27 AM |
Vote History - Committee
| Version | Committee | Date | Result |
|---|---|---|---|
| S 1452 Filed | Banking and Insurance | 2/4/2026 10:30 AM | 10 Yeas - 0 Nays |
| S 1452 c1 | Appropriations Committee on Agriculture, Environment, and General Government | 2/25/2026 1:30 PM | 8 Yeas - 0 Nays |
| S 1452 c2 | Rules | 3/3/2026 9:00 AM | 22 Yeas - 0 Nays |
Vote History - Floor
| Vote | Date | Chamber | Result |
|---|---|---|---|
| S 1452 c3 | 3/9/2026 5:29 PM | Senate | 38 Yeas - 0 Nays |
Citations - Statutes (111)
| Citation | Catchline | Location in Bill Location In Bill Help |
|---|---|---|
| 2.004 | ||
| 2.005 | ||
| 2.016 | ||
| 2.022 | ||
| 2.026 | ||
| 2.034 | ||
| 2.035 | ||
| 17.11 | To report disbursements made. | Page 13 (pdf) |
| 17.13 | To duplicate warrants lost or destroyed. | Page 14 (pdf) |
| 100.097 | ||
| 110.113 | Pay periods for state officers and employees; salary payments by direct deposit. | Page 15 (pdf) |
| 112.3135 | Restriction on employment of relatives. | Page 15 (pdf) |
| 197.582 | Disbursement of proceeds of sale. | Page 159 (pdf) |
| 215.5586 | My Safe Florida Home Program. | Page 16 (pdf) |
| 215.55871 | My Safe Florida Condominium Pilot Program. | Page 26 (pdf) |
| 215.89 | Charts of account. | Page 31 (pdf) |
| 215.93 | Florida Financial Management Information System. | Page 32 (pdf) |
| 215.94 | Designation, duties, and responsibilities of functional owners. | Page 33 (pdf) |
| 215.96 | Coordinating council and design and coordination staff. | Page 34 (pdf) |
| 215.985 | Transparency in government spending. | Page 37 (pdf) |
| 216.102 | Filing of financial information; handling by Chief Financial Officer; penalty for noncompliance. | Page 38 (pdf) |
| 216.141 | Budget system procedures; planning and programming by state agencies. | Page 41 (pdf) |
| 440.13 | Medical services and supplies; penalty for violations; limitations. | Page 41 (pdf) |
| 497.1411 | Page 43 (pdf) | |
| 497.142 | Licensing; fingerprinting and criminal background checks. | Page 47 (pdf) |
| 553.80 | Enforcement. | Page 48 (pdf) |
| 560.1000 | ||
| 560.1012 | ||
| 560.102 | ||
| 560.309 | Conduct of business. | Page 48 (pdf) |
| 560.405 | Deposit; redemption. | Page 49 (pdf) |
| 560.406 | Worthless checks. | Page 50 (pdf) |
| 560.7032 | ||
| 560.7033 | ||
| 560.7034 | ||
| 560.7035 | ||
| 560.7036 | ||
| 626.0428 | Agency personnel powers, duties, and limitations. | Page 50 (pdf) |
| 626.171 | Application for license as an agent, customer representative, adjuster, service representative, or reinsurance intermediary. | Page 51 (pdf) |
| 626.292 | Transfer of license from another state. | Page 54 (pdf) |
| 626.611 | Grounds for compulsory refusal, suspension, or revocation of agent’s, title agency’s, adjuster’s, customer representative’s, service representative’s, or managing general agent’s license or appointment. | Page 55 (pdf) |
| 626.621 | Grounds for discretionary refusal, suspension, or revocation of agent’s, adjuster’s, customer representative’s, service representative’s, or managing general agent’s license or appointment. | Page 58 (pdf) |
| 626.731 | Qualifications for general lines agent’s license. | Page 61 (pdf) |
| 626.785 | Qualifications for license. | Page 63 (pdf) |
| 626.831 | Qualifications for license. | Page 63 (pdf) |
| 626.8417 | Title insurance agent licensure; exemptions. | Page 64 (pdf) |
| 626.854 | “Public adjuster” defined; prohibitions. | Page 64 (pdf) |
| 626.9541 | Unfair methods of competition and unfair or deceptive acts or practices defined. | Page 161 (pdf) |
| 627.797 | Exempt agent list. | Page 65 (pdf) |
| 633.208 | Minimum firesafety standards. | Page 65 (pdf) |
| 648.34 | Bail bond agents; qualifications. | Page 66 (pdf) |
| 648.382 | Appointment of bail bond agents and bail bond agencies; effective date of appointment. | Page 66 (pdf) |
| 717.001 | Short title. | Page 68 (pdf) |
| 717.101 | Definitions. | Page 68 (pdf) |
| 717.102 | Property presumed unclaimed; general rule. | Page 75 (pdf) |
| 717.103 | General rules for taking custody of intangible unclaimed property. | Page 78 (pdf) |
| 717.1035 | Property originated or issued by this state, any political subdivision of this state, or any entity incorporated, organized, created, or otherwise located in the state. | Page 80 (pdf) |
| 717.104 | Traveler’s checks and money orders. | Page 80 (pdf) |
| 717.1045 | Gift certificates and similar credit items. | Page 82 (pdf) |
| 717.105 | Checks, drafts, and similar instruments issued or certified by banking and financial organizations. | Page 83 (pdf) |
| 717.106 | Bank deposits and funds in financial organizations. | Page 84 (pdf) |
| 717.1065 | Virtual currency. | Page 86 (pdf) |
| 717.107 | Funds owing under life insurance policies, annuity contracts, and retained asset accounts; fines, penalties, and interest; United States Social Security Administration Death Master File. | Page 87 (pdf) |
| 717.1071 | Lost owners of unclaimed demutualization, rehabilitation, or related reorganization proceeds. | Page 87 (pdf) |
| 717.108 | Deposits held by utilities. | Page 88 (pdf) |
| 717.109 | Refunds held by business associations. | Page 88 (pdf) |
| 717.1101 | Unclaimed equity and debt of business associations. | Page 89 (pdf) |
| 717.111 | Property of business associations held in course of dissolution. | Page 92 (pdf) |
| 717.112 | Property held by agents and fiduciaries. | Page 93 (pdf) |
| 717.1125 | Property held by fiduciaries under trust instruments. | Page 94 (pdf) |
| 717.113 | Property held by courts and public agencies. | Page 94 (pdf) |
| 717.115 | Wages. | Page 94 (pdf) |
| 717.116 | Contents of safe-deposit box or other safekeeping repository. | Page 95 (pdf) |
| 717.117 | Report of unclaimed property. | Page 95 (pdf) |
| 717.118 | Notification of apparent owners of unclaimed property. | Page 105 (pdf) |
| 717.119 | Payment or delivery of unclaimed property. | Page 107 (pdf) |
| 717.1201 | Custody by state; holder liability; reimbursement of holder paying claim; reclaiming for owner; payment of safe-deposit box or repository charges. | Page 111 (pdf) |
| 717.122 | Public sale of unclaimed property. | Page 113 (pdf) |
| 717.123 | Deposit of funds. | Page 115 (pdf) |
| 717.1235 | Dormant campaign accounts; report of unclaimed property. | Page 116 (pdf) |
| 717.124 | Unclaimed property claims. | Page 116 (pdf) |
| 717.12403 | Unclaimed demand, savings, or checking account in a financial institution held in the name of more than one person. | Page 123 (pdf) |
| 717.12404 | Claims on behalf of a business entity or trust. | Page 125 (pdf) |
| 717.12405 | Claims by estates. | Page 126 (pdf) |
| 717.12406 | Joint ownership of unclaimed securities or dividends. | Page 126 (pdf) |
| 717.1241 | Conflicting claims. | Page 127 (pdf) |
| 717.1242 | Restatement of jurisdiction of the circuit court sitting in probate and the department. | Page 129 (pdf) |
| 717.1243 | Small estate accounts. | Page 129 (pdf) |
| 717.1244 | Determinations of unclaimed property claims. | Page 130 (pdf) |
| 717.1245 | Garnishment of unclaimed property. | Page 130 (pdf) |
| 717.125 | Claim of another state to recover property; procedure. | Page 131 (pdf) |
| 717.126 | Administrative hearing; burden of proof; proof of entitlement; venue. | Page 132 (pdf) |
| 717.1261 | Death certificates. | Page 132 (pdf) |
| 717.1262 | Court documents. | Page 133 (pdf) |
| 717.129 | Periods of limitation. | Page 133 (pdf) |
| 717.1301 | Investigations; examinations; subpoenas. | Page 134 (pdf) |
| 717.1315 | Retention of records by claimant’s representatives and buyers of unclaimed property. | Page 135 (pdf) |
| 717.132 | Enforcement; cease and desist orders; fines. | Page 136 (pdf) |
| 717.1322 | Administrative and civil enforcement. | Page 136 (pdf) |
| 717.133 | Interstate agreements and cooperation; joint and reciprocal actions with other states. | Page 139 (pdf) |
| 717.1333 | Evidence; estimations; audit reports and worksheets, investigator reports and worksheets, other related documents. | Page 140 (pdf) |
| 717.1341 | Invalid claims, recovery of property, interest and penalties. | Page 141 (pdf) |
| 717.135 | Recovery agreements and purchase agreements for claims filed by a claimant’s representative; fees and costs or total net gain. | Page 142 (pdf) |
| 717.1356 | Page 146 (pdf) | |
| 717.138 | Rulemaking authority. | Page 149 (pdf) |
| 717.1382 | United States savings bond; unclaimed property; escheatment; procedure. | Page 150 (pdf) |
| 717.139 | Uniformity of application and construction. | Page 152 (pdf) |
| 717.1400 | Registration. | Page 153 (pdf) |
| 772.13 | Civil remedy for terrorism or facilitating or furthering terrorism. | Page 162 (pdf) |
| 1001.281 | Operating Trust Fund. | Page 159 (pdf) |
| 1001.282 | Administrative Trust Fund. | Page 159 (pdf) |
Citations - Constitution (0)
No Constitutional citations.
Citations - Chapter Law (2)
| Chapter Law | Section Amended | Location in Bill Location In Bill Help |
|---|---|---|
| 2025-100 | ||
| 2025-100 | Section 18 |
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